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Foreign Exchange Guide to France

Read this currency guide to France with HKD money transfer and travel tips.   [HKD/EUR=0.1136]

 
France
Country Code:
FR
Domestic Currency:
Euro
Symbol - Code:
€ EUR
Telephone Prefix:
+33

This is a foreign exchange guide to France, the Euro currency plus HKD to EUR transfers and travel tips.


In this France currency guide we take a look at :

  1. Euro info - general info about the Euro
  2. Euro in the markets - recent EUR moves and predictions from the FX markets
  3. Travelling in France - currency & money saving tips
  4. Buying Euro cash online - travel money for France
  5. Sending money to France - save on Euro bank transfers to France
  6. Euro exchange rates - latest & historic exchange rates.
  7. EUR News - the latest Euro related articles from our blog.

Euro (EUR) general currency information


What is the Euro currency code and symbol?

The three letter currency code for the Euro is EUR and the symbol is .


Which countries use the Euro?

It is the domestic currency in Eurozone, Aaland Islands, Andorra, Austria, Belgium, Cyprus, Estonia, Finland, France, French Guinea, French Southern Territories, Germany, Greece, Guadeloupe, Vatican City, Ireland, Italy, Luxembourg, Malta, Martinique, Mayotte, Monaco, Montenegro, Netherlands, Portugal, Reunion, Saint Barthélemy, Saint Martin, Saint Pierre And Miquelon, San Marino, Slovakia, Slovenia and Spain.

The euro (ISO: EUR) is involved in slightly more than 30% of all foreign exchange deals, and as such, is the world’s second most traded currency, behind the US dollar.

The euro is the currency of the eurozone (officially called the ‘euro area’), which consists of 19 of the 28 member states of the European Union, and is used by almost 350 million Europeans. It was introduced in January 1999.

Of all the thousands of exchange rates that exist in the world, the euro-to-US dollar exchange rate is the most actively traded, or most ‘liquid’.

Since its introduction, the euro’s lowest value against the dollar came in October 2000 when EUR/USD hit lows of 0.8231. The currency was strongest in July 2008, shortly before the worst stage of the 2007-2009 financial crisis, when EUR/USD reached 1.6038.

There are currently more than twenty nations and territories which peg their currencies to the euro, the largest of which is Denmark.


Euro (EUR) in the markets

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

For more details read the full article Euro Forecasts.

The interactive chart below shows the HKD to EUR exchange rate and trend for the previous 3 months:

Travel, Currency and Money saving tips for France

 

France is beautiful, has great food, delicious wine, deep history, and a carefree atmosphere. There’s nothing like a picnic along the Seine or a day through the French countryside to make life seem beautiful. France is everything that people make it out to be and then some. France can be expensive to travel in, and eating out is not cheap. Buying your own food in France can be very cheap however. There are many bread, cheese, and meat shops around. There are outdoor markets that are cheap, and fun, to visit. It’s common to pick up some ingredients and have a picnic.

The best way to get around France is via the trains. Overnight trains cost the least, while the fast TGV lines (high-speed train) cost the most, about 90 EUR. Local transit systems are reliable and cost between 1-3 EUR per trip. Transportation to and from airport into city centers is generally affordable and user friendly. Expect about 12 EURO to get into Paris from Charles de Gaulle. However, there are several ways to get into the city, the last choice we would advise is on the RER train. The RER is great for Parisians who know their way around or experienced repeat travelers, but not at all great for arriving tourists from overnight flights. Tired and disoriented tourists are easy targets for baggage theft and pickpockets on that line. If you take it, always keep an eye on luggage at every stop all the way into the city.Taxis will be tough on the budget, so avoid when you can.

The French Alps offer some of the best ski slopes in Europe. If you're in Europe in the winter months and at a loss for what to do, consider getting a group together and renting a ski chalet, or staying at one of the slope-side hotels or hostels.

France has some of the best Roman ruins outside of Italy. Orange, Nimes and Arles all have beautiful Roman theaters, and Nimes also contains a well-preserved temple.

 

Travel money for France

 

Save money and time by Ordering your Euro online from Travelex, you get better rates and can pick up the EUR cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in Euro otherwise you may get much worst exchange rates.

   

France Trip Checklist    

 
  1. Compare EUR travel cash rates - probably why you are here!
  2. Search Hotel deals - Save on your accomodation in France
  3. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to France

When searching around for information on how to get a good exchange rate when sending money to France you need to start with finding out the latest Euro foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).


Get a better deal for foreign transfers to France

When sending money to France it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Euro amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted EUR amount will be transfered to the recipient account you specify in France.

Use our Send to EUR calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Euro deposited into the recipient bank account and less margins and fees kept by the banks!

 

HKD to EUR International Money Transfers

  

Foreign Transfer ProvidersReceive EUR(€)Exchange RateFee HKDTotal CostDeal Links
WorldFirst logo
5,650 EUR0.11300.53%
OFX logo
5,570 EUR0.11140 for BER users (normally $15)1.94%
DBS Bank logo
5,509.49 EUR0.1103503%
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo
5,451 EUR0.1091554.02%
HSBC logo
5,436.29 EUR0.1089$804.29%
Citibank International Money Transfers
Citibank logo
5,408.7 EUR0.1082124.78%
WorldRemit logo
Your amount above the WorldRemit HKD2000 maximum
WorldFirst: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:
Exchange Rate:0.1130 (0.53% from mid-rate)
EUR amount:5,650 EUR
Total Cost:0.53%
Time:1:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:0 for BER users (normally $15)
Exchange Rate:0.1114 (1.94% from mid-rate)
EUR amount:5,570 EUR
Total Cost:1.94%
Difference:
80 EUR less than using WorldFirst
Time:
Rate Fetched: Sat Aug 24 2019 00:16:06 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

DBS Bank logoDBS Bank

DBS Bank: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:50
Exchange Rate:0.1103 (2.9% from mid-rate)
EUR amount:5,509.49 EUR
Total Cost:3%
Difference:
141 EUR less than using WorldFirst
Time:1:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:55
Exchange Rate:0.1095 (3.61% from mid-rate)
EUR amount:5,451 EUR
Total Cost:4.02%
Difference:
199 EUR less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

HSBC logoHSBC

HSBC: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:$80 HKD (Minimum fee)
Exchange Rate:0.1089 (4.14% from mid-rate)
EUR amount:5,436.29 EUR
Total Cost:4.29%
Difference:
214 EUR less than using WorldFirst
Time:1:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:12
Exchange Rate:0.1082 (4.75% from mid-rate)
EUR amount:5,408.7 EUR
Total Cost:4.78%
Difference:
241 EUR less than using WorldFirst
Time:1:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
WorldRemit: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:
Transfer Speed:1 day
Services:Bank Transfers & Cash Pickup - Online only
Rating:
 
: 4.5/5.0
Reviews:
 
Snapshot 08/24/2019 - See full table
 

EUR/USD - Euro to United States Dollar - Historical Rates

PeriodChange*EUR/USDDate
1 Day+0.58%1.108422 Aug 2019
1 Week+0.48%1.109516 Aug 2019
1 Month+0.05%1.114224 Jul 2019
6 Months-1.71%1.134224 Feb 2019
1 Year-3.41%1.154223 Aug 2018
5 Years-15.49%1.319224 Aug 2014
10 Years-22.18%1.432625 Aug 2009

*For period to 23-Aug 21UTC when EUR/USD was 1.1148

EUR/GBP - Euro to British Pound Sterling - 10 Year History

PeriodChange*EUR/GBPDate
1 Day+0.39%0.904722 Aug 2019
1 Week-0.55%0.913216 Aug 2019
1 Month+1.77%0.892424 Jul 2019
6 Months+4.61%0.868224 Feb 2019
1 Year+0.79%0.901123 Aug 2018
5 Years+13.9%0.797424 Aug 2014
10 Years+3.88%0.874325 Aug 2009

*For period to 23-Aug 21UTC when EUR/GBP was 0.9082

EUR/AUD - Euro to Australian Dollar - Historical Rates

PeriodChange*EUR/AUDDate
1 Day+0.63%1.640622 Aug 2019
1 Week+0.89%1.636416 Aug 2019
1 Month+3.4%1.596724 Jul 2019
6 Months+4.18%1.584824 Feb 2019
1 Year+3.61%1.593423 Aug 2018
5 Years+16.34%1.419124 Aug 2014
10 Years-3.29%1.707225 Aug 2009

*For period to 23-Aug 21UTC when EUR/AUD was 1.6510

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