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Foreign Exchange Guide to Ghana

Read this currency guide to Ghana with money transfer and travel tips.   [USD/GHS=4.9775]

Country Code:
Domestic Currency:
Ghanaian Cedi
Symbol - Code:
Telephone Prefix:

This is a foreign exchange guide to Ghana, the Ghanaian Cedi currency plus GHS transfers and travel tips.

In this Ghana currency guide we take a look at :

  1. Ghanaian Cedi info - general info about the Ghanaian Cedi
  2. Ghanaian Cedi in the markets - recent GHS moves and predictions from the FX markets
  3. Travelling in Ghana - currency & money saving tips
  4. Buying Ghanaian Cedi cash online - travel money for Ghana
  5. Sending money to Ghana - save on Ghanaian Cedi bank transfers to Ghana
  6. Ghanaian Cedi exchange rates - latest & historic exchange rates.

Ghanaian Cedi (GHS) general currency information

What is the Ghanaian Cedi currency code and symbol?

The three letter currency code for the Ghanaian Cedi is GHS and the symbol is ¢.

Is the Ghanaian Cedi a closed currency?

Yes the Ghanaian Cedi is a closed currency. Which means that you will not be able to purchase the currency (GHS) before departure and will need to buy it upon arrival. For more information and a full list of closed currencies please refer to our guide: What is a closed currency?

Which countries use the Ghanaian Cedi?

It is the domestic currency in Ghana.

Ghanaian Cedi (GHS) in the markets

The interactive chart below shows the USD to GHS exchange rate for the previous 3 months with rate alerts for days when the exchange rate moved up or down significantly or for 30 day highs and lows.

USD-GHS 3 Month chart
Loading USD/GHS Chart
USDGHS currency converter

Travel, Currency and Money saving tips for Ghana


Hailed as West Africa's golden child, Ghana deserves its place in the sun. One of Africa's great success stories, the country is reaping the benefits of a stable democracy in the form of fast-paced development. And it shows: Ghana is suffused with the most incredible energy. Travel north and you'll feel like you've arrived in a different country, with a different religion, geography and cultural practices. The beauty is that this diversity exists so harmoniously, a joy to experience and a wonder to behold in uncertain times.

What currency to use in Ghana?

The currency is the Cedis. ATMs are virtually everywhere, with almost all accepting Visa. Exchange bureaus are found in most major towns. Other than that bring only cash or traveler’s checks to exchange into cedis. There are forex bureaus everywhere in Accra, and many of the bigger hotels. It is difficult to find banks and/or businesses in Ghana which accept credit cards other than Visa. Sad to say, credit card fraud abounds in Ghana. It happens all too frequently. Not even in the big hotels should you consider using your credit card. Try to keep your card in sight when making purchases if you must use your credit card.

How to travel in Ghana?

If you are planning to drive in Ghana, an international driving licence or international driving permit is accepted for periods up to 12 months. Beyond 12 months, you will need to get a Ghanaian driver's licence. Poorly maintained roads and vehicles, aggressive driving practices, poor street lighting, roaming livestock, pedestrians and cyclists pose safety risks, especially when driving at night and outside urban areas.

Buses are preferable to tro-tros (minibuses) for long journeys as they tend to be more comfortable and reliable. There are bus services to all of Ghana's main towns and cities. Intercity STC is Ghana's main long-haul bus company. After near collapse, during which rival company VIP took much of its business, it's back on its feet again, with new routes and a fleet of swish new buses.

While there is no passenger ferry network in Ghana, the Akosombo–Yeji cargo ferry accepts a limited number of passengers on its once-weekly service and is an adventurous way of reaching Tamale (you can pick up transport to Tamale from Yeji). The journey takes a minimum of 35 hours, depending on the punctuality of departure, the number of loading stops and the condition of the engine.

Travel tips for Ghana.

Don’t drink water from the tap ever. You can purchase bottled water from most any shop, or pure water sachets from hawkers on the street. A bottle of water is about .50 cents a liter and a sachet is about .3 cents a bag. Don’t buy water called “ice water” which is just chilled tap water in a tied plastic bag.

Ghana has some pretty restrictive laws to keep in mind. Such as: Taking photographs of or near government buildings or other infrastructure, including oilfields, can lead to detention. Homosexuality is illegal and criminalised as a misdemeanour in Ghana, punishable by imprisonment of up to three years. Same-sex marriages are not recognised by law. There are conservative standards of dress and behaviour in Ghana. Take care not to offend. If in doubt seek local advice.

The only immunization you are required by Ghana to have is for Yellow Fever. All the others are optional, and at your discretion, so talk to your doctor or travel medicine clinician about it. The necessity or otherwise of the optional immunizations may depend on how long you intend to stay, and whether or not you plan to stray from the cities off the beaten path.


Travel money for Ghana


As mentioned above, the Ghanaian Cedi is a closed currency. Which means that you will not be able to purchase the currency (GHS) before departure and will need to buy it upon arrival in Ghana.

For these types of destinations, using a pre-paid travel card is a good solution. As no travel cards support loading closed currencies like the GHS you will incur currency conversion or foreign transaction fees if you use a travel money card in Ghana.

However, using a pre-paid travel card is still a good idea as you can avoid ATM fees and also you can avoid using (and losing!) your main bank or debit/credit card.


Ghana Trip Checklist    

  1. Search Hotel deals - Save on your accomodation in Ghana
  2. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to Ghana

When searching around for information on how to get a good exchange rate when sending money to Ghana you need to start with finding out the latest Ghanaian Cedi foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).

Get a better deal for foreign transfers to Ghana

When sending money to Ghana it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Ghanaian Cedi amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted GHS amount will be transfered to the recipient account you specify in Ghana.

Use our Send to GHS calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Ghanaian Cedi deposited into the recipient bank account and less margins and fees kept by the banks!


Bank Transfers to Ghana

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Popular GHS cross rates

GHS/USD - Ghanaian Cedi to United States Dollar - 10 Year History

DateExchange RatePeriod
02 Dec 20180.19991 Week
09 Nov 20180.20471 Month
12 Jun 20180.21216 Months
09 Dec 20170.22291 Year
09 Dec 20160.23662 Years
10 Dec 20130.43395 Years
11 Dec 20080.821310 Years

GHS/EUR - Ghanaian Cedi to Euro - 10 Year History

DateExchange RatePeriod
02 Dec 20180.17621 Week
09 Nov 20180.18061 Month
12 Jun 20180.18056 Months
09 Dec 20170.18931 Year
09 Dec 20160.22402 Years
10 Dec 20130.31535 Years
11 Dec 20080.617910 Years

GHS/GBP - Ghanaian Cedi to British Pound Sterling - 10 Year History

DateExchange RatePeriod
02 Dec 20180.15671 Week
09 Nov 20180.15781 Month
12 Jun 20180.15866 Months
09 Dec 20170.16651 Year
09 Dec 20160.18812 Years
10 Dec 20130.26385 Years
11 Dec 20080.549610 Years

GHS/JPY - Ghanaian Cedi to Japanese Yen - 10 Year History

DateExchange RatePeriod
02 Dec 201822.73741 Week
09 Nov 201823.30191 Month
12 Jun 201823.42276 Months
09 Dec 201725.29291 Year
09 Dec 201627.21082 Years
10 Dec 201344.64555 Years
11 Dec 200875.261610 Years

GHS/AUD - Ghanaian Cedi to Australian Dollar - 10 Year History

DateExchange RatePeriod
02 Dec 20180.27101 Week
09 Nov 20180.28311 Month
12 Jun 20180.28006 Months
09 Dec 20170.29691 Year
09 Dec 20160.31752 Years
10 Dec 20130.47455 Years
11 Dec 20081.224410 Years

GHS/CAD - Ghanaian Cedi to Canadian Dollar - 10 Year History

DateExchange RatePeriod
02 Dec 20180.26491 Week
09 Nov 20180.27051 Month
12 Jun 20180.27606 Months
09 Dec 20170.28651 Year
09 Dec 20160.31202 Years
10 Dec 20130.46065 Years
11 Dec 20081.012510 Years

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