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Foreign Exchange Guide to Guernsey

This currency guide to Guernsey helps you choose the best way to save money on GBP transfers and travel money.    [HKD/GBP=0.097154]

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British Pound Sterling
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This is a foreign exchange guide to Guernsey, the British Pound Sterling currency plus sending GBP transfers and travel tips.

In this Guernsey currency guide we take a look at :

  1. British Pound Sterling info - general info about the British Pound Sterling
  2. British Pound Sterling in the markets - recent GBP moves and predictions from the FX markets
  3. Travelling in Guernsey - currency & money saving tips
  4. Buying British Pound Sterling cash online - travel money for Guernsey
  5. Sending money to Guernsey - save on British Pound Sterling bank transfers to Guernsey
  6. British Pound Sterling exchange rates - latest & historic exchange rates.
  7. GBP News - the latest British Pound Sterling related articles from our blog.

British Pound Sterling (GBP) general currency information

What is the British Pound Sterling currency code and symbol?

The three letter currency code for the British Pound Sterling is GBP and the symbol is £.

Which countries use the British Pound Sterling?

It is the domestic currency in United Kingdom, Guernsey, Isle of Man, Jersey and South Georgia And South Sandwich Islands.

The British pound (ISO: GBP) is one base unit of sterling – that being the name of Britain's currency – and is subdivided into 100 pence.

Contributing to around 13% of all foreign exchange deals, the pound, or sterling, is the world’s fourth most traded currency.

Reputedly, sterling is 1200 years old. It is said that Anglo-Saxon traders used silver pennies in the eighth century called ‘sterlings’, 240 of which would equal one pound in weight.

Due to its membership of the European Union, Britain could have adopted the euro as its currency upon its introduction in 1999, however the British government opted against this because it wanted to retain monetary policy independence and because it perceived euro adoption as offering only small economic benefits.

In recent years, the most significant event to affect sterling’s valuation was the UK’s vote to leave the European Union on June 24th 2016 – a day on which the exchange rate for GBP/USD fell by as much as 11%.

In the past two decades, the pound’s highest valuation against the dollar occurred in November 2007 when GBP/USD reached 2.1161. Its lowest value came in October 2016, three-and-a-half months after the historic ‘Brexit’ vote, when GBP/USD reached 1.1905.

British Pound Sterling (GBP) in the markets

Sterling has climbed more than 9 per cent against the US dollar and even more against other currencies (since early October) during the election campaigning and since Boris Johnson announced a new Brexit agreement with Brussels that has reduced the possibility of the UK crashing out of the EU without a deal. Pound valuations will continue to fluctuate based on Brexit No-deal, Deal and Remain probabilities.

The pound would be doing far worse if it weren't receiving some support from the Bank of England which, surprisingly, is the only major central bank still considering higher interest rates in 2019.

Earlier in the year the pound was the worst-performing major currency by some margin. It slipped in late June to multi-month lows against a number of important currencies, including the Australian dollar, New Zealand dollar, euro, Canadian dollar and Swiss franc.

For more details read the full article British Pound Sterling Forecasts.

The interactive chart below shows the HKD to GBP exchange rate and trend for the previous 3 months:

90-DAY TREND: At 0.097241 HKD/GBP is trading 3.4% below the average 0.1007 with a range 0.097064 to 0.1055. There are no current alerts.
Update: 08-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

Travel, Currency and Money saving tips for Guernsey


The second-largest island in the Channel Islands, Guernsey has gone to great lengths to change its sleepy backwater image, and it's working. Flatter and less dramatic-looking than Jersey, Guernsey has some stunning beaches, particularly along the north coast, rugged cliffs in the south, and a lively, compact capital of St Peter Port.

There's more to Guernsey than offshore banking and cream teas: there are Neolithic graves, Victorian forts and German fortifications to explore, adventure sports such as coasteering and rock climbing are on the rise, the north coast is excellent for watersports, and St Peter Port lures visitors in with its great dining scene. Like the rest of the Channel Islands, it is not part of the UK, but nonetheless it feels resolutely British. Yet due to its proximity to France and its quirky laws and customs it has a very unique feel to it.

Guernsey is known for its number of spectacular walks.

What currency to use in Guernsey?

UK currency can be used in Guernsey, but Guernsey's own notes and coins are not accepted outside of Guernsey so make sure you change your currency before leaving. Each ATM will state whether it dispenses British or Guernsey pounds, so if you pay attention you can avoid picking up much local currency if you want to avoid that There are plentiful ATM machines in St Peter Port and at banks in outlying parishes. No VAT is charged on Guernsey.

How to get around in Guernsey?

Guernsey is largely flat and a pleasure to cycle around. Numerous rural lanes are designated Ruettes Tranquilles, where the speed limit for cars is 15mph and priority is given to cyclists, and there are designated cycle lanes in town and along the coast. You can rent bicycles from outlets in St Peter Port and also along Guernsey's north coast.

The bus network covers all the island's parishes and major attractions. A Guernsey sightseeing route, The Guernsey Vaeux (numbers 91, 92, 93), goes all the way around the island, allowing visitors to get off at various attractions. The flat fare is £2 for all journeys of any distance on all routes; children three and under go free, older children pay the flat rate. There is also a range of travel passes: from £4.50 for a one-day pass, to £38 for a seven-day family pass, good for two adults and up to three children.

Main international car rental outlets have branches at the airport, as does the local Value Rent a Car. Scooters and motorcycles can be rented in St Peter Port. Speed limits on Guernsey vary from 12 to 15mph in town to 25 to 35mph elsewhere. There are many narrow county lanes with passing places and blind corners. In fine weather, motorbiking or scootering around Guernsey is hugely enjoyable, plus parking is easier.

Castle Cornet. The 800-year-old castle is set on a piece of land jutting out into the sea. The unique location makes for a peaceful walk around the grounds.

Travel tips for Guernsey.

Along with traditional beach pursuits such as swimming, windsurfing and rock-pooling, there has been a growth in adrenalin-fuelled activities such as sunset abseiling, cliff face rock-climbing or coasteering explorations. In an effort to draw more tourists, Guernsey has been attempting to change its traditional image as a somewhat sedate, sleepy backwater, best known for offshore finance and Guernsey cream teas. In the unlikely event you tire of the coast, Guernsey has monuments ranging from eerie Neolithic tombs to Napoleonic towers and World War II bunkers and tunnels − potent reminders that the Channel Islands were the only the parts of the British Isles occupied by German forces.

Guernsey may be the most densely populated of the Channel Islands but it retains quaint rural lanes, fine sandy beaches and miles of spectacular cliffs in the south. The island has one of the largest tidal movements in the world, with waters retreating twice a day to reveal large expanses of golden sands and lunar-like seascapes, pierced with rocks and reefs.

Tasty Walks is a series of 20 self-guided walks which make the most of the very best the island has to offer - its stunning scenery and fabulous food. Whether it's the rugged south coast cliff paths, the long sweeping bays of the west or uncovering the historic past of the island's capital, the island has much to offer in just 25 square miles.

Little Chapel Les Vauxbelets.


Travel money for Guernsey


Save money and time by Ordering your British Pound Sterling online from Travelex, you get better rates and can pick up the GBP cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in British Pound Sterling otherwise you may get much worst exchange rates.


Guernsey Trip Checklist    

  1. Compare GBP travel cash rates - probably why you are here!
  2. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to Guernsey

When searching around for information on how to get a good exchange rate when sending money to Guernsey you need to start with finding out the latest British Pound Sterling foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).

Get a better deal for foreign transfers to Guernsey

When sending money to Guernsey it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or British Pound Sterling amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted GBP amount will be transfered to the recipient account you specify in Guernsey.

Use our Send to GBP calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more British Pound Sterling deposited into the recipient bank account and less margins and fees kept by the banks!

Foreign Transfer ProvidersReceive GBP(£)Exchange RateFee HKDTotal CostDeal Links
WorldFirst logo
OFX logo
£4,752.80.0950560 for BER users (normally $15)2.18%
DBS Bank logo
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo
HSBC logo
Citibank International Money Transfers
Citibank logo

WorldFirst logo

WorldFirst: Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Exchange Rate:0.096691 (0.5% from mid-rate)
To Amount (GBP) £4,834.55
Total Cost:0.5%
Time:1:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
: 4.6/5.0

OFX logo

OFX: Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Fee:0 for BER users (normally $15)
Exchange Rate:0.095056 (2.18% from mid-rate)
To Amount (GBP) £4,752.8
Total Cost:2.18%
£82 GBP less than using WorldFirst
Rate Fetched: Mon Dec 09 2019 00:16:11 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
: 4.8/5.0

DBS Bank logo

DBS Bank: Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Exchange Rate:0.094152 (3.11% from mid-rate)
To Amount (GBP) £4,702.89
Total Cost:3.21%
£132 GBP less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0

Banks - Average Rate

Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Exchange Rate:0.093390 (3.9% from mid-rate)
To Amount (GBP) £4,652
Total Cost:4.25%
£183 GBP less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers

HSBC logo

HSBC: Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Fee:HK$80 HKD (Minimum fee)
Exchange Rate:0.092914 (4.39% from mid-rate)
To Amount (GBP) £4,638.27
Total Cost:4.54%
£196 GBP less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0

Citibank logo

Citibank: Foreign Transfer HKD→GBP
From Amount (HKD)HK$50,000
Exchange Rate:0.092343 (4.97% from mid-rate)
To Amount (GBP) £4,616.04
Total Cost:5%
£219 GBP less than using WorldFirst
Time:1:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0
Snapshot 12/09/2019 - See full table

GBP/USD - British Pound Sterling to United States Dollar - Historical Rates

1 Day-0.2%1.315805 Dec 2019
7 Day+1.6%1.292829 Nov 2019
30 Day+2.2%1.285506 Nov 2019
3 Month+6.9%1.228507 Sep 2019
1 Year+2.8%1.278006 Dec 2018
5 Year-15.8%1.559307 Dec 2014
10 Year-19.5%1.631108 Dec 2009

*For period to 06-Dec 21UTC when GBP/USD was 1.3136

GBP/EUR - British Pound Sterling to Euro - Historical Rates

1 Day+0.2%1.185005 Dec 2019
7 Day+1.2%1.173329 Nov 2019
30 Day+2.3%1.161306 Nov 2019
3 Month+7.6%1.104107 Sep 2019
1 Year+5.7%1.123406 Dec 2018
5 Year-6.1%1.265407 Dec 2014
10 Year+7.4%1.106108 Dec 2009

*For period to 06-Dec 21UTC when GBP/EUR was 1.1879

GBP/AUD - British Pound Sterling to Australian Dollar - Historical Rates

1 Day-0.3%1.925805 Dec 2019
7 Day+0.4%1.912429 Nov 2019
30 Day+2.7%1.869406 Nov 2019
3 Month+7.1%1.793907 Sep 2019
1 Year+8.7%1.766806 Dec 2018
5 Year+2.7%1.869607 Dec 2014
10 Year+6.8%1.797908 Dec 2009

*For period to 06-Dec 21UTC when GBP/AUD was 1.9207

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