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Foreign Exchange Guide to the Heard And McDonald Islands

This currency guide to the Heard And McDonald Islands helps you choose the best way to save money on AUD transfers and travel money.    [USD/AUD=1.4542]

 
Heard And McDonald Islands
Country Code:
HM
Domestic Currency:
Australian Dollar
Symbol - Code:
A$ AUD

This is a foreign exchange guide to the Heard And McDonald Islands, the Australian Dollar currency plus sending AUD transfers and travel tips.


In this the Heard And McDonald Islands currency guide we take a look at :

  1. Australian Dollar info - general info about the Australian Dollar
  2. Australian Dollar in the markets - recent AUD moves and predictions from the FX markets
  3. Travelling in the Heard And McDonald Islands - currency & money saving tips
  4. Buying Australian Dollar cash online - travel money for the Heard And McDonald Islands
  5. Sending money to the Heard And McDonald Islands - save on Australian Dollar bank transfers to the Heard And McDonald Islands
  6. Australian Dollar exchange rates - latest & historic exchange rates.
  7. AUD News - the latest Australian Dollar related articles from our blog.

Australian Dollar (AUD) general currency information


What is the Australian Dollar currency code and symbol?

The three letter currency code for the Australian Dollar is AUD and the symbol is A$.


Which countries use the Australian Dollar?

It is the domestic currency in Australia, Christmas Island, Cocos Keeling Islands, Heard And McDonald Islands, Kiribati, Nauru, Norfolk Island and Tuvalu.

The Australian dollar is the fifth most traded currency in the world and is popular with currency traders, because of the high interest rates in Australia, the freedom of the foreign exchange market from government intervention, the stability of Australia's economy and political system, and the view that the Australian dollar offers diversification benefits in a portfolio containing the major world currencies, especially because of its greater exposure to Asian economies and the commodities cycle.

The currency is commonly referred to by foreign-exchange traders as the "Aussie dollar".


Australian Dollar (AUD) in the markets

In November it was all downhill traffic for the Australian dollar dropping back from highs close to 70c at the beginning of the month to around 67c against the USD by month end. At the end of October the AUD had surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations.

For AUD forecasts and predictions read our Australian Dollar Forecasts report.

For more details read the full article Australian Dollar Forecasts.

The interactive chart below shows the USD to AUD exchange rate and trend for the previous 3 months:

USD/AUD 90-Day Trend: At 1.4558 USD to AUD is trading 0.7% below the average 1.4668 with a range 1.4454 to 1.4916. There are no current alerts.
13 Dec, 2019 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

Travel, Currency and Money saving tips for the Heard And McDonald Islands

 

Travel money for the Heard And McDonald Islands

 

Save money and time by Ordering your Australian Dollar online from Travelex, you get better rates and can pick up the AUD cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in Australian Dollar otherwise you may get much worst exchange rates.

 
Travel Money ProvidersAmount AUD(A$)Exchange RateFee USDTotal CostDeal Links
Travelex Online US logo
A$1,273.1
Best Overall
1.27310^12.56%
U.S. Bank Foreign Currency
U.S. Bank logo
A$1,234.9
A$38 less
1.2349015.19%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
A$1,223
A$50 less
1.2349U$1016.03%
Wells Fargo Bank logo
A$1,210.2
A$63 less
1.2349U$2016.88%
 
Travelex Online US logo
Travelex Online US: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.2731 (12.56% from mid-rate)
To Amount (AUD) A$1,273.1
Total Cost:12.56%
Time:
Rate Fetched: Fri Dec 13 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:0
Exchange Rate:1.2349 (15.19% from mid-rate)
To Amount (AUD) A$1,234.9
Total Cost:15.19%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:1.2740 (12.5% from mid-rate)
To Amount (AUD) A$1,223
Total Cost:16.03%
Currency Services:Branch
Delivery/Collect:-
 
Wells Fargo Bank logo
Wells Fargo Bank: Travel Money USD→AUD
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:1.2349 (15.19% from mid-rate)
To Amount (AUD) A$1,210.2
Total Cost:16.88%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/13/2019 - See full table
 

the Heard And McDonald Islands Trip Checklist    

 
  1. Compare AUD travel cash rates - probably why you are here!
  2. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to the Heard And McDonald Islands

When searching around for information on how to get a good exchange rate when sending money to the Heard And McDonald Islands you need to start with finding out the latest Australian Dollar foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).


Get a better deal for foreign transfers to the Heard And McDonald Islands

When sending money to the Heard And McDonald Islands it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Australian Dollar amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted AUD amount will be transfered to the recipient account you specify in the Heard And McDonald Islands.

Use our Send to AUD calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Australian Dollar deposited into the recipient bank account and less margins and fees kept by the banks!

 
  

USD to AUD International Money Transfers

  

Foreign Transfer ProvidersReceive AUD(A$)Exchange RateFee USDTotal CostDeal Links
OFX logo
A$14,444
Best Overall
1.44440^0.8%
XE logo
A$14,378
A$66 less
1.437801.25%
Wells Fargo Bank logo
A$13,983
A$461 less
1.4008183.96%
HSBC logo
A$13,973
A$471 less
1.3994U$154.03%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
A$13,888
A$556 less
1.3969154.62%
Bank of America International Money Transfers
Bank of America logo
A$13,798
A$646 less
1.3937U$1005.23%
U.S. Bank International Money Transfers
U.S. Bank logo
A$13,798
A$646 less
1.3937U$1005.23%
 
OFX logo
OFX: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4444 (0.8% from mid-rate)
To Amount (AUD) A$14,444
Total Cost:0.8%
Time:
Rate Fetched: 18:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:
Exchange Rate:1.4378 (1.25% from mid-rate)
To Amount (AUD) A$14,378
Total Cost:1.25%
Difference:
A$66 AUD less than using OFX
Time:18:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:18
Exchange Rate:1.4008 (3.79% from mid-rate)
To Amount (AUD) A$13,983
Total Cost:3.96%
Difference:
A$461 AUD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:1.3994 (3.89% from mid-rate)
To Amount (AUD) A$13,973
Total Cost:4.03%
Difference:
A$471 AUD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:15
Exchange Rate:1.3908 (4.48% from mid-rate)
To Amount (AUD) A$13,888
Total Cost:4.62%
Difference:
A$556 AUD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.3937 (4.28% from mid-rate)
To Amount (AUD) A$13,798
Total Cost:5.23%
Difference:
A$646 AUD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→AUD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.3937 (4.28% from mid-rate)
To Amount (AUD) A$13,798
Total Cost:5.23%
Difference:
A$646 AUD less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/13/2019 - See full table
 

AUD/USD - Australian Dollar to United States Dollar - Historical Rates

PeriodChange*AUD/USDDate
1 Day-0.8%0.692612 Dec 2019
7 Day+0.4%0.684006 Dec 2019
30 Day+0.5%0.683813 Nov 2019
3 Month-0.1%0.687714 Sep 2019
1 Year-4.9%0.722213 Dec 2018
5 Year-16.7%0.824814 Dec 2014
10 Year-24.2%0.906115 Dec 2009

*For period to 13-Dec 21UTC when AUD/USD was 0.6869

AUD/EUR - Australian Dollar to Euro - Historical Rates

PeriodChange*AUD/EURDate
1 Day-0.2%0.619312 Dec 2019
7 Day-0.1%0.618506 Dec 2019
30 Day-0.5%0.621013 Nov 2019
3 Month0%0.617914 Sep 2019
1 Year-2.8%0.635613 Dec 2018
5 Year-6.6%0.661514 Dec 2014
10 Year-0.9%0.623815 Dec 2009

*For period to 13-Dec 21UTC when AUD/EUR was 0.6179

AUD/GBP - Australian Dollar to British Pound Sterling - 10 Year History

PeriodChange*AUD/GBPDate
1 Day+0.1%0.514112 Dec 2019
7 Day-1.1%0.520706 Dec 2019
30 Day-3.2%0.532013 Nov 2019
3 Month-6.4%0.549914 Sep 2019
1 Year-9.8%0.570813 Dec 2018
5 Year-1.9%0.524714 Dec 2014
10 Year-7.7%0.557815 Dec 2009

*For period to 13-Dec 21UTC when AUD/GBP was 0.5148

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