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Foreign Exchange Guide to the Heard And McDonald Islands

Read this currency guide to the Heard And McDonald Islands with money transfer and travel tips.   [USD/AUD=1.3961]

Heard And McDonald Islands
Country Code:
HM
Domestic Currency:
Australian Dollar
Symbol - Code:
$ AUD

This is a foreign exchange guide to the Heard And McDonald Islands, the Australian Dollar currency plus AUD transfers and travel tips.


In this the Heard And McDonald Islands currency guide we take a look at :

  1. Australian Dollar info - general info about the Australian Dollar
  2. Australian Dollar in the markets - recent AUD moves and predictions from the FX markets
  3. Travelling in the Heard And McDonald Islands - currency & money saving tips
  4. Buying Australian Dollar cash online - travel money for the Heard And McDonald Islands
  5. Sending money to the Heard And McDonald Islands - save on Australian Dollar bank transfers to the Heard And McDonald Islands
  6. Australian Dollar exchange rates - latest & historic exchange rates.
  7. AUD News - the latest Australian Dollar related articles from our blog.

Australian Dollar (AUD) general currency information


What is the Australian Dollar currency code and symbol?

The three letter currency code for the Australian Dollar is AUD and the symbol is $.


Which countries use the Australian Dollar?

It is the domestic currency in Australia, Christmas Island, Cocos Keeling Islands, Heard And McDonald Islands, Kiribati, Nauru, Norfolk Island and Tuvalu.

The Australian dollar is the fifth most traded currency in the world and is popular with currency traders, because of the high interest rates in Australia, the freedom of the foreign exchange market from government intervention, the stability of Australia's economy and political system, and the view that the Australian dollar offers diversification benefits in a portfolio containing the major world currencies, especially because of its greater exposure to Asian economies and the commodities cycle.

The currency is commonly referred to by foreign-exchange traders as the "Aussie dollar".


Australian Dollar (AUD) in the markets

November-26: In the weeks leading up to this report, the Australian dollar was among the best performing global currencies. A broader 2018 view will, though, show a currency that is struggling. The good news is that the Aussie’s prospects for 2019 remain good.

Important for AUD in November was the break of an important technical trendline that demarcated the 2018 downtrend. Between January and late October, the currency lost nearly 14 percent against the US dollar to trade at a 2-1/2-year low of $0.702. It had recovered by the time of this report into the $0.72s. Similar could be said of AUD’s performance against the euro.

Easing trade tensions between the US and China was another big positive for AUD in November.

Inaction on interest rates from the RBA has lended itself to lower AUD exchange rates but this will change next year. The inevitability of higher Australian interest rates will become the narrative in mid-2019, thinks Citibank, and this will drive capital into AUD and force its price up to $0.77. CIBC expressed a similar view in November, albeit with a slightly lower mid-19 forecast of $0.76.

The interactive chart below shows the USD to AUD exchange rate for the previous 3 months with rate alerts for days when the exchange rate moved up or down significantly or for 30 day highs and lows.


USD-AUD 3 Month chart
USD-AUD 3 Month chart
USDAUD currency converter

Travel, Currency and Money saving tips for the Heard And McDonald Islands

 

Travel money for the Heard And McDonald Islands

 

Save money and time by Ordering your Australian Dollar online from Travelex, you get better rates and can pick up the AUD cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in Australian Dollar otherwise you may get much worst exchange rates.

 

Compare USD to AUD Travel Money Exchange Rates vs the Banks

ProvidersAmount AUD($)Exchange RateFee USDTotal CostReviewsDeal Links
Wells Fargo Bank logo
1306.83 AUD
Top Provider
1.3335$206.37%
Average Rate:
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1306.67 AUD
AUD0.16 less
1.3200$106.39%
U.S. Bank
U.S. Bank logo
1306.50 AUD
AUD0.33 less
1.306506.4%
Travelex Online US logo
1217.60 AUD
AUD89 less
1.21760^12.77%
 
Wells Fargo Bank: Travel Money USD→AUD
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.3335 (4.46% from mid-rate)
AUD amount:1306.83 AUD
Total Cost:6.37%
Time:12:07 Local
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→AUD
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.2213 (12.5% from mid-rate)
AUD amount:1306.67 AUD
Total Cost:6.39%
U.S. Bank: Travel Money USD→AUD
USD amount:$1,000 USD
Fee:0
Exchange Rate:1.3065 (6.4% from mid-rate)
AUD amount:1306.50 AUD
Total Cost:6.4%
Time:12:07 Local
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→AUD
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.2176 (12.77% from mid-rate)
AUD amount:1217.60 AUD
Total Cost:12.77%
Time:
Rate Fetched: Fri Dec 14 2018 10:00:04 GMT+0000 (UTC)
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/14/2018.
Total Cost = Fee + exchange rate margin vs USD/AUD mid-rate: 1.3958
 

the Heard And McDonald Islands Trip Checklist    

 
  1. Compare AUD travel cash rates - probably why you are here!
  2. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to the Heard And McDonald Islands

When searching around for information on how to get a good exchange rate when sending money to the Heard And McDonald Islands you need to start with finding out the latest Australian Dollar foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).


Get a better deal for foreign transfers to the Heard And McDonald Islands

When sending money to the Heard And McDonald Islands it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Australian Dollar amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted AUD amount will be transfered to the recipient account you specify in the Heard And McDonald Islands.

Use our Send to AUD calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Australian Dollar deposited into the recipient bank account and less margins and fees kept by the banks!

 

Compare USD to AUD Foreign Transfers vs the Banks

ProvidersAmount AUD($)Exchange RateFee USDTotal CostTransfer SpeedTransfer ServicesReviewsDeal Links
OFX logo
13,828 AUD
Top Provider
1.38280^0.93%1-2 daysOnline, Bank Account to Bank Account
 
WorldFirst logo
13,902 AUD
AUD74 more
1.390200.4%1-2 daysOnline, Bank Account to Bank Account
 
Wells Fargo Bank logo
13,541 AUD
AUD287 less
1.3565182.99%2-3 daysOnline, Branch, Bank Account to Bank Account
HSBC logo
13,531 AUD
AUD297 less
1.3551$153.06%2-3 daysOnline, Branch, Bank Account to Bank Account
Average Rate:
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
13,448.5 AUD
AUD379 less
1.3527153.65%2-3 daysOnline, Branch, Bank Account to Bank Account
Bank of America
Bank of America logo
13,361 AUD
AUD467 less
1.3496$1004.28%2-3 daysOnline, Branch, Bank Account to Bank Account
U.S. Bank
U.S. Bank logo
13,361 AUD
AUD467 less
1.3496$1004.28%2-3 daysOnline, Branch, Bank Account to Bank Account
 
OFX: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.3828 (0.93% from mid-rate)
AUD amount:13,828 AUD
Total Cost:0.93%
Time:
Rate Fetched: Fri Dec 14 2018 10:02:30 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Online, Bank Account to Bank Account
Rating:
 
: 4.8/5.0
Reviews:
WorldFirst: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:
Exchange Rate:1.3902 (0.4% from mid-rate)
AUD amount:13,902 AUD
Total Cost:0.4%
Difference:
AUD74 AUD more than using OFX
Time:12:07 Local
Transfer Speed:1-2 days
Services:Online, Bank Account to Bank Account
Rating:
 
: 4.6/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:18
Exchange Rate:1.3565 (2.82% from mid-rate)
AUD amount:13,541 AUD
Total Cost:2.99%
Difference:
AUD287 AUD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.3551 (2.92% from mid-rate)
AUD amount:13,531 AUD
Total Cost:3.06%
Difference:
AUD297 AUD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:15
Exchange Rate:1.3468 (3.51% from mid-rate)
AUD amount:13,448.5 AUD
Total Cost:3.65%
Difference:
AUD379 AUD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Bank of America: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.3496 (3.31% from mid-rate)
AUD amount:13,361 AUD
Total Cost:4.28%
Difference:
AUD467 AUD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→AUD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.3496 (3.31% from mid-rate)
AUD amount:13,361 AUD
Total Cost:4.28%
Difference:
AUD467 AUD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Account to Bank Account
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/14/2018.
Total Cost = Fee + exchange rate margin vs USD/AUD mid-rate: 1.3958
 

Popular AUD cross rates


AUD/USD - Australian Dollar to United States Dollar - 10 Year History

DateExchange RatePeriodChange
13 Dec 20180.7225Latest
06 Dec 20180.72331 Week-0.11%
13 Nov 20180.72301 Month-0.07%
16 Jun 20180.74466 Months-2.97%
13 Dec 20170.76301 Year-5.31%
13 Dec 20160.74942 Years-3.59%
14 Dec 20130.89625 Years-19.38%
15 Dec 20080.667910 Years+8.17%

AUD/EUR - Australian Dollar to Euro - 10 Year History

DateExchange RatePeriodChange
13 Dec 20180.6366Latest
06 Dec 20180.63581 Week+0.13%
13 Nov 20180.63911 Month-0.39%
16 Jun 20180.64086 Months-0.66%
13 Dec 20170.64461 Year-1.24%
13 Dec 20160.70512 Years-9.71%
14 Dec 20130.65225 Years-2.39%
15 Dec 20080.489710 Years+30%

AUD/GBP - Australian Dollar to British Pound Sterling - 10 Year History

DateExchange RatePeriodChange
13 Dec 20180.5726Latest
06 Dec 20180.56601 Week+1.17%
13 Nov 20180.55551 Month+3.08%
16 Jun 20180.56066 Months+2.14%
13 Dec 20170.56901 Year+0.63%
13 Dec 20160.59202 Years-3.28%
14 Dec 20130.54995 Years+4.13%
15 Dec 20080.440210 Years+30.08%

AUD/JPY - Australian Dollar to Japanese Yen - 10 Year History

DateExchange RatePeriodChange
13 Dec 201882.0719Latest
06 Dec 201881.53231 Week+0.66%
13 Nov 201882.26981 Month-0.24%
16 Jun 201882.40866 Months-0.41%
13 Dec 201786.03361 Year-4.6%
13 Dec 201686.36832 Years-4.97%
14 Dec 201392.54155 Years-11.31%
15 Dec 200860.514210 Years+35.62%

AUD/CAD - Australian Dollar to Canadian Dollar - 10 Year History

DateExchange RatePeriodChange
13 Dec 20180.9649Latest
06 Dec 20180.96871 Week-0.39%
13 Nov 20180.95611 Month+0.92%
16 Jun 20180.98336 Months-1.87%
13 Dec 20170.97811 Year-1.35%
13 Dec 20160.98442 Years-1.98%
14 Dec 20130.94955 Years+1.62%
15 Dec 20080.823410 Years+17.18%

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