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Foreign Exchange Guide to Indonesia

This currency guide to Indonesia helps you choose the best way to save money on IDR transfers and travel money.    [USD/IDR=14114.9]

Country Code:
Domestic Currency:
Indonesian Rupiah
Symbol - Code:
Telephone Prefix:

This is a foreign exchange guide to Indonesia, the Indonesian Rupiah currency plus sending IDR transfers and travel tips.

In this Indonesia currency guide we take a look at :

  1. Indonesian Rupiah info - general info about the Indonesian Rupiah
  2. Indonesian Rupiah in the markets - recent IDR moves and predictions from the FX markets
  3. Travelling in Indonesia - currency & money saving tips
  4. Buying Indonesian Rupiah cash online - travel money for Indonesia
  5. Sending money to Indonesia - save on Indonesian Rupiah bank transfers to Indonesia
  6. Indonesian Rupiah exchange rates - latest & historic exchange rates.

Indonesian Rupiah (IDR) general currency information

What is the Indonesian Rupiah currency code and symbol?

The three letter currency code for the Indonesian Rupiah is IDR and the symbol is Rp.

Which countries use the Indonesian Rupiah?

It is the domestic currency in Indonesia.

The Indonesian rupiah is the world’s thirty-first most traded currency (as of 2016) and contributes to 0.2% of foreign exchange market turnover.

Having been ravaged by inflation for much of its history, the rupiah is now one of the least valuable units of currency in the world, requiring more than 13,000 of them to buy a single US dollar (as of 2017).

Officially, the rupiah is subdivided into 100 sen, although sen are not in active use in Indonesia since they are essentially worthless.

As an ‘exotic’ currency, participation in the market for rupiahs is naturally less than in the markets for more established currencies, such as euros or New Zealand dollars. For this reason, the price you will pay to change your money into or from rupiahs (the “price” being equivalent to a money changer’s buy-sell spread) will be significantly higher relative to the amount being changed than it would be for one of those other, more established currencies.

As an exotic, the rupiah is also considered riskier than currencies from major developed nations, which means that its value will fall against the FX majors (especially JPY, USD, CHF, GBP and EUR) during periods of economic uncertainty or when global geopolitical risk is elevated, or during bouts of high market volatility.

Since 1998, the rupiah’s lowest valuation against the US dollar came in June 1998 at the height of the Asian currency crisis, when USD/IDR reached 16,650. Its post-1998 high occurred in July 1999 when USD/IDR fell to 6,515.

Indonesian Rupiah (IDR) in the markets

The rupiah slipped in mid-May to 4-month lows against the US dollar (Rp.14,450) and yen (Rp.132), though it was steady against the Australian dollar (Rp.9,960). This pattern shows how much of the rupiah’s recent movements have been driven by risk sentiment. The rupiah remains historically weak, given its proximity to October’s 20-year low of Rp.15,265 per USD.

Weighing on investor sentiment this year has been the significant escalation in US-China trade tensions. Washington and Beijing both stepped up measures against one another.

For the rupiah, not helping matters in May was news of Indonesia’s worst monthly trade deficit in 6 years, at US$2.5 billion.

With exports struggling, Indonesia’s central bank is under pressure to lower interest rates from 6 percent, but having already pledged to support the rupiah, these rate cuts are unlikely to come, for now.

Capital Economics said in May that the rupiah would be “vulnerable to sudden falls during periods of weak risk appetite.”

DBS warned of “dire consequences” for emerging market currencies like the rupiah if no trade agreement is struck between the US and China.

The interactive chart below shows the USD to IDR exchange rate and trend for the previous 3 months:

USD/IDR is trading near the 90 day average 14131.09 with a range from LOW 13919.5 to HIGH 14309.12. There are currently no alerts.

Travel, Currency and Money saving tips for Indonesia


From the cool white sands and raucous volcanoes of Bali to the vibrant capital city of Jakarta to the untouched lands of Sumatra, you can always find something different here. Indonesia is home to a vast array of indigenous animals, too (including the Komodo dragon!). With extremely inexpensive local food and reasonably-priced accommodation, it’s no wonder Indonesia is a popular destination among so many travelers.

This beguiling nation of over 17,000 islands has massive potential for adventures. It's hard to beat Indonesia for the sheer range of experiences on offer. The world’s fourth-most-populous country is like 100 countries melded into one: a sultry kaleidoscope of a nation that sprawls along the equator for 5000km.

Ulun Danu Bratan is a temple iconic to Bali.

What currency is used in Indonesia?

The Indonesian Rupiah (IDR) is the local currency, commonly also abbreviated to Rp. Tell your bank about your travel plans two weeks before you leave. Card activity in a foreign country could be mistaken for fraud and you could find your account frozen. Pack your credit card, but you'll probably only be able to use it in the more high-end hotels, shops and restaurants. Most businesses prefer to deal in cash.

ATMs are common in towns and cities, and you'll have no trouble finding them in Bali. When ATMs detect a foreign card, they'll offer you the choice of instructions in English or Indonesian. Remember that you'll be charged a foreign exchange fee and a withdrawal fee for every transaction - which can add up to as much as $20. You'll have no trouble finding money changers in tourist areas. Most will exchange Australian dollars, US dollars and Euros for Indonesian Rupiah. Once you go off the beaten path, your options become more limited so you'll need to make sure you have plenty of Rupiah already on you.

When changing to Rupiah in Bali you should be very careful. There are a lot of dodgy currency exchange providers looking to cheat you with a poor exchange rate. Consider ordering Rupiah online before you leave or if you must convert in Bali then check the exchange rates against the market rate below.

Jomblang cave in Yogyakarta.

Travel tips for Indonesia.

Unless you are a foreign national from a few select countries, you will need an Indonesian visa to enter Bali. According to Directorate General of Immigration Indonesia, citizens from a number of regions can enter Indonesia visa free for short visits of up to 30 days so be sure to check when planning your trip.

Sumatra is contoured by a legion of nearly 100 volcanoes marching off into the distance, several capable of erupting at any time.Bali's beaches are the stuff of legend, but you don't have to travel far to find even more beautiful and less touristed stretches of sand in Nusa Tenggara. The Banda islands in Maluku, Derawan in Kalimantan and Pulau Weh off Sumatra all offer superb beaches too.

How to travel in Indonesia?

Air travel is the quickest and most convenient way of getting around Indonesia, and sometimes the only way to reach certain parts of the archipelago. There are an ever-changing number of domestic airlines, and flights are generally inexpensive. Bear in mind that flights to remote destinations are prone to cancellation, as well as delays, especially in periods of bad weather.

Sumatra, Java, Bali, Nusa Tenggara and Sulawesi are all connected by regular car ferries, and you can use them to island-hop all the way from Sumatra to West Timor. Local ferries run several times a week or daily (or even hourly on the busy Java–Bali–Lombok–Sumbawa routes). Check with shipping companies, the harbour office, travel agents or hotels for current schedules and fares. There's a whole range of boats you can use to hop between islands, down rivers and across lakes. Just about any sort of vessel can be rented in Indonesia.

The glowing blue lava at Kawah Ijen Volcano.

This is especially true on the busy routes linking Bali, Nusa Lembongan, Lombok and the Gilis, where both the fast tourist boats and the public car ferries have had accidents. Given Indonesia's poor record, it is essential that you take responsibility for your own safety, as no one else will.

Buses are the mainstay of Indonesian transport (excepting Papua and Maluku). At any time of day, thousands of buses in all shapes and sizes move thousands of people throughout Indonesia. The 'leave-when-full' school of scheduling applies to almost every service, and 'full' sometimes means the aisles are occupied too.

With reasonable fitness, a bit of preparation and a ton of common sense, a cyclist will enjoy an incomparable travel experience almost anywhere in the archipelago. The well-maintained roads of Bali, Lombok, East Java and South Sulawesi are suitable for cyclists of all ability levels, while the adventuresome can head for the hills along the length of Sumatra or Nusa Tenggara.

Mount Bromo volcano.


Travel money for Indonesia


Save money and time by Ordering your Indonesian Rupiah online from Travelex, you get better rates and can pick up the IDR cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in Indonesian Rupiah otherwise you may get much worst exchange rates.

Travel Money ProvidersAmount IDR(Rp)Exchange RateFee USDTotal CostDeal Links
Banks - Average Rate Foreign Currency
Travelex Online US logo
Rp294,161 less

Banks - Average Rate

Travel Money USD→IDR
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:12412.36 (12.5% from mid-rate)
To Amount (IDR) Rp12,288,236
Total Cost:13.37%
Currency Services:Branch

Travelex Online US logo

Travelex Online US: Travel Money USD→IDR
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:11994.0752 (15.45% from mid-rate)
To Amount (IDR) Rp11,994,075
Total Cost:15.45%
Rate Fetched: Wed Oct 16 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
: 4.3/5.0
Snapshot 10/16/2019 - See full table

Indonesia Trip Checklist    

  1. Compare IDR travel cash rates - probably why you are here!
  2. Search Hotel deals - Save on your accomodation in Indonesia
  3. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to Indonesia

When searching around for information on how to get a good exchange rate when sending money to Indonesia you need to start with finding out the latest Indonesian Rupiah foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).

Get a better deal for foreign transfers to Indonesia

When sending money to Indonesia it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Indonesian Rupiah amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted IDR amount will be transfered to the recipient account you specify in Indonesia.

Use our Send to IDR calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Indonesian Rupiah deposited into the recipient bank account and less margins and fees kept by the banks!


USD to IDR International Money Transfers


Foreign Transfer ProvidersReceive IDR(Rp)Exchange RateFee USDTotal CostDeal Links
XE logo
Best Overall
OFX logo
Rp3,545,700 less
Banks - Average Rate International Money Transfers
Rp7,431,475 less

XE logo

XE: Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Exchange Rate:14008.23 (1.25% from mid-rate)
To Amount (IDR) Rp140,082,300
Total Cost:1.25%
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
: 3.5/5.0

OFX logo

OFX: Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:13653.66 (3.75% from mid-rate)
To Amount (IDR) Rp136,536,600
Total Cost:3.75%
Rp3,545,700 IDR less than using XE
Rate Fetched: Wed Oct 16 2019 17:03:26 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
: 4.8/5.0

Banks - Average Rate

Foreign Transfer USD→IDR
From Amount (USD)U$10,000
Exchange Rate:13285.01 (6.35% from mid-rate)
To Amount (IDR) Rp132,650,825
Total Cost:6.49%
Rp7,431,475 IDR less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Snapshot 10/16/2019 - See full table

IDR/USD - Indonesian Rupiah to United States Dollar - Historical Rates

1 Day0.00007113 Oct 2019
7 Day0.00007107 Oct 2019
30 Day0.00007214 Sep 2019
3 Month0.00007116 Jul 2019
1 Year0.00006614 Oct 2018
5 Year0.00008215 Oct 2014
10 Year0.00010616 Oct 2009

IDR/EUR - Indonesian Rupiah to Euro - Historical Rates

1 Day0.00006413 Oct 2019
7 Day0.00006407 Oct 2019
30 Day0.00006414 Sep 2019
3 Month0.00006416 Jul 2019
1 Year0.00005714 Oct 2018
5 Year0.00006415 Oct 2014
10 Year0.00007116 Oct 2009

IDR/GBP - Indonesian Rupiah to British Pound Sterling - 10 Year History

1 Day0.00005613 Oct 2019
7 Day0.00005707 Oct 2019
30 Day0.00005714 Sep 2019
3 Month0.00005816 Jul 2019
1 Year0.00005014 Oct 2018
5 Year0.00005115 Oct 2014
10 Year0.00006516 Oct 2009

IDR/AUD - Indonesian Rupiah to Australian Dollar - Historical Rates

1 Day0.00010413 Oct 2019
7 Day0.00010507 Oct 2019
30 Day0.00010414 Sep 2019
3 Month0.00010216 Jul 2019
1 Year0.00009214 Oct 2018
5 Year0.00009315 Oct 2014
10 Year0.00011616 Oct 2009

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