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Foreign Exchange Guide to Myanmar

This currency guide to Myanmar helps you choose the best way to save money on MMK transfers and travel money.    [HKD/MMK=191.86]

Country Code:
Domestic Currency:
Myanma Kyat
Symbol - Code:
Telephone Prefix:

This is a foreign exchange guide to Myanmar, the Myanma Kyat currency plus sending MMK transfers and travel tips.

In this Myanmar currency guide we take a look at :

  1. Myanma Kyat info - general info about the Myanma Kyat
  2. Myanma Kyat in the markets - recent MMK moves and predictions from the FX markets
  3. Travelling in Myanmar - currency & money saving tips
  4. Buying Myanma Kyat cash online - travel money for Myanmar
  5. Sending money to Myanmar - save on Myanma Kyat bank transfers to Myanmar
  6. Myanma Kyat exchange rates - latest & historic exchange rates.

Myanma Kyat (MMK) general currency information

What is the Myanma Kyat currency code and symbol?

The three letter currency code for the Myanma Kyat is MMK and the symbol is K.

Which countries use the Myanma Kyat?

It is the domestic currency in Myanmar.

Myanma Kyat (MMK) in the markets

The interactive chart below shows the HKD to MMK exchange rate and trend for the previous 3 months:

90-DAY TREND: At 191.88 HKD/MMK is trading 1.3% below the average 194.46 with a range 191.5 to 196.06. There are no current alerts.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

Travel, Currency and Money saving tips for Myanmar


Myanmar retains the power to surprise and delight even the most jaded of travellers. Be dazzled by the 'winking wonder' of Shwedagon Paya. Contemplate the 4000 sacred stupas scattered across the plains of Bagan. Stare in disbelief at the Golden Rock at Mt Kyaiktiyo, teetering impossibly on the edge of a chasm. These are all important Buddhist sights in a country where pious monks are more revered than rock stars.

Myanmar is a lot more expensive than many people anticipate so be sure to budget appropriately. Accommodation and travel in Myanmar is considerably more expensive that other South East Asian countries such as Thailand, Cambodia or Vietnam.

Ancient city of Bagan.

What currency is used in Myanmar?

The kyat (pronounced ‘chat’) is the official currency of Myanmar, abbreviated as ‘K‘ or 'MMK' and usually placed before the numerical value (i.e. K500). Kyat come in notes, no coins are used. There are now many International ATMs in towns, hotels, and at most airports that take UnionPay, Plus, Cirrus, MasterCard, and Visa Cards and issue Kyats. Do note however that there is a fixed charge of 5000 Kyats (plus your own credit card charge) which makes small withdrawals expensive.

The US dollar, however, is used as an alternative currency, particularly for larger purchases: foreigners are sometimes expected to pay in dollars for hotels, high-end restaurants and flights (international credit cards can also be used for many of these purchases). Blemishes of any kind – creases, marks, folds and so on – may result in getting a far worse rate of exchange or the money may not be accepted at all. Smaller purchases, such as taxi rides, buses and cheaper to mid-range meals are quoted and are almost always paid for in kyat.

Monks in Bagan.

How to travel in Myanmar?

Getting around Myanmar is never less than fascinating, with plenty of opportunities to mix with the locals and take in the scenery – but land transport is, in general, slow and unreliable; probably more so than most people would be used to. Allow for a time buffer between locations, especially if you have a hard travel date such as booked flights. Myanmar’s bus and railway networks allow travellers access to most popular destinations, and boats (principally on the Irrawaddy River that runs north-south through Myanmar) can be a interesting way to get around.

If you are on a relatively tight schedule, flying is usually the best option – and for some destinations in border areas, it’s the only option. Between the main destinations of Yangon (Rangoon), Mandalay, Heho (for Inle Lake), Nyaung U (for Bagan) and Thandwe (for Ngapali Beach), you'll find frequent daily connections. Other airports have only one flight a day or, in the most remote places, just a couple of flights a week.

The rivers are the lifeblood of the country, endlessly transporting goods and people. Boats are the preferred way to travel, faster and more reliable than train and bus. A great variety of boats – from creaky old government-run ferries to luxurious private cruise ships – ply Myanmar's waterways. In addition to the rivers, it's possible to travel along the Bay of Bengal between Sittwe and Taunggok (north of Ngapali Beach).

Inland Water Transport boats offer basic levels of comfort and are often ramshackle and crowded, but they provide remarkable glimpses into local river life. Some of the passengers on the long-distance ferries are traders who make stops along the way to pick up or deliver goods. Several luxury boats travel the upper and lower reaches of the Ayeyarwady (Irrawaddy) River as well as the Chindwin River. Rates usually include all meals and excursions from the boats. The starting point for most trips is either Bagan or Mandalay, but occasionally itineraries originate in Yangon.

Travel via the waterways is a popular way to get around Myanmar.

Travel tips for Myanmar.

In 2015, Myanmar voted in its first democratically elected government in more than half a century. Sanctions have been dropped and Asian investors especially are coming to do business. Modern travel conveniences, such as mobile-phone coverage and internet access, are now common. But the economic and social changes Myanmar is undergoing are largely confined to the big cities and towns, and large swaths of the country remain off limits due to ongoing ethnic conflict.

Yangon’s Shwedagon Paya, Mandalay’s Mahamuni Paya and Bagan’s plain of temples shouldn’t be missed, but there are also many other lesser known Buddhist religious sites that will impress you with their beauty and spiritual power.

Gone are the days of having to travel to a Myanmar embassy to obtain a visa to enter the country. Passport holders from 100 countries are now entitled to apply for an e-visa meaning you can secure a visa in advance of your travels. It should take only a few days from applying to receiving our visa. It is valid for a stay of up to 28 days and costs US $50.

Myanmar internet is a mix of slow and unavailable. Do your research in advance or pack a guide book and don’t expect to Skype home very often, it’s barely possible to get a messenger service to work at times!

Fishing in the Amarapura.


Travel money for Myanmar


Save money and time by Ordering your Myanma Kyat online from Travelex, you get better rates and can pick up the MMK cash locally or even on travel day at the airport.

Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

For card purchases if offered a choice of currencies always select to Pay in Myanma Kyat otherwise you may get much worst exchange rates.


Myanmar Trip Checklist    

  1. Compare MMK travel cash rates - probably why you are here!
  2. Search Hotel deals - Save on your accomodation in Myanmar
  3. Lonely Planet - world's best travel guide (coupon and deals)

Sending money to Myanmar

When searching around for information on how to get a good exchange rate when sending money to Myanmar you need to start with finding out the latest Myanma Kyat foreign-transfer exchange rate.

Then compare your bank's exchange rates to several licensed FX providers exchange rate and fees to see how much you can save (we make that calculation easy here).

Get a better deal for foreign transfers to Myanmar

When sending money to Myanmar it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Myanma Kyat amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted MMK amount will be transfered to the recipient account you specify in Myanmar.

Use our Send to MMK calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Myanma Kyat deposited into the recipient bank account and less margins and fees kept by the banks!


Bank Transfers to Myanmar

Compare Transfer Rates


MMK/USD - Myanma Kyat to United States Dollar - Historical Rates

1 Day0.00066402 Dec 2019
7 Day0.00066126 Nov 2019
30 Day0.00065703 Nov 2019
3 Month0.00065304 Sep 2019
1 Year0.00063903 Dec 2018
5 Year0.00096804 Dec 2014
10 Year0.153605 Dec 2009

MMK/EUR - Myanma Kyat to Euro - Historical Rates

1 Day0.00059902 Dec 2019
7 Day0.00060026 Nov 2019
30 Day0.00058803 Nov 2019
3 Month0.00059204 Sep 2019
1 Year0.00056303 Dec 2018
5 Year0.00078104 Dec 2014
10 Year0.101905 Dec 2009

MMK/GBP - Myanma Kyat to British Pound Sterling - 10 Year History

1 Day0.00051302 Dec 2019
7 Day0.00051426 Nov 2019
30 Day0.00050803 Nov 2019
3 Month0.00053304 Sep 2019
1 Year0.00050203 Dec 2018
5 Year0.00061804 Dec 2014
10 Year0.092505 Dec 2009

MMK/AUD - Myanma Kyat to Australian Dollar - Historical Rates

1 Day0.00097302 Dec 2019
7 Day0.00097426 Nov 2019
30 Day0.00095003 Nov 2019
3 Month0.00096104 Sep 2019
1 Year0.00086903 Dec 2018
5 Year0.00115304 Dec 2014
10 Year0.167205 Dec 2009

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