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    Send Money to the United States

    We save you time and money by researching Send to USA money transfer companies comparing their overall service, rates and fees.

    What’s in this United States Money Transfer guide?

    1. Compare USD Transfer Rates
    2. Compare Providers
    3. Recent USD Trend
    4. US Dollar Forecasts
     
     

    Latest Online USD Money Transfers

    We make it easy to save money by making these fees and exchange rates easier to see and compare the best providers for sending money to the USA.

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    Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

    Using your Bank to make international wire transfer to US dollars can be very expensive – often 5% to 10% worse than using a foreign exchange specialist to send to an US bank account or pay an invoice in USD.

     

     

    Top Transfer to the United States Providers

    When choosing a provider to send money to the United States finding the best currency rate is generally everyone’s number one factor. Other important criteria to also consider are transfer speed, delivery options (bank transfer or cash pickup), customer service, mobile apps and extra fees.

    You can read more about Currency Transfer and Travel Tips for the United States in our the United States FX guide.

     

     

    OFX

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    OFX at a glance

    OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

    Book & track your foreign transfers online (24/7) with industry best rates for all your deals - not just the first one! Lock in exchange rates with Spot & Forward Deals.

    Their transactions are transparent, unlike most banks. Also, as the rates are displayed on the site, customers can see what rates they can expect.

    How much does it cost?

    Transfer Fee: OFX usually charge a flat fee for smaller amounts, but if you click on the link below or mention that you are a BestExchangeRates customer, then your transfers will be fee free.

    Exchange Rate: OFX add a margin to the exchange rate when they convert your money. OFX exchange rates are highly competitive for global money transfers – either the best or very close to the best exchange rates prevailing in the market.

    How to transfer money with OFX

    1. Create a free online account and login to get a live quote for your transfer.
    2. Enter your recipients details including bank account, financial institution number, account number and branch transit number.
    3. Click 'Finalise transaction' and then pay for your transaction using a bank or wire transfer.

    How long does it take?

    Once OFX receive your payment the transfer recipient will receive the converted funds into their account in 1-2 business days.

    Is OFX safe?

    Yes they are. OFX is regulated in each country that they operate. See our full review of OFX for more information.

    Use OFX for:

    • Good exchange rates and lock-in rate for larger amounts
    • 24/7 local phone support
    • Good Mobile phone app
    • BestExchangeRates users get the transfer fees waived.

    For more details on OFX exchange rates, service and what their users think read our guide OFX Foreign Transfers Reviewed.

     

     

     

    XE

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    XE Money Transfers at a glance

    XE works on razor thin margins for money transfers to more than 100 countries and nearly always guarantees a fantastic deal.

    Transfers can be booked online and over the phone and most are processed within a single working day.

    For more details on XE exchange rates, service and what their users think read our guide XE Foreign Transfers Reviewed.

     

     

     

    WorldRemit

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    WorldRemit at a glance

    WorldRemit - Send Money Online Anytime, Anywhere. 24/7 online service – no agents to visit. Bank Transfers - Cash Pickup - Mobile Money - Airtime top-up.

    Register from the below button for a Zero Fee first transfer.

    With WorldRemit, funds can be sent to bank accounts, mobile money wallets, can be picked up as cash at partnering banks and can be used to top up a loved one’s mobile phone.

    WorldRemit is an online service with no physical outlets, which allows for lower costs and greater convenience; it’s also the first of the new wave of FX companies to offer instant WhatsApp notifications on the status of transfers.

    WorldRemit isn’t a viable choice for large payments, such as property purchases, because its maximum transfer sizes are quite limited in many countries.

    For more details on WorldRemit exchange rates, service and what their users think read our guide WorldRemit Foreign Transfers Reviewed.

     

     

    Wise

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    Wise at a glance

    Wise (formerly TransferWise) always aim to converts money at the real mid-market exchange rate. There’s just a small, fair service fee and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.

    Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.

    Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.

    Multi-currency Accounts: Regardless of which country you live in, with a Wise Borderless Account you receive a unique set of GBP, EUR, USD, AUD, NZD, SGD, RON, CAD, HUF and TRY account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.

    Read our Review of Wise Borderless Account.

    The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.

    Free ATM withdrawals worldwide up to $350 every 30 days then a 2% charge on additional withdrawals.

    Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.

    Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.

    For more details on Wise exchange rates, service and what their users think read our guide Wise Foreign Transfers Reviewed.

     

     

     

    Latest US Dollar Trend

    1 USD = 1.0000 USD
    Sell USD  →  Buy USD
      1 USD = 1.0000 USD
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    US Dollar Trends & Forecasts

    The USD had a strong month in September, outperforming all the G10 currencies. The gains can be attributed to more ‘hawkish’ commentary from the US Federal Reserve, especially in comparison to the European Central Bank.

    According to OFX the USD trend for October is unclear.

    USD Outlook


    CAD to USD 90-Day Currency Trend Chart with Hi, Low, Up, Down AlertsCAD to USD at 0.8099 has risen 2.0% above its 90-day average, range 0.7793-0.8099. CAD/USD Rates

    Into October, broader risk sentiment is driving direction for commodity currencies like the loonie. If the global equity volatility eases, we could see domestic data take the front seat in driving the currency direction.

    OFX predict the USDCAD pair could trade between 1.24 – 1.29 CAD in October.

    USD-CAD Outlook


    USD to EUR 90-Day Currency Trend Chart with Hi, Low, Up, Down AlertsUSD to EUR at 0.8587 is 0.8% above its 90-day average, range 0.8412-0.8672. USD/EUR Rates

    In September, Olaf Scholz’s Social Democrat Party narrowly won the German election. The longer negotiations and political uncertainty drag on, the greater downward pressure will be felt by the euro.

    In addition should risk sentiment remain fragile, there could be continued demand for USD as a safe haven. Therefore, USD/EUR could gain higher.

    USD-EUR Outlook


    AUD to USD 90-Day Currency Trend Chart with Hi, Low, Up, Down AlertsAUD to USD at 0.7450 has risen 1.7% above its 90-day average, range 0.7129-0.7458. AUD/USD Rates

    In early September, AUD broke 0.74 USD, however due to erosion in risk sentiment sparked by the Evergrande crisis, then steadily declined toward 0.72 USD.

    Despite the pessimistic outlook there OFX see an opportunity should there be any uptick in global risk sentiment, accelerating a broader AUD rebound towards 0.75 USD.

    AUD-USD Outlook


    GBP to USD 90-Day Currency Trend Chart with Hi, Low, Up, Down AlertsGBP to USD at 1.3765 is near its 90-day average, range 1.3426-1.3961. GBP/USD Rates

    The pound sunk in September to 1.34 against the greenback but has recovered into October near 1.36 after Boris called the army out to drive the fuel trucks.

    The outlook for the pound for October is very uncertain due to rising inflation, slowing growth and unemployment, the combination of which could create a nightmare scenario for the Bank of England Monetary Policy Committee.

    OFX predict the GBP could range between 1.33 – 1.38 USD in October.

    GBP-USD Outlook