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    Send Money to the United States

    We save you time and money by researching Send to USA money transfer companies comparing their overall service, rates and fees.

    What’s in this United States Money Transfer guide?

    1. Compare USD Transfer Rates
    2. Compare Providers
    3. US Dollar Forecasts
     
     

    Latest Online USD Money Transfers

    We make it easy to save money by making these fees and exchange rates easier to see and compare the best providers for sending money to the USA.

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    Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

    Using your Bank to make international wire transfer to US dollars can be very expensive – often 5% to 10% worse than using a foreign exchange specialist to send to an US bank account or pay an invoice in USD.

     

     

    Top Transfer to the United States Providers

    When choosing a provider to send money to the United States finding the best currency rate is generally everyone’s number one factor. Other important criteria to also consider are transfer speed, delivery options (bank transfer or cash pickup), customer service, mobile apps and extra fees.

    You can read more about Currency Transfer and Travel Tips for the United States in our the United States FX guide.

     

     

    OFX

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    OFX at a glance

    OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.

    OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.

    OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.

    When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.

    *Minimum transfer amount apply. Please note that the receiving bank or intermediary bank may charge fees on transactions.

     

     

    XE

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    XE money transfers at a glance

    XE Money Transfer is a reputable and well-established international money transfer provider with a long history of providing reliable and secure services to its customers. Here are some key factors that contribute to XE Money Transfer's overall quality:

    1. Competitive exchange rates: XE offers competitive exchange rates for its international money transfers, which can help you save money when sending funds overseas.

    2. No fees: XE does not charge any extra fixed fees for its international money transfer services, which means you can send money without having to worry about additional charges.

    3. Security: XE uses advanced encryption and security measures to protect its customers' personal and financial information, ensuring that your transactions are safe and secure.

    4. Fast transfers: XE offers fast international money transfers, transfers can be booked online or over the phone and most are processed within a single working day.

    5. Customer service: XE has a dedicated customer service team that is available to answer any questions or concerns you may have about your money transfer.

    Sending Money with the XE Online platform

     

     

    WorldRemit

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    WorldRemit at a glance

    WorldRemit is a popular online money transfer service that allows users to send money to over 130 countries worldwide. The platform is known for its easy-to-use interface and low fees, making it a great option for people looking to send money to friends and family overseas.

    One of the standout features of WorldRemit is its flexibility when it comes to payment and delivery options. Users can choose to send money via bank transfer, mobile money, or cash pickup, and recipients can receive funds through a bank account, mobile wallet, or cash pick-up location. This makes it easy for users to find a payment and delivery method that works best for them and their recipients.

    In addition, WorldRemit offers competitive exchange rates and low fees, which can help users save money on international transfers. The platform also provides real-time updates on the status of transfers, so users can easily track their funds and ensure they arrive at their intended destination.

    Overall, WorldRemit is a reliable and user-friendly platform for sending money internationally. Its wide range of payment and delivery options, competitive rates, and real-time updates make it a top choice for many users.

    For more details on WorldRemit exchange rates, service and what their users think read our guide WorldRemit Foreign Transfers Reviewed.

     

     

    Wise

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    Wise at a glance

    Wise products

    Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.

    Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.

    Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.

    Multi-currency Accounts: Regardless of which country you live in, with a Wise Borderless Account you receive a unique set of GBP, EUR, USD, AUD, NZD, SGD, RON, CAD, HUF and TRY account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.

    The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.

    You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.

    Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.

    Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.

    What Savings Can You Expect?

    Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.

    Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.

    Using BER’s Foreign Transfers comparison table, below, we’ll pretend we’re sending 5,000 British pounds to the US. Given exchange rates at the time of writing, if sending via Wise, the recipient of funds would receive US$6,501 (rounded to the nearest dollar). If sending at the average bank rate, the received amount drops to only US$6,317, for a saving of US$184. If we bump up the transfer amount to £25,000, savings rise to US$1,026! Who wouldn’t want an extra thousand bucks in their pocket?

    When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.

    Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.

     

     

    Is the US Dollar expected to go up or down?

    This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US Dollar current value is to look the USD performance against a range of other currencies over various time periods.

    The following table looks at the performance of the USD exchange rate against other currencies over time periods from the previous 2 days back to the last 5 years.