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AUD/USD - Convert Compare Save

Australian Dollar to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to United States Dollar exchange rate, has news, forecasts and AUD to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/USD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
ProvidersReceive USD($)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
6,875 USD
Best Overall
0.68750^1.21%
BankSA International Money Transfers
BankSA logo
6,701.56 USD
173 USD
0.671520.013.7%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
6,700.9 USD
174 USD
0.6715213.71%
Bank of Queensland logo
6,694.86 USD
180 USD
0.6715303.8%
Banks - Average Rate
St George Bank logo Bank of Queensland logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
6,650 USD
225 USD
0.6665154.44%
National Australia Bank (nab) logo
6,584.48 USD
291 USD
0.6599225.38%
St George Bank logo
6,568.84 USD
306 USD
0.6582205.61%
OFX (OzForex): Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:0.6875 (-1.21% from mid-rate)
USD amount:6,875 USD
Total Cost:1.21%
Time:
Rate Fetched: 0:00 Local
Rating:
 
: 4.8/5.0
Reviews:
BankSA: Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:20.01
Exchange Rate:0.6715 (-3.51% from mid-rate)
USD amount:6,701.56 USD
Total Cost:3.7%
Time:
Rate Fetched: website - 0:00 Local
Rating:
: /5.0
Reviews:
Bank of Melbourne: Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:21
Exchange Rate:0.6715 (-3.51% from mid-rate)
USD amount:6,700.9 USD
Total Cost:3.71%
Time:
Rate Fetched: website - 0:00 Local
Rating:
: /5.0
Reviews:
Bank of Queensland: Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:30
Exchange Rate:0.6715 (-3.51% from mid-rate)
USD amount:6,694.86 USD
Total Cost:3.8%
Time:
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:0.6841 (-1.7% from mid-rate)
USD amount:6,650 USD
Total Cost:4.44%
National Australia Bank (nab): Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:0.6599 (-5.17% from mid-rate)
USD amount:6,584.48 USD
Total Cost:5.38%
Time:
Rate Fetched: website - 0:00 Local
Rating:
 
: 2.1/5.0
Reviews:
St George Bank: Foreign Transfer AUD→USD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:0.6582 (-5.42% from mid-rate)
USD amount:6,568.84 USD
Total Cost:5.61%
Time:
Rate Fetched: website - 0:00 Local
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 06/25/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD($)Exchange RateFee AUDTotal CostDeal Links
Travelex Online AU logo
678.80 USD
Best Overall
0.6788$0 BPay, Card 0.72%-1%2.46%
Travel Money Oz logo
677.10 USD
1.7 USD
0.6771$0 BPay, Credit Card 1%2.7%
Westpac logo
666.86 USD
12 USD
0.6736A$104.17%
ANZ Bank logo
664.98 USD
14 USD
0.6717A$104.44%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
661.43 USD
17 USD
0.6715A$154.95%
BankSA Foreign Currency
BankSA logo
661.43 USD
17 USD
0.6715A$154.95%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
660.08 USD
19 USD
0.6682105.15%
Commonwealth Bank (CBA) logo
658.85 USD
20 USD
0.6655A$105.32%
St George Bank logo
654.83 USD
24 USD
0.6648A$155.9%
National Australia Bank (nab) logo
652.21 USD
27 USD
0.6588106.28%
Travelex Online AU: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:0.6788 (2.46% from mid-rate)
USD amount:678.80 USD
Total Cost:2.46%
Time:
Rate Fetched: Tue Jun 25 2019 22:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
Travel Money Oz: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:$0 BPay, Credit Card 1%
Exchange Rate:0.6771 (2.7% from mid-rate)
USD amount:677.10 USD
Total Cost:2.7%
Time:
Rate Fetched: Tue Jun 25 2019 22:00:06 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
Westpac: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.6736 (3.2% from mid-rate)
USD amount:666.86 USD
Total Cost:4.17%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.6717 (3.48% from mid-rate)
USD amount:664.98 USD
Total Cost:4.44%
Time:
Rate Fetched: website - Tue Jun 25 2019 22:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
Bank of Melbourne: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6715 (3.51% from mid-rate)
USD amount:661.43 USD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
BankSA: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6715 (3.51% from mid-rate)
USD amount:661.43 USD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:0.6615 (4.94% from mid-rate)
USD amount:660.08 USD
Total Cost:5.15%
Currency Services:Branch
Delivery/Collect:-
Commonwealth Bank (CBA): Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:0.6655 (4.37% from mid-rate)
USD amount:658.85 USD
Total Cost:5.32%
Time:
Rate Fetched: website - Tue Jun 25 2019 22:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:0.6648 (4.47% from mid-rate)
USD amount:654.83 USD
Total Cost:5.9%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
National Australia Bank (nab): Travel Money AUD→USD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:0.6588 (5.33% from mid-rate)
USD amount:652.21 USD
Total Cost:6.28%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 06/25/2019 - See full table

AUD to USD interbank exchange rate = 0.6964

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/USD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUD to USD Forecasts

Forecasts for the AUD/USD in 2019 are influenced by two factors; changes in the delta between interest rates in Australia and the US and also the trade war between China and the US. Banks are predicting AUD/USD to drop towards 65-66¢ - a rate that hasn't been seen since 2009.  Read more

AUDUSD blended flags

AUD and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs USD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In June, the Australian dollar has slumped to multi-month lows against USD, SGD, CAD, JPY, CHF and EUR. At US69.7¢, the benchmark Aussie rate, AUD/USD, was recovering somewhat in the final week of the month but remained 15 percent below 2018’s highest rates.

Investors are selling AUD as they bet on aggressive interest rate cuts by the Reserve Bank of Australia. These cuts will be necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end, or even easing.

The RBA is likely to cut interest rates in July, as it did in June (the first cut in 3 years), and will probably cut again later this year. Although this bodes poorly for the Aussie, it won’t be the only currency this year to be hit by easier central bank policies, and that should keep depreciation at reasonable levels.

Interestingly, AUD has, for now at least, decoupled from commodity prices. The price of iron ore (Australia’s largest export) is at multi-year highs while AUD languishes.

Read more in the article AUD Forecasts.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

Why can't I just get the AUD/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDUSD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates