Best CAD to CNY Exchange Rates - Compare & Save

In this Canadian dollar to Chinese yuan guide:

1 CAD = CNY

CAD to CNY at 5.2796 is 1.0% above its 90-day average 5.2268 with range 5.1455-5.3231.

11-AUG 7AM-NY 12PM-LON 7PM-HK 9PM-SYD

Sell CAD → Buy CNY

Track Rate

1 CNY = 0.1895 CAD

1-DAY▲+0.8%

60-DAY▲HIGH

For two years until April 2022 the yuan has steadily strengthened to 6.3 per US dollar, but then the PBOC has abrutly allowed CNY to drop to 6.7 with market sentiment worsening towards China’s economy due to continuing strict Covid lockdowns.

CNY Outlook

Before Russia invaded Ukraine the CAD was being supported by expectations of domestic interest rate hikes – and the oil price was a key driver of CAD strength at the start of the year.

Since the start of the Russia/Ukrainian war the risk on-off market are pushing the Canadian dollar rate up and down in a range around 0.7850 to the US dollar (1 USD = 1.27 CAD).

CAD Outlook

Date	CAD/CNY	Change	Period
27 Jul 2022	5.2724	0.2% ▼	2 Week
12 May 2022	5.2105	1% ▲	3 Month
10 Aug 2021	5.1800	1.6% ▲	1 Year
11 Aug 2017	5.2571	0.1% ▲	5 Year
12 Aug 2012	6.4125	17.9% ▼	10 Year
15 Aug 2002	5.3041	0.8% ▼	20 Year

CAD/CNY change over periods to 10-Aug-2022

CAD to CNY - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send C$10,000 CAD → Receive CNY

Provider	Receive CNY	CAD/CNY Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. 1%	10,000 CAD = 52,276 CNY Up to 3,466 CNY more See more	5.2276	1%	Visit OFX Best Value No fees on all your OFX transfers
Xoom Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal. 4.08%	10,000 CAD = 50,650 CNY Get ¥1,626 less See more	5.065	4.08%	Compare Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. 4.2%	10,000 CAD = 50,586 CNY Get ¥1,690 less See more	5.0586	4.2%	Compare Rate
Bank of Montreal BMO's profit margin is around 4 - 8% depending on amounts and currencies. 5.19%	10,000 CAD = 50,064 CNY Get ¥2,212 less See more	5.0139	5.19%	Compare Rate
Desjardins Desjardins's profit margin is generally 4 - 8% depending on currencies and amounts. 5.38%	10,000 CAD = 49,962 CNY Get ¥2,314 less See more	5.0037	5.38%	Compare Rate
HSBC HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts. 5.82%	10,000 CAD = 49,732 CNY Get ¥2,544 less See more	4.9832	5.82%	Compare Rate
Rate: 4.9577 Click for details Rate: 4.9832 Click for details Rate: 5.0088 Click for details Rate: 5.0037 Click for details Rate: 4.881 Click for details Rate: 5.0139 Click for details SHOW ALL 6.04%	10,000 CAD = 49,612 CNY Get ¥2,664 less	4.9747	6.04%	Average Bank Rate
Coast Capital Savings 6.09%	10,000 CAD = 49,587 CNY Get ¥2,689 less See more	5.0088	6.09%	Compare Rate
Citibank Citibank's profit margin is generally 3 - 7% depending on currencies and amounts. 6.22%	10,000 CAD = 49,518 CNY Get ¥2,758 less See more	4.9577	6.22%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. 7.56%	10,000 CAD = 48,810 CNY Get ¥3,466 less See more	4.881	7.56%	Compare Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

CAD/CNY=5.2804

1-DAY▲+0.8%

60-DAY▲HIGH

My Rates

Transfers - Canada to China

CAD to CNY - Travel & Spend

CAD/CNY Mid-rate Calculator

* This table compares FX rates & fees of selected FX specialists and banks for CAD to CNY International Money Transfers. Providers must be well established, reputable and regulated in Canada with FINTRAC. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest CAD to CNY Exchange Rate (shown above) or a transaction fee and often both!

Country Guides - Canadian dollar & Chinese yuan

Canada (CAD)

China (CNY)

How to get a good CAD to CNY Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

Generally speaking, if you are buying Chinese yuan with Canadian dollar, then it's good for the CAD/CNY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to China.

Will the Canadian dollar rise against the Chinese yuan?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add CAD/CNY to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Manage My Rates

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

Related exchange rates

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Provider	OFX
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥52,276
Exchange Rate	1CAD = 5.2276 CNY (1CNY = 0.1913CAD)
Rate Margin	1%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	1%
Transfer Speed	1-2 days
Rate Retrieved	10:01 Local - BER

Provider	Xoom
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥50,650
Exchange Rate	1CAD = 5.0650 CNY (1CNY = 0.1974CAD)
Rate Margin	4.08%
Total Cost (Rate Margin + Fees)	4.08%
Difference	Get ¥1,626 CNY less than withOFX
Transfer Speed	1-2 days
BER Rating	4.2/5.0
Rate Retrieved	10:01 Local - BER

Provider	Paypal
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥50,586
Exchange Rate	1CAD = 5.0586 CNY (1CNY = 0.1977CAD)
Rate Margin	4.2%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get ¥1,690 CNY less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	10:01 Local - BER

Provider	Bank of Montreal
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥50,064
Exchange Rate	1CAD = 5.0139 CNY (1CNY = 0.1994CAD)
Rate Margin	5.05%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	5.19%
Difference	Get ¥2,212 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Desjardins
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥49,962
Exchange Rate	1CAD = 5.0037 CNY (1CNY = 0.1999CAD)
Rate Margin	5.24%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	5.38%
Difference	Get ¥2,314 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	HSBC
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥49,732
Exchange Rate	1CAD = 4.9832 CNY (1CNY = 0.2007CAD)
Rate Margin	5.63%
Other Fees	C$20
Total Cost (Rate Margin + Fees)	5.82%
Difference	Get ¥2,544 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Comparison Rate
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥49,612
Exchange Rate	1CAD = 5.0599 CNY (1CNY = 0.1976CAD)
Rate Margin	4.18%
Total Cost (Rate Margin + Fees)	6.04%
Difference	Get ¥2,664 CNY less than withOFX

Provider	Coast Capital Savings
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥49,587
Exchange Rate	1CAD = 5.0088 CNY (1CNY = 0.1996CAD)
Rate Margin	5.14%
Other Fees	C$100.00 CAD (1%)
Total Cost (Rate Margin + Fees)	6.09%
Difference	Get ¥2,689 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	Citibank
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥49,518
Exchange Rate	1CAD = 4.9577 CNY (1CNY = 0.2017CAD)
Rate Margin	6.11%
Other Fees	C$12
Total Cost (Rate Margin + Fees)	6.22%
Difference	Get ¥2,758 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

Provider	CIBC
FX Type	Foreign Transfer CAD→CNY
From Amount (CAD)	C$10,000
To Amount (CNY)	¥48,810
Exchange Rate	1CAD = 4.8810 CNY (1CNY = 0.2049CAD)
Rate Margin	7.56%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	7.56%
Difference	Get ¥3,466 CNY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:01 Local - BER

CAD to CNY Exchange Rates

CAD to CNY - Compare & Save

Multi-Vendor Quote

Country Guides - Canadian dollar & Chinese yuan

How to get a good CAD to CNY Exchange Rate

Reduce Excessive costs and fees

Will the Canadian dollar rise against the Chinese yuan?

Related exchange rates