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EUR to SAR - Rate Guide

Euro to Saudi Riyal exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/SAR update & alerts

1 EUR = 4.1477 SAR

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EUR to SAR - Trading Range (90 Day)
14-DAY HIGH (3d)
90-DAY TREND: At 4.1467 EUR/SAR is trading near the average 4.1422 with a range 4.0885 to 4.1905. There are no current alerts.
Update: 08-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/SAR Exchange Rates and Providers Compared

This guide to the Euro to Saudi Riyal exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to SAR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/SAR Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/SAR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to SAR International Money Transfers

  

Foreign Transfer ProvidersReceive SAR(﷼)Exchange RateFee EURTotal CostDeal Links
TorFX logo
20,038
Best Overall
4.007603.35%
OFX logo
20,058
﷼20 more
4.01160 for BER users (normally $15)3.25%
WorldFirst logo
20,628
﷼590 more
4.125600.5%
HSBC logo
19,637
﷼401 less
3.9332€7.55.28%
Deutsche Bank International Money Transfers
Deutsche Bank logo
19,450
﷼588 less
3.9292€506.18%
Citibank International Money Transfers
Citibank logo
19,439
﷼599 less
3.8971126.24%
BNP Paribas International Money Transfers
BNP Paribas logo
19,396
﷼642 less
3.9183€506.44%
Santander International Money Transfers
Santander logo
19,327
﷼711 less
3.881206.78%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
19,284
﷼754 less
3.8830126.99%
Bank of Ireland International Money Transfers
Bank of Ireland logo
19,211
﷼827 less
3.881€507.34%
Crédit Agricole International Money Transfers
Crédit Agricole logo
19,072
﷼966 less
3.8529€508.01%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
19,028
﷼1,010 less
3.8171158.22%
AIB Bank International Money Transfers
AIB Bank logo
18,992
﷼1,046 less
3.8368€508.39%
 
TorFX logo
TorFX: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:0
Exchange Rate:4.0076 (3.35% from mid-rate)
To Amount (SAR)20,038
Total Cost:3.35%
Time:18:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:4.0116 (3.25% from mid-rate)
To Amount (SAR)20,058
Total Cost:3.25%
Difference:
﷼20 SAR more than using TorFX
Time:
Rate Fetched: Mon Dec 09 2019 17:13:26 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:
Exchange Rate:4.1256 (0.5% from mid-rate)
To Amount (SAR)20,628
Total Cost:0.5%
Difference:
﷼590 SAR more than using TorFX
Time:18:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:3.9332 (5.14% from mid-rate)
To Amount (SAR)19,637
Total Cost:5.28%
Difference:
﷼401 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:3.9292 (5.24% from mid-rate)
To Amount (SAR)19,450
Total Cost:6.18%
Difference:
﷼588 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:12
Exchange Rate:3.8971 (6.01% from mid-rate)
To Amount (SAR)19,439
Total Cost:6.24%
Difference:
﷼599 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:3.9183 (5.5% from mid-rate)
To Amount (SAR)19,396
Total Cost:6.44%
Difference:
﷼642 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:20
Exchange Rate:3.8810 (6.4% from mid-rate)
To Amount (SAR)19,327
Total Cost:6.78%
Difference:
﷼711 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:12
Exchange Rate:3.8689 (6.69% from mid-rate)
To Amount (SAR)19,284
Total Cost:6.99%
Difference:
﷼754 SAR less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:3.8810 (6.4% from mid-rate)
To Amount (SAR)19,211
Total Cost:7.34%
Difference:
﷼827 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:3.8529 (7.08% from mid-rate)
To Amount (SAR)19,072
Total Cost:8.01%
Difference:
﷼966 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:15
Exchange Rate:3.8171 (7.94% from mid-rate)
To Amount (SAR)19,028
Total Cost:8.22%
Difference:
﷼1,010 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→SAR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:3.8368 (7.46% from mid-rate)
To Amount (SAR)18,992
Total Cost:8.39%
Difference:
﷼1,046 SAR less than using TorFX
Time:18:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/09/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Saudi riyal Travel Money

  

Travel Money ProvidersAmount SAR(﷼)Exchange RateFee EURTotal CostDeal Links
Deutsche Bank Foreign Currency
Deutsche Bank logo
3,803.18
Compare
3.8611€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
3,783.48
﷼20 less
3.8411€158.75%
Citibank Foreign Currency
Citibank logo
3,782.89
﷼20 less
3.8211€108.76%
Travelex Online logo
3,761
﷼42 less
3.76109.29%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
3,746
﷼57 less
3.7866€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
3,744.08
﷼59 less
3.8011€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
3,739.33
﷼64 less
3.7771€109.82%
AIB Bank Foreign Currency
AIB Bank logo
3,731.41
﷼72 less
3.7691€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
3,703.69
﷼99 less
3.7411€1010.67%
HSBC logo
3,681.1
﷼122 less
3.6811011.22%
 
Deutsche Bank logo
Deutsche Bank: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:3.8611 (6.88% from mid-rate)
To Amount (SAR)3,803.18
Total Cost:8.28%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:3.8411 (7.36% from mid-rate)
To Amount (SAR)3,783.48
Total Cost:8.75%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:3.8211 (7.84% from mid-rate)
To Amount (SAR)3,782.89
Total Cost:8.76%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Travelex Online logo
Travelex Online: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:3.761 (9.29% from mid-rate)
To Amount (SAR)3,761
Total Cost:9.29%
Time:
Rate Fetched: Mon Dec 09 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Banks - Average Rate
Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:3.6611 (11.7% from mid-rate)
To Amount (SAR)3,746
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 
Crédit Agricole logo
Crédit Agricole: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:3.8011 (8.33% from mid-rate)
To Amount (SAR)3,744.08
Total Cost:9.7%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Bank of Ireland logo
Bank of Ireland: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:3.7771 (8.9% from mid-rate)
To Amount (SAR)3,739.33
Total Cost:9.82%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:3.7691 (9.1% from mid-rate)
To Amount (SAR)3,731.41
Total Cost:10.01%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:3.7411 (9.77% from mid-rate)
To Amount (SAR)3,703.69
Total Cost:10.67%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Travel Money EUR→SAR
From Amount (EUR)€1,000
Fee:
Exchange Rate:3.6811 (11.22% from mid-rate)
To Amount (SAR)3,681.1
Total Cost:11.22%
Time:18:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/09/2019 - See full table

EUR and SAR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs SAR, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Saudi Riyal (SAR)

No recent Saudi Riyal market updates.

Why can't I just get the EUR/SAR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / SAR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates