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NZD to PHP - Compare Exchange Rates

New Zealand Dollar to Philippine Peso - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare NZD/PHP Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for NZD/PHP International Money Transfers. Costs are calculated against the amount when NZD is converted to PHP at mid-rate.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Foreign Transfer Providers
Ratings & Reviews
Receive PHP(₱)Exchange RateFee NZDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
351,800 PHP
Best Overall
35.180^2.8%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
 
XE logo
359,800 PHP
8,000 PHP
35.9800.59%Bank Transfers - Online & Phone1-2 days
HSBC logo
344,383 PHP
7,417 PHP
34.49$154.85%Online, Branch, Bank Transfers2-3 days
 
ANZ Bank logo
341,484 PHP
10,316 PHP
34.21185.65%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo TSB Bank logo
340,806 PHP
10,994 PHP
34.28225.83%Online, Branch, Bank Transfers2-3 days
TSB Bank International Money Transfers
TSB Bank logo
339,372 PHP
12,428 PHP
34.28$1006.23%Online, Branch, Bank Transfers2-3 days
BNZ Bank International Money Transfers
BNZ Bank logo
337,986 PHP
13,814 PHP
34.14$1006.61%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:35.18 (2.8% from mid-rate)
PHP amount:351,800 PHP
Total Cost:2.8%
Time:
Rate Fetched: Fri Mar 22 2019 04:08:37 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:0
Exchange Rate:35.98 (0.59% from mid-rate)
PHP amount:359,800 PHP
Total Cost:0.59%
Difference:
8,000 PHP more than using OFX
Time:6:13 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:34.49 (4.7% from mid-rate)
PHP amount:344,383 PHP
Total Cost:4.85%
Difference:
7,417 PHP less than using OFX
Time:6:13 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
ANZ Bank: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:34.21 (5.48% from mid-rate)
PHP amount:341,484 PHP
Total Cost:5.65%
Difference:
10,316 PHP less than using OFX
Time:6:13 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:34.38 (5.01% from mid-rate)
PHP amount:340,806 PHP
Total Cost:5.83%
Difference:
10,994 PHP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:34.28 (5.28% from mid-rate)
PHP amount:339,372 PHP
Total Cost:6.23%
Difference:
12,428 PHP less than using OFX
Time:6:13 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→PHP
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:34.14 (5.67% from mid-rate)
PHP amount:337,986 PHP
Total Cost:6.61%
Difference:
13,814 PHP less than using OFX
Time:6:13 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Travel Money Providers
Ratings & Reviews
Amount PHP(₱)Exchange RateFee NZDTotal CostCurrency ServicesDelivery/CollectDeal Links
TSB Bank Foreign Currency
TSB Bank logo
33,650 PHP
33.99$107.03%Branch-
Banks - Average Rate
BNZ Bank logo TSB Bank logo
33,531 PHP
119 PHP
33.96$107.36%Branch-
BNZ Bank Foreign Currency
BNZ Bank logo
33,411 PHP
239 PHP
33.92$157.69%Branch-
 
Travelex Online NZ logo
32,812 PHP
838 PHP
32.81180^9.35%Online order, Branch pickup, Home delivery2-3 days
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→PHP
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:33.99 (6.09% from mid-rate)
PHP amount:33,650 PHP
Total Cost:7.03%
Time:6:13 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→PHP
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:34.4 (4.96% from mid-rate)
PHP amount:33,531 PHP
Total Cost:7.36%
Currency Services:Branch
Delivery/Collect:-
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→PHP
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:33.92 (6.29% from mid-rate)
PHP amount:33,411 PHP
Total Cost:7.69%
Time:6:13 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online NZ: Travel Money NZD→PHP
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:32.8118 (9.35% from mid-rate)
PHP amount:32,812 PHP
Total Cost:9.35%
Time:
Rate Fetched: Fri Mar 22 2019 04:45:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

NZD to PHP interbank exchange rate = 36.1089

Right now the NZD/PHP interbank exchange rate is 36.1089. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert Philippine Peso to New Zealand Dollar.

This NZD/PHP Converter calculates equivalent New Zealand Dollar to Philippine Peso amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

NZD / PHP converter & margin calculator


$NZD
₱PHP
Mid-rates:
 

Compare how much you can save on
NZD/PHP exchange rates for:

Foreign Transfers Travel Money

1 Week NZD to PHP
Loading NZD/PHP rates

New Zealand Dollar

Philippine Peso

1 NZD 36.11 PHP
5 NZD 180.54 PHP
10 NZD 361.09 PHP
20 NZD 722.18 PHP
50 NZD 1,805.45 PHP
100 NZD 3,610.89 PHP
250 NZD 9,027.23 PHP
500 NZD 18,054.45 PHP
1,000 NZD 36,108.90 PHP
2,000 NZD 72,217.80 PHP
5,000 NZD 180,544.50 PHP
10,000 NZD 361,089.00 PHP
50,000 NZD 1,805,445.00 PHP
100,000 NZD 3,610,890.00 PHP
See more

New Zealand Dollar

Philippine Peso

0.0277 NZD 1 PHP
0.1385 NZD 5 PHP
0.2769 NZD 10 PHP
0.5539 NZD 20 PHP
1.3847 NZD 50 PHP
2.7694 NZD 100 PHP
6.9235 NZD 250 PHP
13.85 NZD 500 PHP
27.69 NZD 1,000 PHP
55.39 NZD 2,000 PHP
138.47 NZD 5,000 PHP
276.94 NZD 10,000 PHP
1,384.70 NZD 50,000 PHP
2,769.40 NZD 100,000 PHP
See more

PHP Country Guides
PhilippinesPhilippines

New Zealand Dollar to Philippine Peso (NZD-PHP) - 10 Year History

The below table shows the historic variation in the NZD/PHP exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of NZD versus other currencies : NZD historical charts.

DateExchange RatePeriodChange
21 Mar 201936.1297Latest
14 Mar 201936.54071 Week-1.12%
19 Feb 201935.90091 Month+0.64%
22 Sep 201836.26016 Months-0.36%
21 Mar 201837.67141 Year-4.09%
21 Mar 201735.37262 Years+2.14%
22 Mar 201438.63355 Years-6.48%
23 Mar 200927.317410 Years+32.26%

Why can't I just get the NZD/PHP market rate I see on Google or in the Media?

The NZD/PHP mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the NZD / PHP was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market NZD/PHP midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good NZD to PHP exchange rate

  1. Know the latest NZD/PHP market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for New Zealand Dollar and Philippine Peso

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the NZD vs PHP, you should pay attention to both New Zealand Dollar and Philippine Peso news and forecasts.

New Zealand Dollar (NZD) - Market news and forecasts

26-February-19: The New Zealand dollar has been among the best performers in early 2019: at the time of writing, it was showing a 3 percent year-to-date gain versus the US dollar (US$0.69), bettered within G10 FX only by the Canadian dollar and pound.

The kiwi’s upside might be limited over the coming 6-12 months due to a somewhat disappointing outlook for interest rates in New Zealand.

In February, the RBNZ said it would maintain rates at current levels this year and next, which was taken as a big positive at the time since a rate cut had partly been priced in. When considered against the hikes that are likely in Canada, the US, Europe, Scandinavia and many emerging market economies, steady NZ rates might also be to NZD's detriment.

In February, Radobank predicted NZD/USD 4 percent lower at US$0.66 before the end of May.

An RBC analyst also suggested betting against the kiwi. The analyst pointed to the RBNZ's previous form when it comes to U-turns on policy guidance.

In addition, watchers of NZD should not underestimate how highly correlated the currency is with the Australian dollar, which is tied to an even worse monetary policy outlook and which might suffer an 8-10 percent decline this year, per some currency forecasters.

Philippine Peso (PHP) - Market news and forecasts

The peso suffered one of its sharpest falls in recent years on March-12 when it weakened by 93 centavos against the dollar (an amount nearly four times the peso’s average daily range) to 53.05. This ended a good run for the peso, which appreciated away from record lows (54.43) in four of the five months between October and February.

The mid-march weakness was driven by significant developments in Philippine monetary policy. The country’s central bank governor suggested there could be significant policy easing this year in the form of policy rate cuts and cuts to the amount of cash that banks must hold in reserve.

The developments appeared to vindicate those analysts polled by Bloomberg in January, who collectively predicted that the peso would struggle in 2019.

An ING analyst said in March that the central bank would be comfortable with the peso between 52 and 55 per dollar, beyond which there may be market intervention. ING is forecasting the peso at 54.04 at year-end.