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NZD to SGD 5 - Rate Guide

New Zealand Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZ$5.7894 NZD = S$5 SGD

NZD/SGD trend & alerts

1 NZD = 0.8636 SGD

ALERTS: 1-DAY DOWN 0.9% | 14-DAY LOW |
NZD/SGD is trading well below the 90 day average 0.8866 with range high 0.9203 and low 0.8615. ALERTS: Today NZD/SGD is DOWN 0.9% and has also dropped to a 14-DAY LOW.

View NZD/SGD - Interactive Chart

NZD/SGD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Singapore Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/SGD Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
NZD/SGD

NZD to SGD International Money Transfers

  

Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
S$8,552
Best Overall
0.85520^0.8%
WorldFirst logo
S$8,578
S$26 more
0.857800.5%
ASB Bank International Money Transfers
ASB Bank logo
S$8,284.24
S$268 less
0.8305253.91%
HSBC logo
S$8,275.57
S$276 less
0.8288NZ$154.01%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
S$8,208
S$344 less
0.8251224.79%
ANZ Bank logo
S$8,205.2
S$347 less
0.822184.82%
TSB Bank International Money Transfers
TSB Bank logo
S$8,154.63
S$397 less
0.8237NZ$1005.41%
BNZ Bank International Money Transfers
BNZ Bank logo
S$8,121.96
S$430 less
0.8204NZ$1005.79%
 

OFX logo

OFX: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8552 (0.8% from mid-rate)
To Amount (SGD) S$8,552
Total Cost:0.8%
Time:
Rate Fetched: 18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.8578 (0.5% from mid-rate)
To Amount (SGD) S$8,578
Total Cost:0.5%
Difference:
S$26 SGD more than using OFX
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.8305 (3.67% from mid-rate)
To Amount (SGD) S$8,284.24
Total Cost:3.91%
Difference:
S$268 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.8288 (3.86% from mid-rate)
To Amount (SGD) S$8,275.57
Total Cost:4.01%
Difference:
S$276 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.8190 (5% from mid-rate)
To Amount (SGD) S$8,208
Total Cost:4.79%
Difference:
S$344 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.8220 (4.65% from mid-rate)
To Amount (SGD) S$8,205.2
Total Cost:4.82%
Difference:
S$347 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8237 (4.45% from mid-rate)
To Amount (SGD) S$8,154.63
Total Cost:5.41%
Difference:
S$397 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8204 (4.84% from mid-rate)
To Amount (SGD) S$8,121.96
Total Cost:5.79%
Difference:
S$430 SGD less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 10/14/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SGD(S$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
S$830.50
Best Overall
0.83050^3.67%
ASB Bank Foreign Currency
ASB Bank logo
S$819.32
S$11 less
0.8276NZ$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
S$805.47
S$25 less
0.8150NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
S$801.41
S$29 less
0.8095NZ$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
S$795.68
S$35 less
0.8078NZ$157.7%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8305 (3.67% from mid-rate)
To Amount (SGD) S$830.50
Total Cost:3.67%
Time:
Rate Fetched: Mon Oct 14 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8276 (4% from mid-rate)
To Amount (SGD) S$819.32
Total Cost:4.96%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8194 (4.95% from mid-rate)
To Amount (SGD) S$805.47
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8095 (6.1% from mid-rate)
To Amount (SGD) S$801.41
Total Cost:7.04%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.8078 (6.3% from mid-rate)
To Amount (SGD) S$795.68
Total Cost:7.7%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 10/14/2019 - See full table

NZD / SGD converter & margin calculator

NZ$NZD
S$SGD
mid-rates

Compare how much you can save on NZD/SGD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Singapore Dollar

1 NZD 0.8636 SGD
5 NZD 4.3180 SGD
10 NZD 8.6360 SGD
20 NZD 17.27 SGD
50 NZD 43.18 SGD
100 NZD 86.36 SGD
250 NZD 215.90 SGD
500 NZD 431.80 SGD
1,000 NZD 863.60 SGD
2,000 NZD 1,727.20 SGD
5,000 NZD 4,318.00 SGD
10,000 NZD 8,636.00 SGD
50,000 NZD 43,180.00 SGD
100,000 NZD 86,360.00 SGD
See more

New Zealand Dollar

Singapore Dollar

1.1579 NZD 1 SGD
5.7895 NZD 5 SGD
11.58 NZD 10 SGD
23.16 NZD 20 SGD
57.90 NZD 50 SGD
115.79 NZD 100 SGD
289.48 NZD 250 SGD
578.95 NZD 500 SGD
1,157.90 NZD 1,000 SGD
2,315.80 NZD 2,000 SGD
5,789.50 NZD 5,000 SGD
11,579.00 NZD 10,000 SGD
57,895.00 NZD 50,000 SGD
115,790.00 NZD 100,000 SGD
See more
Country Guides (NZD & SGD)
New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)SingaporeSingapore (SGD)TokelauTokelau (NZD)

NZD/SGD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Singapore Dollar over periods upto 10 years.

PeriodChange*NZD/SGDDate
1 Day-0.7%0.868513 Oct 2019
7 Day-0.8%0.868907 Oct 2019
30 Day-1.6%0.875714 Sep 2019
3 Month-5.3%0.910316 Jul 2019
1 Year-3.8%0.896214 Oct 2018
5 Year-15%1.014515 Oct 2014
10 Year-16.3%1.030416 Oct 2009

*For period to 14-Oct 21UTC when NZD/SGD was 0.8620

You can use our NZD interactive charts to check NZDSGD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs SGD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the NZD/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates