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NZD to SGD 5 - Rate Guide

NZ Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

NZ$5.635 NZD
=
S$5 SGD

Amounts converted at interbank mid-rate of 0.8873, see foreign transfers and travel money for available rates.

1 NZD = 0.8873 SGD

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NZD to SGD - Trading Range (90 Day)
ALERT: 14-DAY LOWS 🔔 |
NZD/SGD at 0.8872 was trading near the 90-day average 0.8886 with a range 0.8605 to 0.9074. ALERT: NZD/SGD has dropped to 14-DAY LOWS.
21-Feb 5PM-NY 10PM-LON | 22-Feb 9AM-SYD

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Quick Conversions from NZ Dollar to Singapore Dollar

NZD

SGD

NZ$ 1
S$ 0.8873
NZ$ 5
S$ 4.4365
NZ$ 10
S$ 8.8730
NZ$ 20
S$ 17.75
NZ$ 50
S$ 44.37
NZ$ 100
S$ 88.73
NZ$ 250
S$ 221.83
NZ$ 500
S$ 443.65
NZ$ 1,000
S$ 887.30
NZ$ 2,000
S$ 1,775
NZ$ 5,000
S$ 4,437
NZ$ 10,000
S$ 8,873
NZ$ 50,000
S$ 44,365
NZ$ 100,000
S$ 88,730
More amounts

NZD

SGD

NZ$ 1.1270
S$ 1
NZ$ 5.6350
S$ 5
NZ$ 11.27
S$ 10
NZ$ 22.54
S$ 20
NZ$ 56.35
S$ 50
NZ$ 112.70
S$ 100
NZ$ 281.75
S$ 250
NZ$ 563.50
S$ 500
NZ$ 1,127
S$ 1,000
NZ$ 2,254
S$ 2,000
NZ$ 5,635
S$ 5,000
NZ$ 11,270
S$ 10,000
NZ$ 56,350
S$ 50,000
NZ$ 112,700
S$ 100,000
More amounts

To calculate specific NZD/SGD amounts use our Convert NZD to SGD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer Providers Receive SGD(S$)Exchange RateFee NZDTotal CostDeal Links
OFX logo
8,802 S$
Best Overall
0.88020^0.8%
WorldFirst logo
8,829 S$
S$27 more
0.882900.5%
TransferWise logo
8,818.79 S$
S$17 more
0.8864NZ$510.61%
ASB Bank International Money Transfers
ASB Bank logo
8,487.73 S$
S$314 less
0.8509254.34%
HSBC logo
8,479.26 S$
S$323 less
0.8492NZ$154.44%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
8,410 S$
S$392 less
0.8454225.22%
ANZ Bank logo
8,406.84 S$
S$395 less
0.8422185.25%
TSB Bank International Money Transfers
TSB Bank logo
8,355.6 S$
S$446 less
0.844NZ$1005.83%
BNZ Bank International Money Transfers
BNZ Bank logo
8,320.95 S$
S$481 less
0.8405NZ$1006.22%
 
OFX logo
OFX: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8802 (0.8% from mid-rate)
To Amount (SGD)8,802 S$
Total Cost:0.8%
Time:
Rate Fetched: 6:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:0.8829 (0.5% from mid-rate)
To Amount (SGD)8,829 S$
Total Cost:0.5%
Difference:
S$27 SGD more than using OFX
Time:6:10 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TransferWise logo
TransferWise: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$51 NZD (0.5% + NZ$1)
Exchange Rate:0.8864 (0.1% from mid-rate)
To Amount (SGD)8,818.79 S$
Total Cost:0.61%
Difference:
S$17 SGD more than using OFX
Time:6:10 Local
Transfer Speed:0-2 days
Services:Bank Transfers - Online, Foreign Currency Accounts + Multi-currency debit card
Rating:
 
: 4.6/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:0.8509 (4.1% from mid-rate)
To Amount (SGD)8,487.73 S$
Total Cost:4.34%
Difference:
S$314 SGD less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:0.8492 (4.29% from mid-rate)
To Amount (SGD)8,479.26 S$
Total Cost:4.44%
Difference:
S$323 SGD less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:0.8429 (5% from mid-rate)
To Amount (SGD)8,410 S$
Total Cost:5.22%
Difference:
S$392 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:0.8422 (5.08% from mid-rate)
To Amount (SGD)8,406.84 S$
Total Cost:5.25%
Difference:
S$395 SGD less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8440 (4.88% from mid-rate)
To Amount (SGD)8,355.6 S$
Total Cost:5.83%
Difference:
S$446 SGD less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→SGD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:0.8405 (5.27% from mid-rate)
To Amount (SGD)8,320.95 S$
Total Cost:6.22%
Difference:
S$481 SGD less than using OFX
Time:6:10 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/22/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount SGD(S$)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
847.00 S$
Best Overall
0.8470^4.54%
ASB Bank Foreign Currency
ASB Bank logo
843.28 S$
S$3.72 less
0.8518NZ$104.96%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
828.99 S$
S$18 less
0.8388NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
824.77 S$
S$22 less
0.8331NZ$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
818.93 S$
S$28 less
0.8314NZ$157.71%
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.847 (4.54% from mid-rate)
To Amount (SGD)847.00 S$
Total Cost:4.54%
Time:
Rate Fetched: Sat Feb 22 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8518 (4% from mid-rate)
To Amount (SGD)843.28 S$
Total Cost:4.96%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8434 (4.95% from mid-rate)
To Amount (SGD)828.99 S$
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:0.8331 (6.11% from mid-rate)
To Amount (SGD)824.77 S$
Total Cost:7.05%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→SGD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:0.8314 (6.3% from mid-rate)
To Amount (SGD)818.93 S$
Total Cost:7.71%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/22/2020 - View latest rates
 

Country Guides (NZD & SGD)

New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)NiueNiue (NZD)
PitcairnPitcairn (NZD)SingaporeSingapore (SGD)TokelauTokelau (NZD)

NZD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs SGD, you should pay attention to the recent market trends for both currencies.

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.


How to get Best NZD to SGD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good NZD to SGD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the NZD to SGD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*NZD/SGDDate
7 Day-0.9%0.895714 Feb 2020
30 Day-0.3%0.889722 Jan 2020
3 Month+1.5%0.874023 Nov 2019
1 Year-3.8%0.922121 Feb 2019
5 Year-13.3%1.023522 Feb 2015
10 Year-9.5%0.980523 Feb 2010

*For period to 21-Feb 21UTC when NZD/SGD was 0.8872

When is the best time to exchange NZD to SGD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all NZD Exchange Rates