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USD to GHS - Compare Exchange Rates

United States Dollar to Ghanaian Cedi - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


USD to GHS mid-rate = 5.475

Right now the USD/GHS market mid-rate is 5.475 and represents ideally how many Ghanaian Cedi you can get for one United States Dollar.

Looking for GHS travel money? Then it is important to note that the Ghanaian Cedi is a closed currency. Which means that you will not be able to purchase the currency before departure and will need to buy it upon arrival. For more information and a full list of closed currencies read our guide: What is a closed currency?

A good solution for closed currencies is to use a pre-paid travel card to avoid carrying large amounts of cash and also minimise ATM fees - Compare Travel Cards

This USD/GHS Converter calculates equivalent United States Dollar to Ghanaian Cedi amounts at the market mid-rate:

USD / GHS mid-rate converter


1 United States Dollar equals
5.475 Ghanaian Cedi

Compare how much you can save on
USD/GHS exchange rates for:

Foreign Transfers

1 Week USD to GHS Chart
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Sending to GHS we recommend: WorldRemit WorldRemit

United States Dollar

Ghanaian Cedi

1 USD 5.4750 GHS
5 USD 27.38 GHS
10 USD 54.75 GHS
20 USD 109.50 GHS
50 USD 273.75 GHS
100 USD 547.50 GHS
250 USD 1,368.75 GHS
500 USD 2,737.50 GHS
1,000 USD 5,475.00 GHS
2,000 USD 10,950.00 GHS
5,000 USD 27,375.00 GHS
10,000 USD 54,750.00 GHS
50,000 USD 273,750.00 GHS
100,000 USD 547,500.00 GHS
See more

United States Dollar

Ghanaian Cedi

0.1826 USD 1 GHS
0.9130 USD 5 GHS
1.8260 USD 10 GHS
3.6520 USD 20 GHS
9.1300 USD 50 GHS
18.26 USD 100 GHS
45.65 USD 250 GHS
91.30 USD 500 GHS
182.60 USD 1,000 GHS
365.20 USD 2,000 GHS
913.00 USD 5,000 GHS
1,826.00 USD 10,000 GHS
9,130.00 USD 50,000 GHS
18,260.00 USD 100,000 GHS
See more

GHS Country Guides

United States Dollar to Ghanaian Cedi (USD-GHS) - 10 Year History

The below table shows the historic variation in the USD/GHS exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
22 Feb 20195.3556Latest
15 Feb 20195.27001 Week+1.62%
23 Jan 20194.93001 Month+8.63%
26 Aug 20184.75256 Months+12.69%
22 Feb 20184.46001 Year+20.08%
22 Feb 20174.48122 Years+19.51%
23 Feb 20142.51105 Years+113.29%
24 Feb 20091.387810 Years+285.91%

Why can't I just get the USD/GHS market rate I see on Google or in the Media?

The USD/GHS mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / GHS was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/GHS midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to GHS exchange rate

  1. Know the latest USD/GHS market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and Ghanaian Cedi

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs GHS, you should pay attention to both United States Dollar and Ghanaian Cedi news and forecasts.

United States Dollar (USD) - Market news and forecasts

26-January-19: 2018 was a reasonable year for the dollar. Measured by the US Dollar Index, the greenback appreciated by 4 percent, which was much better than 2017’s 10 percent loss. It was, though, something of a stuttering end to 2018 and the dollar has had mixed fortunes in early 2019.

In December, after lifting US interest rates to 2.25-2.5 percent, the Fed lowered its expectations for future hikes due to so-called “cross currents” (China, Brexit, trade wars etc.). Skepticism among analysts over future Fed hikes has for some time been the main reason for dollar pessimism for 2019, but now, there is also the prospect of a US economic slowdown to contend with.

“A slowdown in the economy is likely to weigh on USD particularly in the second half of this year,” a CIBC researcher said in January.

Of the same opinion was an expert at ING, who argued that the dollar is soon to “embark on a gradual long-term bearish trend.”

January’s extended US government shutdown also has dollar-negative ramifications. Not only is the shutdown likely to hit first-quarter GDP growth, disagreements within Congress bode poorly for the future of potentially inflationary fiscal spending.

Ghanaian Cedi (GHS) - Market news and forecasts

No recent Ghanaian Cedi market updates.

Currency News and Forecasts - United States Dollar

Japan Allows Fintech Payments Specialists to Compete with Banks
Pound at 2-Week High Ahead of May-Juncker Brexit Meeting
Euro to Strike 20-Month Low This Week; $1.12 Beckons
HSBC Cuts Australian Dollar Forecast; Aussie to Buy Only US66¢ at Year-End
China’s Ant Financial Acquires WorldFirst
New Zealand Dollar Jumps After RBNZ Says It Won’t Lower Interest Rates