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St George Bank Exchange Rates – BER Review

In this article we take a look at St George Bank exchange rates and examine how St George foreign exchange compares to other options available to you.

St George Bank Exchange Rates – comparison table and usage guide

Like all the leading banks, St George Bank offers a wide range of currency related products and services to its customers. If you are a customer of St George and use internet banking to transfer money overseas then you will be interested to learn how St George Bank exchange rates compare to other providers.

A basic knowledge of St George Bank exchange rates will help you to find the best currency exchange provider for your needs and:

  • Compare exchange rates for options like Travel Money (cash), Travel Cards and International Money Transfers (IMT)
  • Understand and find the right St George Bank exchange rate
  • Learn to use St George Bank exchange rates for currency conversion
  • Read St George FX reviews by customers of St George Bank
  • Compare St George Bank exchange rates with that of specialist FX providers
  • Compare exchange rates for options like Travel Money (cash), Travel Cards and International Money Transfers (IMT)

Foreign Transfers - How do St George Bank Exchange Rates & Fees Compare?

AUD to FJD International Money Transfers

 Compare  St George Bank logo

FX ProviderReceive FJDExchange RateFee AUDDeal Links
St George Bank logo
St George Bank
F$14,932
3.85%
1.496824
OFX
F$14,787
4.78%
F$145 less
1.47870^
WorldFirst logo
WorldFirst
F$15,452
0.5%
F$520 more
1.54520
Westpac logo
Westpac
F$14,953
3.72%
F$21 more
1.498320
ANZ Bank logo
ANZ Bank
F$14,951
3.73%
F$19 more
1.498724
TorFX logo
TorFX
F$14,816
4.6%
F$116 less
1.48160
CommBank logo
CommBank
F$14,814
4.61%
F$118 less
1.483212
BankSA logo
BankSA
F$14,804
4.67%
F$128 less
1.483722
Bank of Melbourne logo
Bank of Melbourne
F$14,801
4.69%
F$131 less
1.483724
NAB logo
NAB
F$14,481
6.75%
F$451 less
1.451322
Westpac logo NAB logo ANZ Bank logo CommBank logo St George Bank logo Bank of Melbourne logo BankSA logo
F$14,819
4.58%
Bank Average
1.485120
St George Bank
 
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St George Bank: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:24
Exchange Rate:1.4968 (3.62% from mid-rate)
To Amount (FJD) F$14,932
Total Cost:3.85%
Time:
Rate Fetched: website - 2:28 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Review:


OFX
 
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OFX: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:1.4787 (4.78% from mid-rate)
To Amount (FJD) F$14,787
Total Cost:4.78%
Difference:
F$145 FJD less than using St George Bank
Time:
Rate Fetched: Sat Sep 19 2020 02:01:03 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Review:


Compare OFX Rates
WorldFirst
 
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WorldFirst: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:
Exchange Rate:1.5452 (0.5% from mid-rate)
To Amount (FJD) F$15,452
Total Cost:0.5%
Difference:
F$520 FJD more than using St George Bank
Time:2:28 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts, Speak to Dealers
Rating:
 
: 4.6/5.0
Review:


Compare WorldFirst Rates
Westpac
 
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Westpac: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:1.4983 (3.52% from mid-rate)
To Amount (FJD) F$14,953
Total Cost:3.72%
Difference:
F$21 FJD more than using St George Bank
Time:
Rate Fetched: website - Sat Sep 19 2020 02:04:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Review:


Compare Westpac Rates
ANZ Bank
 
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ANZ Bank: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:24
Exchange Rate:1.4987 (3.5% from mid-rate)
To Amount (FJD) F$14,951
Total Cost:3.73%
Difference:
F$19 FJD more than using St George Bank
Time:
Rate Fetched: website - Sat Sep 19 2020 02:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Review:


Compare ANZ Bank Rates
TorFX
 
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TorFX: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:1.4816 (4.6% from mid-rate)
To Amount (FJD) F$14,816
Total Cost:4.6%
Difference:
F$116 FJD less than using St George Bank
Time:2:28 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers
Rating:
 
: 4.7/5.0
Review:


Compare TorFX Rates
CommBank
 
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CommBank: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:12
Exchange Rate:1.4832 (4.49% from mid-rate)
To Amount (FJD) F$14,814
Total Cost:4.61%
Difference:
F$118 FJD less than using St George Bank
Time:
Rate Fetched: website - Sat Sep 19 2020 02:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Review:


Compare CommBank Rates
BankSA
 
loading
BankSA: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:1.4837 (4.46% from mid-rate)
To Amount (FJD) F$14,804
Total Cost:4.67%
Difference:
F$128 FJD less than using St George Bank
Time:
Rate Fetched: website - 2:28 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare BankSA Rates
Bank of Melbourne
 
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Bank of Melbourne: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:24
Exchange Rate:1.4837 (4.46% from mid-rate)
To Amount (FJD) F$14,801
Total Cost:4.69%
Difference:
F$131 FJD less than using St George Bank
Time:
Rate Fetched: website - 2:28 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare Bank of Melbourne Rates
NAB
 
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NAB: Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:1.4513 (6.55% from mid-rate)
To Amount (FJD) F$14,481
Total Cost:6.75%
Difference:
F$451 FJD less than using St George Bank
Time:
Rate Fetched: website - Sat Sep 19 2020 02:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Review:


Compare NAB Rates
Banks - Average Rate
 
loading
Foreign Transfer AUD→FJD
From Amount (AUD)A$10,000
Fee:
Exchange Rate:1.4661 (5.6% from mid-rate)
To Amount (FJD) F$14,819
Total Cost:4.58%
Difference:
F$113 FJD less than using St George Bank
Transfer Speed:
Services:
Click bank icon to add to table


 
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Snapshot 09/19/2020 - View live rates
Foreign Transfers Comparison Table - CBA Compared
 

Travel Money - St George Bank Exchange Rates & Fees - Compared

AUD to FJD - Spend & Travel

 Compare  St George Bank logo

FX ProviderAmount FJDExchange RateFee AUDDeal Links
St George Bank logo
St George Bank
F$1,461.17
5.91%
1.497124
TransferWise
F$1,542.11
0.7%
F$81 more
1.54522
Travelex Cash
F$1,479.47
4.73%
F$18 more
1.502$0 BPay, Card 0.72%-1%
Travelex Card
F$1,471.59
5.24%
F$10 more
1.494$0 BPay, Card 0.72%-1%
ANZ Bank logo
ANZ Bank
F$1,462.73
5.81%
F$1.56 more
1.498724
BankSA logo
BankSA
F$1,451.06
6.56%
F$10 less
1.483722
Bank of Melbourne logo
Bank of Melbourne
F$1,448.09
6.76%
F$13 less
1.483724
ANZ Bank logo CommBank logo St George Bank logo Bank of Melbourne logo BankSA logo
F$1,448
6.76%
Bank Average
1.479420
CommBank logo
CommBank
F$1,416.69
8.78%
F$44 less
1.433912
St George Bank
 
loading
St George Bank: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:1.4971 (-3.6% from mid-rate)
To Amount (FJD) F$1,461.17
Total Cost:5.91%
Time:
Rate Fetched: website - 2:28 Local
Currency Services:
Delivery/Collect:-
Rating:
 
: 1/5.0
Review:


TransferWise
 
loading
TransferWise: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:2
Exchange Rate:1.5452 (-0.5% from mid-rate)
To Amount (FJD) F$1,542.11
Total Cost:0.7%
Time:2:28 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Review:


Travelex Cash
 
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Travelex Cash: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.502 (-3.28% from mid-rate)
To Amount (FJD) F$1,479.47
Total Cost:4.73%
Time:
Rate Fetched: Sat Sep 19 2020 02:15:03 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


Travelex Card
 
loading
Travelex Card: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:1.4940 (-3.8% from mid-rate)
To Amount (FJD) F$1,471.59
Total Cost:5.24%
Time:
Rate Fetched: 2:28 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


ANZ Bank
 
loading
ANZ Bank: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:1.4987 (-3.5% from mid-rate)
To Amount (FJD) F$1,462.73
Total Cost:5.81%
Time:
Rate Fetched: website - Sat Sep 19 2020 02:03:04 GMT+0000 (UTC)
Currency Services:
Delivery/Collect:-
Rating:
 
: 3/5.0
Review:


BankSA
 
loading
BankSA: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:22
Exchange Rate:1.4837 (-4.46% from mid-rate)
To Amount (FJD) F$1,451.06
Total Cost:6.56%
Time:
Rate Fetched: website - 2:28 Local
Currency Services:
Delivery/Collect:-
Rating:
: /5.0
Review:


Bank of Melbourne
 
loading
Bank of Melbourne: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:1.4837 (-4.46% from mid-rate)
To Amount (FJD) F$1,448.09
Total Cost:6.76%
Time:
Rate Fetched: website - 2:28 Local
Currency Services:
Delivery/Collect:-
Rating:
: /5.0
Review:


Banks - Average Rate
 
loading
Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:
Exchange Rate:1.4795 (-4.73% from mid-rate)
To Amount (FJD) F$1,448
Total Cost:6.76%
Currency Services:
Click bank icon to add to table
Delivery/Collect:-


CommBank
 
loading
CommBank: Travel Money AUD→FJD
From Amount (AUD)A$1,000
Fee:12
Exchange Rate:1.4339 (-7.67% from mid-rate)
To Amount (FJD) F$1,416.69
Total Cost:8.78%
Time:
Rate Fetched: website - Sat Sep 19 2020 02:02:02 GMT+0000 (UTC)
Currency Services:
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Review:


 
loading
Snapshot 09/19/2020 - View live rates
 

Exchange rates Explained

To the common man, the very word exchange rate brings to mind the picture of some complicated calculation and transaction. However, it is easy to understand exchange rates if you understand a few details. For instance, exchange rate depends on several factors such as:

  • The currency you want
  • Transaction – whether you wish to buy or sell the currency
  • The type of product – Travel Money, a Travel Card or International money transfer

St George Bank Exchange Rate Table

Let’s use the above chart to learn more about currency, transaction type, exchange rates and their calculation under various situations.

Currency

Let’s assume that you are heading to the US and would like to know about the exchange rates of the Dollar (USD). Although there would be a long list of exchange rates across various currencies, in this case, you should look at only the exchange rates for the USD. Likewise, if you are travelling to Italy, France, or any other European Country, you’ll need to find the exchange rates of the Euro. You should check the exchange rates of the GBP if you are travelling to the UK. In short, you need to look at the exchange rates of your host country only.

Transaction

The next determinant of the exchange value is the type of transaction – that is, whether you are buying or selling the foreign currency. If you are travelling abroad, you’ll invariably need to buy some foreign currency. Conversely, if you have just returned from a foreign trip, with some spare foreign currency, you will have to sell the same.

You can see that the sample chart above carries the details of both purchase and sale price of several currencies (usually the banks will list the exchange rates of all the currencies they deal with). If you are travelling overseas, you’ll need foreign currency and hence, you should check the details under the columns marked as ‘Bank Sells’. The bank will offer you these rates when you purchase the desired foreign currency from them.

If you wish to sell foreign currency or if you wish to receive money from overseas, you should look at the figures under the columns marked as ‘Bank Buys’. The bank will buy the foreign currency from you for the rates quoted.

Type of product you need

Now that you have understood the buying and selling rates, you’ll have to choose the type of product to suit your need. As St George Bank exchange rates differ slightly across the products, the amount you receive in exchange also varies accordingly. Use the table for the finding the exchange rates for various products and choose the best combination you wish.

The term Telegraphic Transfer refers to the exchange rate that you’ll receive if you make a St George bank transfer to or from another bank account overseas.

The term “Travel Card/Chq” refers to the exchange rate you’ll receive if you load a St George Travel Card to meet your foreign travel needs.

“Notes/Cash” refer to the exchange rate you’ll receive if you are to buy or sell currency in hard cash through the bank’s branch. Please remember that exchange rates at other places like the airport would be different.

How do you calculate currency conversions?

Once you match your product with the right exchange rate, you can proceed to currency conversion calculation. The general rule of thumb is:

  • Convert AUD into foreign currency by multiplying it by the rate
  • Convert foreign currency into AUD by dividing it by the rate

Here are some conversion calculations for various situations:

Buying Travel Money

A common question heard during the purchase of travel money is – How much Currency will your money buy?

If you know clearly the amount of money you want to convert, you can use the following formula:

Australian Dollars in hand multiplied by the exchange rate of notes = the amount of money you will receive in foreign currency.

For example, if you have AUD 1000 with you and wish to buy USD at the rate of .7172, then the amount of USD you’ll get in exchange is:

1000 AUD * 0.7172 = 717.2 USD

Another frequent question is – What will be the cost to buy a certain amount of currency?

If you wish to buy a certain amount of foreign currency, here is how to calculate the cost in AUD:

AUD Cost = Amount of Currency You Want to Buy/Exchange Rate of Notes

1000 GBP / 0.5287 = 1891.43 AUD

What would it cost to send a certain amount of currency overseas?

The calculation to send a fixed amount of money overseas is the same as buying travel money (AUD Cost = Amount of Currency You Want to Buy/Exchange Rate). Here, you should remember that the exchange rates would slightly differ between notes and IMT/TT.

What are the rates for receiving currency from overseas?

To calculate the amount of money you should receive in AUD from overseas, use the following calculation:

The AUD You Receive = Amount of Currency Received/Exchange Rate for IMT/TT

1000/0.5878 = 1701.25AUD

Thus, a simple calculation can help you find the exchange rates for the foreign currency required. A main point to remember is that there would be slight rate variations according to the type of product you wish to buy/sell. Also, not all products and services might be available across all currencies. Furthermore, rates will be different at St George Foreign Exchange centres.

St George Bank Exchange Rates

Foreign TransfersTravel MoneyTravel Cards
Use our calculators to compare St George bank exchange rates to FX specialists. Quickly calculate how much you could save on your next foreign transfer or travel money purchase.

Now, armed with this information on St George Bank Exchange rates, you can start making informed currency buying decisions. For more information on current St George Bank exchange rates, please click here

 
Please note that the opinions of our authors are their own and do not reflect the opinion of Best Exchange Rates and should not be taken as a reference to buy or sell any financial product.
 

1 Review for “St George Bank Exchange Rates – BER Review”

  1. Avatar sue says:

    you have good rates, but why can’t I purchase Euros on line?
    You competitors offer this service!

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