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St George Bank Exchange Rates – BER Review

In this article we take a look at St George Bank exchange rates and examine how St George foreign exchange compares to other options available to you.

St George Bank Exchange Rates – comparison table and usage guide

Like all the leading banks, St George Bank offers a wide range of currency related products and services to its customers. If you are a customer of St George and use internet banking to transfer money overseas then you will be interested to learn how St George Bank exchange rates compare to other providers.

A basic knowledge of St George Bank exchange rates will help you to find the best currency exchange provider for your needs and:

  • Compare exchange rates for options like Travel Money (cash), Travel Cards and International Money Transfers (IMT)
  • Understand and find the right St George Bank exchange rate
  • Learn to use St George Bank exchange rates for currency conversion
  • Read St George FX reviews by customers of St George Bank
  • Compare St George Bank exchange rates with that of specialist FX providers
  • Compare exchange rates for options like Travel Money (cash), Travel Cards and International Money Transfers (IMT)

Foreign Transfers - How do St George Bank Exchange Rates & Fees Compare?

 

AUD to JPY International Money Transfers

 Compare  St George Bank logo

Provider ReviewReceive JPY(¥)Exchange RateFee AUDDeal Links
St George Bank logo
St George Bank
¥70,184
5.91%
71.9124
TorFX logo
TorFX
¥73,370
1.64%
¥3,186 more
73.370
OFX
¥73,230
1.83%
¥3,046 more
73.230^
XE
¥74,160
0.58%
¥3,976 more
74.160
ANZ Bank logo
ANZ Bank
¥70,965
4.87%
¥781 more
72.7124
NAB logo
NAB
¥70,103
6.02%
¥81 less
71.6822
CommBank logo
CommBank
¥69,881
6.32%
¥303 less
70.7312
BankSA logo
BankSA
¥69,702
6.56%
¥482 less
71.2722
Bank of Melbourne logo
Bank of Melbourne
¥69,560
6.75%
¥624 less
71.2724
Westpac logo
Westpac
¥69,364
7.01%
¥820 less
70.7820
Bank of Queensland logo
Bank of Queensland
¥69,248
7.17%
¥936 less
71.3930
WorldFirst logo
WorldFirst
Your amount below the WorldFirst AUD A$2000 minimum
Banks - Average Rate
Westpac logo NAB logo ANZ Bank logo CommBank logo Bank of Queensland logo St George Bank logo Bank of Melbourne logo BankSA logo
¥69,876
6.33%
¥308 less
71.470
St George Bank
 
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St George Bank: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:71.91 (3.6% from mid-rate)
To Amount (JPY) ¥70,184
Total Cost:5.91%
Time:
Rate Fetched: website - 6:47 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Review:


TorFX
 
loading
TorFX: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:0
Exchange Rate:73.37 (1.64% from mid-rate)
To Amount (JPY) ¥73,370
Total Cost:1.64%
Difference:
¥3,186 JPY more than using St George Bank
Time:6:47 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers
Rating:
 
: 4.7/5.0
Review:


Compare TorFX Rates
OFX
 
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OFX: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:73.23 (1.83% from mid-rate)
To Amount (JPY) ¥73,230
Total Cost:1.83%
Difference:
¥3,046 JPY more than using St George Bank
Time:
Rate Fetched: Wed Jul 08 2020 06:00:25 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Review:


Compare OFX Rates
XE
 
loading
XE: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:0
Exchange Rate:74.16 (0.58% from mid-rate)
To Amount (JPY) ¥74,160
Total Cost:0.58%
Difference:
¥3,976 JPY more than using St George Bank
Time:6:47 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Speak to Dealers
Rating:
 
: 3.5/5.0
Review:


Compare XE Rates
ANZ Bank
 
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ANZ Bank: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:72.71 (2.53% from mid-rate)
To Amount (JPY) ¥70,965
Total Cost:4.87%
Difference:
¥781 JPY more than using St George Bank
Time:
Rate Fetched: website - Wed Jul 08 2020 06:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Review:


Compare ANZ Bank Rates
NAB
 
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NAB: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:22
Exchange Rate:71.68 (3.91% from mid-rate)
To Amount (JPY) ¥70,103
Total Cost:6.02%
Difference:
¥81 JPY less than using St George Bank
Time:
Rate Fetched: website - Wed Jul 08 2020 06:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Review:


Compare NAB Rates
CommBank
 
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CommBank: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:12
Exchange Rate:70.73 (5.18% from mid-rate)
To Amount (JPY) ¥69,881
Total Cost:6.32%
Difference:
¥303 JPY less than using St George Bank
Time:
Rate Fetched: website - Wed Jul 08 2020 06:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Review:


Compare CommBank Rates
BankSA
 
loading
BankSA: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:22
Exchange Rate:71.27 (4.46% from mid-rate)
To Amount (JPY) ¥69,702
Total Cost:6.56%
Difference:
¥482 JPY less than using St George Bank
Time:
Rate Fetched: website - 6:47 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare BankSA Rates
Bank of Melbourne
 
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Bank of Melbourne: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:71.27 (4.46% from mid-rate)
To Amount (JPY) ¥69,560
Total Cost:6.75%
Difference:
¥624 JPY less than using St George Bank
Time:
Rate Fetched: website - 6:47 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Review:


Compare Bank of Melbourne Rates
Westpac
 
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Westpac: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:20
Exchange Rate:70.78 (5.12% from mid-rate)
To Amount (JPY) ¥69,364
Total Cost:7.01%
Difference:
¥820 JPY less than using St George Bank
Time:
Rate Fetched: website - Tue Jul 07 2020 21:30:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Review:


Compare Westpac Rates
Bank of Queensland
 
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Bank of Queensland: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:30
Exchange Rate:71.39 (4.3% from mid-rate)
To Amount (JPY) ¥69,248
Total Cost:7.17%
Difference:
¥936 JPY less than using St George Bank
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Review:


Compare Bank of Queensland Rates
WorldFirst
 
loading
WorldFirst: Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts, Speak to Dealers
Rating:
 
: 4.6/5.0
Review:


Compare WorldFirst Rates
Banks - Average Rate
 
loading
Foreign Transfer AUD→JPY
From Amount (AUD)A$1,000
Fee:
Exchange Rate:72.71 (2.53% from mid-rate)
To Amount (JPY) ¥69,876
Total Cost:6.33%
Difference:
¥308 JPY less than using St George Bank
Transfer Speed:
Services:


 
loading
Snapshot 07/08/2020 - View live rates
Foreign Transfers Comparison Table - CBA Compared
 

Travel Money - St George Bank Exchange Rates & Fees - Compared

 

AUD to JPY - Spend & Travel

 Compare  St George Bank logo

Provider ReviewAmount JPY(¥)Exchange RateFee AUDDeal Links
St George Bank logo
St George Bank
¥70,184
5.91%
71.9124
Australia Post logo
Australia Post
¥71,910
3.6%
¥1,726 more
71.91$0 BPay, Card 0.72%-1%
ANZ Bank logo
ANZ Bank
¥70,965
4.87%
¥781 more
72.7124
Travelex Online
¥70,684
5.24%
¥500 more
71.76$0 BPay, Card 0.72%-1%
CommBank logo
CommBank
¥70,217
5.87%
¥33 more
71.0712
Banks - Average Rate
ANZ Bank logo CommBank logo St George Bank logo Bank of Melbourne logo BankSA logo
¥70,126
5.99%
¥58 less
71.650
BankSA logo
BankSA
¥69,702
6.56%
¥482 less
71.2722
Bank of Melbourne logo
Bank of Melbourne
¥69,560
6.75%
¥624 less
71.2724
Travelex Online
¥69,360
7.02%
¥824 less
70.4159$0 BPay, Card 0.72%-1%
St George Bank
 
loading
St George Bank: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:71.91 (-3.6% from mid-rate)
To Amount (JPY) ¥70,184
Total Cost:5.91%
Time:
Rate Fetched: website - 6:47 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Review:


Australia Post
 
loading
Australia Post: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:71.91 (-3.6% from mid-rate)
To Amount (JPY) ¥71,910
Total Cost:3.6%
Time:6:47 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Review:


ANZ Bank
 
loading
ANZ Bank: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:72.71 (-2.53% from mid-rate)
To Amount (JPY) ¥70,965
Total Cost:4.87%
Time:
Rate Fetched: website - Wed Jul 08 2020 06:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Review:


Travelex Online
 
loading
Travelex Online: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:71.76 (-3.8% from mid-rate)
To Amount (JPY) ¥70,684
Total Cost:5.24%
Time:
Rate Fetched: 6:47 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


CommBank
 
loading
CommBank: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:12
Exchange Rate:71.07 (-4.73% from mid-rate)
To Amount (JPY) ¥70,217
Total Cost:5.87%
Time:
Rate Fetched: website - Wed Jul 08 2020 06:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Review:


Banks - Average Rate
 
loading
Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:
Exchange Rate:70.91 (-4.94% from mid-rate)
To Amount (JPY) ¥70,126
Total Cost:5.99%
Currency Services:Branch
Delivery/Collect:-


BankSA
 
loading
BankSA: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:22
Exchange Rate:71.27 (-4.46% from mid-rate)
To Amount (JPY) ¥69,702
Total Cost:6.56%
Time:
Rate Fetched: website - 6:47 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


Bank of Melbourne
 
loading
Bank of Melbourne: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:24
Exchange Rate:71.27 (-4.46% from mid-rate)
To Amount (JPY) ¥69,560
Total Cost:6.75%
Time:
Rate Fetched: website - 6:47 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Review:


Travelex Online
 
loading
Travelex Online: Travel Money AUD→JPY
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:70.4159 (-5.6% from mid-rate)
To Amount (JPY) ¥69,360
Total Cost:7.02%
Time:
Rate Fetched: Wed Jul 08 2020 06:45:03 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Review:


 
loading
Snapshot 07/08/2020 - View live rates
 

Exchange rates Explained

To the common man, the very word exchange rate brings to mind the picture of some complicated calculation and transaction. However, it is easy to understand exchange rates if you understand a few details. For instance, exchange rate depends on several factors such as:

  • The currency you want
  • Transaction – whether you wish to buy or sell the currency
  • The type of product – Travel Money, a Travel Card or International money transfer

St George Bank Exchange Rate Table

Let’s use the above chart to learn more about currency, transaction type, exchange rates and their calculation under various situations.

Currency

Let’s assume that you are heading to the US and would like to know about the exchange rates of the Dollar (USD). Although there would be a long list of exchange rates across various currencies, in this case, you should look at only the exchange rates for the USD. Likewise, if you are travelling to Italy, France, or any other European Country, you’ll need to find the exchange rates of the Euro. You should check the exchange rates of the GBP if you are travelling to the UK. In short, you need to look at the exchange rates of your host country only.

Transaction

The next determinant of the exchange value is the type of transaction – that is, whether you are buying or selling the foreign currency. If you are travelling abroad, you’ll invariably need to buy some foreign currency. Conversely, if you have just returned from a foreign trip, with some spare foreign currency, you will have to sell the same.

You can see that the sample chart above carries the details of both purchase and sale price of several currencies (usually the banks will list the exchange rates of all the currencies they deal with). If you are travelling overseas, you’ll need foreign currency and hence, you should check the details under the columns marked as ‘Bank Sells’. The bank will offer you these rates when you purchase the desired foreign currency from them.

If you wish to sell foreign currency or if you wish to receive money from overseas, you should look at the figures under the columns marked as ‘Bank Buys’. The bank will buy the foreign currency from you for the rates quoted.

Type of product you need

Now that you have understood the buying and selling rates, you’ll have to choose the type of product to suit your need. As St George Bank exchange rates differ slightly across the products, the amount you receive in exchange also varies accordingly. Use the table for the finding the exchange rates for various products and choose the best combination you wish.

The term Telegraphic Transfer refers to the exchange rate that you’ll receive if you make a St George bank transfer to or from another bank account overseas.

The term “Travel Card/Chq” refers to the exchange rate you’ll receive if you load a St George Travel Card to meet your foreign travel needs.

“Notes/Cash” refer to the exchange rate you’ll receive if you are to buy or sell currency in hard cash through the bank’s branch. Please remember that exchange rates at other places like the airport would be different.

How do you calculate currency conversions?

Once you match your product with the right exchange rate, you can proceed to currency conversion calculation. The general rule of thumb is:

  • Convert AUD into foreign currency by multiplying it by the rate
  • Convert foreign currency into AUD by dividing it by the rate

Here are some conversion calculations for various situations:

Buying Travel Money

A common question heard during the purchase of travel money is – How much Currency will your money buy?

If you know clearly the amount of money you want to convert, you can use the following formula:

Australian Dollars in hand multiplied by the exchange rate of notes = the amount of money you will receive in foreign currency.

For example, if you have AUD 1000 with you and wish to buy USD at the rate of .7172, then the amount of USD you’ll get in exchange is:

1000 AUD * 0.7172 = 717.2 USD

Another frequent question is – What will be the cost to buy a certain amount of currency?

If you wish to buy a certain amount of foreign currency, here is how to calculate the cost in AUD:

AUD Cost = Amount of Currency You Want to Buy/Exchange Rate of Notes

1000 GBP / 0.5287 = 1891.43 AUD

What would it cost to send a certain amount of currency overseas?

The calculation to send a fixed amount of money overseas is the same as buying travel money (AUD Cost = Amount of Currency You Want to Buy/Exchange Rate). Here, you should remember that the exchange rates would slightly differ between notes and IMT/TT.

What are the rates for receiving currency from overseas?

To calculate the amount of money you should receive in AUD from overseas, use the following calculation:

The AUD You Receive = Amount of Currency Received/Exchange Rate for IMT/TT

1000/0.5878 = 1701.25AUD

Thus, a simple calculation can help you find the exchange rates for the foreign currency required. A main point to remember is that there would be slight rate variations according to the type of product you wish to buy/sell. Also, not all products and services might be available across all currencies. Furthermore, rates will be different at St George Foreign Exchange centres.

St George Bank Exchange Rates

Foreign TransfersTravel MoneyTravel Cards
Use our calculators to compare St George bank exchange rates to FX specialists. Quickly calculate how much you could save on your next foreign transfer or travel money purchase.

Now, armed with this information on St George Bank Exchange rates, you can start making informed currency buying decisions. For more information on current St George Bank exchange rates, please click here

1 Review for “St George Bank Exchange Rates – BER Review”

  1. Avatar sue says:

    you have good rates, but why can’t I purchase Euros on line?
    You competitors offer this service!

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Please note that the opinions of our authors are their own and do not reflect the opinion of Best Exchange Rates and should not be taken as a reference to buy or sell any financial product.
 
 

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