Compare International Money Transfers
GHS-USD Rate Calculator
|
|
|
||
|
|
|
||
|
|
|
||
|
|
|
Choose Your Money Transfer
Start with the type of payment you need to make, or browse a destination guide for country-specific information.
Popular Transfer Destinations
Choose a guide for a common transfer route. You can change the sending and receiving currencies in the live comparison tool above.
Send money to the USA
Send money to the UK
Send money to Australia
Send money to the Eurozone
Send money to India
Send money to CanadaHow to Compare Money Transfer Services
The cheapest or fastest service can change with the currencies, amount, payment method and destination. Compare the quote for the transfer you intend to make rather than relying on a provider’s general pricing claims.
1. Amount received: Compare the customer exchange rate and the final amount delivered to the recipient.
2. Total cost: Include transfer fees, payment-method charges and the margin within the exchange rate.
3. Delivery estimate: Check the quoted arrival time and whether weekends, cut-off times or recipient-bank processing may affect it.
4. Service fit: Confirm the available payment and payout methods, transfer limits, support channels and any business tools you need.
5. Provider entity: Check which legal entity serves your country and how it is licensed or registered to provide the service.
Provider Comparison
This summary describes the providers’ general pricing approaches. Use the live table above for the selected currencies and amount, then check the final quote before paying.
| Feature | OFX | XE Money Transfer | Wise |
|---|---|---|---|
| Pricing approach | Customer rate includes an exchange-rate margin; costs vary by quote | Customer rate includes an exchange-rate margin; send or payment fees may apply | Mid-market rate plus a disclosed fee that varies by transfer |
| Delivery | Estimate provided for the transfer | Varies by route and payment method | Estimate shown before confirmation |
| Typical use cases | Large transfers and specialist support | Personal and business transfers | Transfers and multi-currency account features |
| Provider site | Visit OFX➔ | Visit XE➔ | Visit Wise➔ |
Safety and Regulation
Money transfer providers can operate through different legal entities in different countries. Before sending money, confirm that the entity serving you is licensed or registered for the relevant service in your jurisdiction. Also review its safeguarding or customer-funds arrangements, security controls, complaints process and fraud guidance. These protections can differ from bank deposit insurance.
International Money Transfer FAQs
What is the cheapest way to send money abroad?
There is no single cheapest provider for every transfer. Compare the exchange rate, transfer and payment fees, and the final amount received for your currencies, amount and payment method. Specialist services such as Wise and OFX may cost less than a bank for some transfers.
How fast can I send money overseas?
Delivery can range from minutes to several business days. The timing depends on the currencies, destination, payment method, verification checks, cut-off times and recipient bank. Use the estimate shown for your specific quote.
Are online money transfers safe?
Online transfers can be a secure option when you use the provider’s official service. Confirm that the relevant legal entity is authorised for your jurisdiction, review how it protects customer funds, enable available account-security features and independently verify recipient details before paying.
How do I compare exchange rates for money transfers?
Enter the currencies and amount in the live comparison tool above. Compare the customer exchange rate, total cost and amount received, then confirm the final quote and delivery estimate on the provider’s site.
Explore related information and guides from this section.More from International money transfers
