What are the Royal Bank of Canada rates for other currencies?
The table below shows Royal Bank of Canada Canadian dollar (CAD) Send Money exchange rates with the percentage of margin being charged from the current market mid-rate :
| Currency route | Mid market rate | Royal Bank of Canada Send Money Rate | Cost% |
|---|---|---|---|
| CAD - AED | 2.6450 | 2.5773 | -2.6% |
| CAD - AUD | 1.1236 | 1.0946 | -2.6% |
| CAD - CHF | 0.5964 | 0.5814 | -2.5% |
| CAD - CZK | 15.83 | 15.36 | -3% |
| CAD - DKK | 4.7306 | 4.6104 | -2.5% |
| CAD - EUR | 0.6336 | 0.6153 | -2.9% |
| CAD - FJD | 1.6260 | 1.5763 | -3.1% |
| CAD - GBP | 0.5409 | 0.5248 | -3% |
| CAD - HKD | 5.5875 | 5.4466 | -2.5% |
| CAD - INR | 61.49 | 59.74 | -2.8% |
| CAD - JPY | 103.46 | 100.41 | -2.9% |
| CAD - MXN | 14.05 | 13.70 | -2.5% |
| CAD - NOK | 7.5162 | 7.2939 | -3% |
| CAD - NZD | 1.2070 | 1.1762 | -2.6% |
| CAD - PHP | 40.50 | 38.79 | -4.2% |
| CAD - SAR | 2.7011 | 2.6323 | -2.5% |
| CAD - SEK | 6.9738 | 6.7843 | -2.7% |
| CAD - SGD | 0.9463 | 0.9227 | -2.5% |
| CAD - USD | 0.7201 | 0.7058 | -2% |
Receiving an international wire transfer at RBC
RBC uses different bank codes depending on the currency and location of the sending bank. Here are some of the most common bank codes used for receiving foreign wire transfers:
SWIFT Code: ROYCCAT2: This code is used for receiving wire transfers in Canadian dollars (CAD) from foreign banks.
Transit Number and Institution Number: These codes are used for receiving wire transfers in Canadian dollars (CAD) from banks located within Canada.
ABA Routing Number: 021001088: This code is used for receiving wire transfers in U.S. dollars (USD) from banks located within the United States.
CHIPS UID: 0163: This code is used for receiving wire transfers in U.S. dollars (USD) from foreign banks that are members of the Clearing House Interbank Payments System (CHIPS).
Fedwire ABA Routing Number: 026004093: This code is used for receiving wire transfers in U.S. dollars (USD) from banks located outside of the United States.
It's important to note that specific bank codes may vary depending on the currency and location of the sending bank, and it's recommended to confirm the correct codes with RBC before initiating a wire transfer. Additionally, RBC may charge fees for receiving wire transfers, so it's important to check the current fees and policies before initiating a transaction.
RBC credit card FX fees
RBC offers several credit cards with different foreign transaction fees. Here are some examples:
RBC Avion Visa Infinite Card: This card charges a foreign transaction fee of 2.5% of each transaction in Canadian dollars.
RBC Cash Back Preferred World Elite Mastercard: This card charges a foreign transaction fee of 2.5% of each transaction in Canadian dollars.
RBC Visa Platinum: This card charges a foreign transaction fee of 2.5% of each transaction in Canadian dollars.
It's important to note that credit card terms and conditions can change, so it's always a good idea to check the current fees and policies before applying for or using a credit card for foreign transactions.
If you wish to save on exchange rates and foreign ATM fees then you should consider the Wise multi-currency card.
Articles that mention the Euro (EUR):
News2025-04-25
The U.S. Dollar Is Losing Ground to the Euro — And the World Is Watching
Deutsche Bank forecasts a significant weakening of the US dollar in the coming years, potentially reaching its lowest level against the euro in over a decade.
News2025-04-14
US Dollar Hits Three-Year Low On Jerome Powell Dismissal Threat
The US dollar has fallen to a three-year low, influenced by Trump policy back flips plus concerns over the Federal Reserve's independence. Analysts suggest a long-overdue correction due to overvaluation and trade tensions.
Further reading on the Euro (EUR) - Guides, Reviews & News from our research team.
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