The Chase Bank USD to PLN rate is 3.469. This is -7.3% below the mid-rate. Compare Chase Bank currency conversion rates - Reduce FX costs.
The Chase Bank USD to PLN exchange rate is 3.469. This is -7.3% compared to the latest USD-PLN mid-market rate 3.7426.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
Looking at our comparison table the best USD to PLN exchange rate is 3.7239 from OFX, -0.5% from the mid-market rate 3.7426. The next best rate is 3.7202 from XE, -0.6% from the mid-rate. Then Wise with 3.7183 is -0.65% from the mid-rate.
The Western Union rate is 3.7052 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 3.469 at -7.3%, the Wells Fargo Bank rate is 3.4465 at -7.9%, and the Citibank rate is 3.6187 at -3.3% compared to the mid-rate 3.7426.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Chase Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Chase Bank Dollar to Zloty comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Chase Bank and other foreign exchange providers against the latest USD-PLN mid-rate (see Market Data below ) and the possible savings of using various providers.
Chase Bank, the consumer banking subsidiary of JPMorgan Chase, is headquartered in New York and is one of the Big Four banks in the United States.
Chase has nearly 5,000 branches in the US as well as 16,000 ATMs and operates in 100 countries. Half of all households in the United States are Chase customers.
Sending or receiving international transfers to or from your Chase bank account will include a margin rate of between 3.5% to 8% – this is much higher than most money transfer broker rates (which are normally 0.5 to 1.5%).
Chase Bank offers several products that may charge these foreign exchange fees, including:
When sending money abroad, Chase Bank allows you to request a real-time FX rate request, prior to scheduling an international wire. So you can check the rate and compare to the best rates from our BER partner brokers to check for a better deal.
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/PLN | Change | Period |
|---|---|---|---|
15 Apr 2025 | 3.8029 | 1.5% ▼ | 2 Week |
29 Jan 2025 | 4.0308 | 7.1% ▼ | 3 Month |
29 Apr 2024 | 4.0271 | 7% ▼ | 1 Year |
30 Apr 2020 | 4.1515 | 9.8% ▼ | 5 Year |
02 May 2015 | 3.6312 | 3.1% ▲ | 10 Year |
04 May 2005 | 3.2386 | 15.6% ▲ | 20 Year |
Here are some popular conversion amounts for USD to PLN (US dollar to Polish zloty)*.
*Converted at the current USDPLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The forecast for the USD to PLN exchange rate has recently been influenced by various factors that highlight both the vulnerabilities of the US dollar and the Polish zloty's challenges. Analysts note that the USD has experienced significant downward pressure, notably due to tariff fears stemming from the Trump administration's trade policies. The tariffs have raised concerns among investors, contributing to a decline in manufacturing activity in key areas like Texas, which in turn dampens economic confidence and weighs on the dollar. Furthermore, uncertainties surrounding upcoming economic reports, such as job openings and consumer confidence, could exacerbate these losses.
Read our full review of recent USD to PLN forecasts.
There are several ways to save on exchange rates when converting US dollar to Polish zloty:
Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Poland — a practical currency and money guide to travel in Poland plus living and doing business with the Polish zloty.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Poland (PLN) |
There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.
There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.
Read more at our Poland (PLN) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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