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    Best USD to PLN Exchange Rates Compared Live

    The live mid-rate USD to PLN exchange rate is 4.0710. Compare currency conversion rates - Reduce FX costs.

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    What is the best Send Money conversion rate for USD to PLN?

    The best USD to PLN exchange rate is our partner deal rate of 4.0506 from OFX . This is -0.5% compared to the mid-market rate 4.0710.

    The standard OFX USD-PLN rate is 3.9952, -1.9% from the mid-rate. Visit OFX here to secure the better rate.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

    How do USD-PLN rates compare between providers?

    Looking at our comparison table the best USD to PLN exchange rate is 4.0506 from OFX, -0.5% from the mid-market rate 4.0710. The next best rate is 4.0466 from XE, -0.6% from the mid-rate. Wise with 4.0445 is -0.65% from the mid-rate.

    The Western Union rate is 4.0303 which is -1% from the mid-rate.

    Among the banks, the Citibank rate is 3.9341 at -3.4%, the Chase Bank rate is 3.7713 at -7.4%, and the Wells Fargo Bank rate is 3.7469 at -8% from the mid-rate.

    It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

     

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    The Dollar to Zloty comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    USD to PLN Market Data

    US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    1 USD =
    4.0710We compare provider deals to this wholesale mid-market rate. Read more
    PLN
    -0.3%
    USD to PLN at 4.0730 is 2.5% above its 3-month average of 3.9743, having traded in a fairly volatile 9.4% range from 3.8057 to 4.1635
    |
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    DateUSD/PLNChangePeriod
    20 Nov 2024
    4.1122
    0.5% 2 Week
    05 Sep 2024
    3.8544
    6.1% 3 Month
    05 Dec 2023
    4.0059
    2.1% 1 Year
    06 Dec 2019
    3.8665
    5.8% 5 Year
    07 Dec 2014
    3.3774
    21.1% 10 Year
    09 Dec 2004
    3.1475
    30% 20 Year
    USD/PLN historic rates & change to 04-Dec-2024
     

    What are equivalent amounts of USD and PLN?

    Here are some popular conversion amounts for USD to PLN (US dollar to Polish zloty)*.

    USD PLN
    $ 1 4.0710
    $ 5 20.36
    $ 10 40.71
    $ 20 81.42
    $ 50 203.55
    $ 100 407.10
    $ 250 1,018
    $ 500 2,036
    $ 1,000 4,071
    $ 2,000 8,142
    $ 5,000 20,355
    $ 10,000 40,710
    $ 20,000 81,420
    $ 50,000 203,550
    $ 100,000 407,100
    USD PLN
    $ 0.2456 zł 1
    $ 1.2280 zł 5
    $ 2.4560 zł 10
    $ 4.9120 zł 20
    $ 12.28 zł 50
    $ 24.56 zł 100
    $ 61.40 zł 250
    $ 122.80 zł 500
    $ 245.60 zł 1,000
    $ 491.20 zł 2,000
    $ 1,228 zł 5,000
    $ 2,456 zł 10,000
    $ 4,912 zł 20,000
    $ 12,280 zł 50,000
    $ 24,560 zł 100,000

    More amounts

    *Converted at the current USDPLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for USD to PLN

     

    Recent forecasts for the USD to PLN exchange rate highlight a complex interplay of factors driving currency movements. The US dollar (USD) has shown resilience despite disappointing economic data, bolstered by expectations surrounding Donald Trump's pro-business policies and their potential impact on inflation. Analysts note that the dollar has surged to its highest level in a year as market participants anticipate sustained elevated interest rates, which are likely to support its strength in the near term. Furthermore, strategic insights from major financial institutions, including JPMorgan and Goldman Sachs, suggest that the USD could continue to appreciate against various currencies, driven by robust Treasury yields and market volatility instigated by political developments.

    Read our full review of recent USD to PLN forecasts.

     
    PLN and flag

    How to get a good USD to PLN exchange rate

    There are several ways to save on exchange rates when converting US dollar to Polish zloty:

    1. Shop around for the best USD/PLN exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the USD/PLN rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and PLN at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to Poland - a practical currency and money guide to travel, living and doing business in Poland with the Polish zloty.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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    Will the US dollar rise against the Polish zloty?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.

     
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    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     
     

    Currency Country Guides

    United StatesUnited States (USD)PolandPoland (PLN)
     

    What is the cost of living in Poland?

    There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.

    How is the expat life in Poland?

    There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.

    Read more at our Poland (PLN) country guide

       
     
     

    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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