The live mid-rate USD to PLN exchange rate is 3.8780. Compare currency conversion rates - Reduce FX costs.
The best USD to PLN exchange rate is our partner deal rate of 3.8586 from OFX . This is -0.5% compared to the mid-market rate 3.8780.
The standard OFX USD-PLN rate is 3.8098, -1.8% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
Looking at our comparison table the best USD to PLN exchange rate is 3.8586 from OFX, -0.5% from the mid-market rate 3.8780. The next best rate is 3.8547 from XE, -0.6% from the mid-rate. Then Wise with 3.8527 is -0.65% from the mid-rate.
The Western Union rate is 3.8392 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 3.5965 at -7.3%, the Wells Fargo Bank rate is 3.5732 at -7.9%, and the Citibank rate is 3.7516 at -3.3% compared to the mid-rate 3.8780.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Zloty comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/PLN | Change | Period |
|---|---|---|---|
14 Mar 2025 | 3.8424 | 0.9% ▲ | 2 Week |
28 Dec 2024 | 4.0963 | 5.4% ▼ | 3 Month |
28 Mar 2024 | 3.9917 | 2.9% ▼ | 1 Year |
29 Mar 2020 | 4.0731 | 4.8% ▼ | 5 Year |
31 Mar 2015 | 3.7897 | 2.3% ▲ | 10 Year |
02 Apr 2005 | 3.1543 | 22.9% ▲ | 20 Year |
Here are some popular conversion amounts for USD to PLN (US dollar to Polish zloty)*.
*Converted at the current USDPLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The recent exchange rate forecasts for the USD to PLN are shaped by a combination of U.S. economic data, Federal Reserve policies, and geopolitical influences. Analysts note that the U.S. dollar has softened as safe-haven demand decreases, supported by a more upbeat market sentiment. However, the deterioration of economic indicators, particularly softer durable goods orders, raises concerns about the dollar’s strength. Expectations surrounding the upcoming U.S. GDP figures suggest that if growth continues to slow, the USD is likely to remain under pressure.
Read our full review of recent USD to PLN forecasts.
There are several ways to save on exchange rates when converting US dollar to Polish zloty:
Generally speaking, if you are buying Polish zloty with US dollar, then it's better for the USD/PLN exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Poland — a practical currency and money guide to travel in Poland plus living and doing business with the Polish zloty.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/PLN to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Poland (PLN) |
There is no definitive answer to this question as the cost of living in Poland will vary depending on the individual's lifestyle and location within the country. However, according to numbeo.com, the cost of living in Poland is generally 12.57% lower than in the United States.
There are many expats in Poland and they seem to enjoy the country and the people. The cost of living is relatively low, and there are plenty of things to do and see.
Read more at our Poland (PLN) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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