The Wise NZD to JPY rate is 85.64. This is -0.7% below the mid-rate. Compare Wise currency conversion rates - Reduce FX costs.
The Wise NZD to JPY exchange rate is 85.64. This is -0.7% compared to the latest NZD-JPY mid-market rate 86.24.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to Japanese yen (JPY) rates from different sources before making a conversion.
Looking at our comparison table the best NZD to JPY exchange rate is 85.81 from OFX, -0.5% from the mid-market rate 86.24. The next best rate is 85.73 from XE, -0.59% from the mid-rate. Then Wise with 85.64 is -0.7% from the mid-rate.
Among the banks, the ANZ Bank rate is 82.55 at -4.3%, the BNZ Bank rate is 81.46 at -5.5%, and the TSB Bank rate is 80.94 at -6.1% compared to the mid-rate 86.24.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.
The Wise Kiwi to Yen comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest NZD-JPY mid-rate (see Market Data below ) and the possible savings of using various providers.
Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.
Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.
Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.
With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.
Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.
International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.
The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.
You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.
Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.
Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.
Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.
Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.
When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.
Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.
The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.
New Zealand dollar (NZD) to Japanese yen (JPY) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | NZD/JPY | Change | Period |
|---|---|---|---|
18 Apr 2025 | 85.06 | 1.3% ▲ | 2 Week |
01 Feb 2025 | 87.46 | 1.5% ▼ | 3 Month |
02 May 2024 | 91.35 | 5.7% ▼ | 1 Year |
03 May 2020 | 64.21 | 34.2% ▲ | 5 Year |
05 May 2015 | 90.33 | 4.6% ▼ | 10 Year |
07 May 2005 | 76.94 | 12% ▲ | 20 Year |
Here are some popular conversion amounts for NZD to JPY (New Zealand dollar to Japanese yen)*.
| NZD | JPY |
|---|---|
| NZ$ 1,000 | ¥ 86,240 |
| NZ$ 5,000 | ¥ 431,200 |
| NZ$ 20,000 | ¥ 1,724,800 |
| NZ$ 100,000 | ¥ 8,624,000 |
More amounts
*Converted at the current NZDJPY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The current outlook for the NZD to JPY exchange rate reflects a complex interplay of geopolitical events and market sentiment. Recently, the New Zealand dollar (NZD) has shown volatility, trading near 30-day highs at approximately 86.24, which is about 1.1% above its three-month average of 85.26. The NZD experienced fluctuations within a significant range of 8.1% over the past months, from lows of 80.96 to highs of 87.49. Analysts suggest that the NZD's movement is heavily influenced by risk appetite, particularly as it aligns closely with the Australian dollar (AUD), given their geographical and economic ties.
Read our full review of recent NZD to JPY forecasts.
There are several ways to save on exchange rates when converting New Zealand dollar to Japanese yen:
Generally speaking, if you are buying Japanese yen with New Zealand dollar, then it's better for the NZD/JPY exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Japan — a practical currency and money guide to travel in Japan plus living and doing business with the Japanese yen.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add NZD/JPY to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| New Zealand (NZD) | Japan (JPY) |
Japan offers a unique blend of tradition, modernity, and economic opportunity, making it an attractive destination for expatriates and business professionals. Here’s a practical guide to help you navigate life and work in Japan.
Japan’s unique cultural and professional landscape offers immense opportunities for expatriates and business professionals. Understanding its traditions and practices will help you integrate and succeed in this dynamic country.
Read more at our Japan (JPY) country guide
A comprehensive guide to choosing the best money transfer provider, covering key factors like fees, speed, exchange rates, and customer support, with comparisons of top services such as Wise, OFX, WorldRemit, and XE Money Transfers.
Looking to transfer money internationally? We compare OFX and Wise side by side, covering costs, exchange rates, speed, and features to help you choose the best service for your needs in 2025. Which one is right for you depends largely on how much you’re sending, how often you transfer, and whether you value real-time convenience or personal account management.
If you’re selling online internationally, using an FX specialist can save you thousands. Better exchange rates, lower fees, and protection against currency swings can make a huge difference to your bottom line. Find out why smart online sellers are choosing FX specialists to manage their global payments — and how it could help you scale faster.
Further reading on Wise - Guides, Reviews & News from our research team.
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
^ Scroll back up to ^
^
