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    Best NZD to USD Exchange Rates

    The best NZD to USD rate is 0.6193, and is the current mid-market exchange rate. We help you compare New Zealand dollar to US dollar rates and costs to this live market rate.

    In this kiwi to Dollar (NZD/USD) rate guide:

    Compare exchange rates - NZD to USD

    Exchange rates can vary significantly between different currency exchange providers, so it's important to compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.

    The below Rate Comparison Table makes it easy to compare the Total Cost you are being charged on kiwi to Dollar currency rates and the possible savings of using various providers.


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    @bestfxrates : #NZDUSD cautiously optimistic as strategists eye 2024 rally. Anticipated Fed easing & RBNZ rate decisions key. Despite economic challenges, #KiwiCurrency deemed undervalued with potential tailwinds ahead. Recently hit 90-day highs; market eyes inflation & policy shifts. #ForexUpdate

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    NZD to USD Market Data

    New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank mid-rate, trend, chart & historic rates.

    1 NZD =
    0.6193We compare provider deals to this wholesale mid-market rate. Read more
    NZD to USD is at 90-day highs near 0.6198, 4.3% above its 3-month average of 0.5943, having traded in a relatively stable 6.8% range from 0.5802 to 0.6198
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    90-DAY HIGH
    7-DAY +2.4%
    14 Nov 2023
    2.2% 2 Week
    30 Aug 2023
    3.1% 3 Month
    28 Nov 2022
    0.4% 1 Year
    29 Nov 2018
    10.6% 5 Year
    30 Nov 2013
    24.5% 10 Year
    03 Dec 2003
    5.4% 20 Year
    NZD/USD historic rates & change to 28-Nov-2023

    Forecasts for NZD to USD

    NZDUSD chart
    90-DAY HIGH
    7-DAY +2.4%

    The New Zealand Dollar (NZD) has been the subject of cautious optimism among currency strategists heading into 2024, with forecasts suggesting a potential rally as the year progresses. According to FX analysts, the expected decline in the US Dollar (USD) stemming from anticipated Federal Reserve easing could serve as a tailwind for the NZD. As the highest-yielding G10 currency after the USD, the NZD’s perceived undervaluation presents a constructive picture, especially with the Reserve Bank of New Zealand (RBNZ) considering a potential rate cut in the summer of 2024. Market view also notes that a focus on stricter inflation targeting could maintain higher rates for a prolonged period, which would likely benefit the NZD. However, economic challenges such as ongoing inflation, the threat of a recession, and volatile dairy prices could provide headwinds for the Kiwi currency.

    Read our full NZD to USD forecasts analysis

    NZD note

    How to get a good NZD to USD exchange rate

    There are several ways to save on exchange rates when converting New Zealand dollar to US dollar:

    1. Shop around for the best NZD/USD exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the NZD/USD rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both NZD and USD at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying US dollar with New Zealand dollar, then it's better for the NZD/USD exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Will the New Zealand dollar rise against the US dollar?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add NZD/USD to your personalised BER Smart Rate Tracker to track and benefit from currency movements.

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    Rather than requiring you to set a target rate, our FX Alerts work differently. Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP DOWN HIGH LOW alerts over a range of periods over the recent 90 days.

    Read our Currency guide to the United States - a practical currency and money guide to travel, living and doing business in the United States with the US dollar.


    Country Currency Guides

    United StatesUnited States (USD)New ZealandNew Zealand (NZD)East TimorEast Timor (USD)
    EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
    US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)

    Setting up a business in the US as a foreigner

    Setting up a business in the US as a foreigner is generally the same process as setting up a business as a US citizen. However, there may be additional legal requirements and regulations that apply to foreign nationals. It is advisable to consult with a lawyer who specializes in immigration and business law to ensure compliance with all relevant laws and regulations. Additionally, obtaining a valid work visa may be necessary in order to work in the US as a foreigner. It's important to research the specific requirements for the type of business you plan to start and the state where you plan to set it up.

    Read more at our United States (USD) country guide


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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