The HSBC USD to CZK rate is 21. This is -4.3% below the mid-rate. Compare HSBC currency conversion rates - Reduce FX costs.
The HSBC USD to CZK exchange rate is 21. This is -4.3% compared to the latest USD-CZK mid-market rate 21.94.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.
Looking at our comparison table the best USD to CZK exchange rate is 21.83 from OFX, -0.5% from the mid-market rate 21.94. The next best rate is 21.81 from XE, -0.59% from the mid-rate. Then Wise with 21.8 is -0.64% from the mid-rate.
The Western Union rate is 21.72 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 20.34 at -7.3%, the Wells Fargo Bank rate is 20.21 at -7.9%, and the Citibank rate is 21.22 at -3.3% compared to the mid-rate 21.94.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like HSBC often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The HSBC Dollar to Horuna comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by HSBC and other foreign exchange providers against the latest USD-CZK mid-rate (see Market Data below ) and the possible savings of using various providers.
Here we review HSBC's foreign exchange services and how their exchange rates compare to FX specialist providers, compare rates and check how you can save money when you send and spend abroad.
HSBC, also known as the Hongkong and Shanghai Banking Corporation, is a multinational investment bank and financial services company based in London, UK. HSBC operates in over 60 countries and territories, including the UK, Hong Kong, China, Canada, the US, Australia, and throughout Europe, the Middle East, and Asia. The bank is well-known for its retail banking services, investment banking, and wealth management services, and has a large and diverse customer base.
In terms of foreign exchange rates, HSBC offers competitive rates for international money transfers and foreign currency exchange services. Customers can transfer money overseas in a range of currencies, and the bank offers real-time exchange rate quotes and low transfer fees. HSBC also offers foreign currency accounts and multi-currency accounts, allowing customers to hold and manage multiple currencies in a single account.
HSBC's foreign exchange rates are competitive with other major banks and financial institutions, and the bank has a strong reputation for providing reliable and secure services. However, it is always recommended that customers compare exchange rates and fees across different FX providers to ensure they are getting the best value for their money.
When you get a quote for your Global Money Transfer from HSBC on their website or in-app, you can also see the HSBC exchange rate, but it can be difficult to then calculate how much you are being charged.
HSBC does not publish their exchange rates publicly which is frustrating. However, our research shows that on average, HSBC profit margin for foreign exchange rates is somewhere between 2.8 - 7%, depending on the amount you're sending, where you're sending it to and which currency will be received.
While all banks add this mark-up, the extra amount being charged is much higher than it would be with a global money transfer specialist.
US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/CZK | Change | Period |
|---|---|---|---|
21 Apr 2025 | 21.73 | 1.2% ▲ | 2 Week |
04 Feb 2025 | 24.26 | 9.4% ▼ | 3 Month |
05 May 2024 | 23.30 | 5.6% ▼ | 1 Year |
06 May 2020 | 25.11 | 12.4% ▼ | 5 Year |
08 May 2015 | 24.44 | 10% ▼ | 10 Year |
10 May 2005 | 23.34 | 5.8% ▼ | 20 Year |
Here are some popular conversion amounts for USD to CZK (US dollar to Czech Republic horuna)*.
*Converted at the current USDCZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Recent forecasts and updates regarding the USD to CZK exchange rate highlight several key factors influencing the currency landscape. The US dollar (USD) has shown resilience recently, bolstered by renewed hopes for a US-China trade agreement. Analysts note that optimism surrounding potential negotiations has contributed to a stronger USD. However, upcoming non-farm payrolls data is expected to play a crucial role in shaping investor sentiment, with a significant slowdown in job creation potentially leading to declines in the dollar's value.
Read our full review of recent USD to CZK forecasts.
There are several ways to save on exchange rates when converting US dollar to Czech Republic horuna:
Generally speaking, if you are buying Czech Republic horuna with US dollar, then it's better for the USD/CZK exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Czech Republic — a practical currency and money guide to travel in Czech Republic plus living and doing business with the Czech Republic horuna.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/CZK to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | Czech Republic (CZK) |
Expats in the Czech Republic enjoy the relatively low cost of living, compared to other Western European countries. The country has a good healthcare system and a well-developed transportation network, making it easy to get around. The official language is Czech, but most people speak English and it is widely understood.
The cost of living in the Czech Republic is generally considered to be lower than in many other Western European countries. The prices of basic goods and services, such as groceries, transportation, and healthcare, are generally lower than in many other European countries, which can make living in the Czech Republic relatively affordable.
When compared to some other European countries, housing can be relatively affordable in the Czech Republic, however, prices can vary depending on location and type of accommodation. Renting a one-bedroom apartment in the city center can cost around 7,000 CZK (about 270 EUR) per month, while the same type of apartment in a suburban area can cost around 4,500 CZK (about 170 EUR) per month.
Utilities such as electricity, gas, water, and internet can also be relatively affordable, with an average monthly cost of around 2,500 CZK (about 95 EUR) for a standard two-bedroom apartment.
Groceries and eating out can also be relatively inexpensive, with a meal at a budget restaurant costing around 150 CZK (about 6 EUR) and a cup of coffee around 40 CZK (about 1.5 EUR).
Overall, the cost of living in the Czech Republic can be quite reasonable when compared to many other Western European countries. However, as with any country, the cost of living can vary depending on an individual's lifestyle and personal spending habits.
Read more at our Czech Republic (CZK) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
^ Scroll back up to ^
^
