Compare Best USD to CZK transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to Czech Republic can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Czech Republic bank accounts or pay a Czech Republic horuna invoice.

USD to CZK Market Data

US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell USD → Buy CZK

1 USD = 20.94 CZK

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USD to CZK is at 7-day highs near 20.95, just above its 3-month average, having traded in a quite stable 5.1% range from 20.50 to 21.55

22-OCT 8PM-NY 23-OCT 1AM-LON 8AM-HK 11AM-SYD

Tracker

1 CZK = 0.047757 USD

Is the USD to CZK Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Czech Republic horuna is to review how the USD/CZK rate has changed over time.

The table below shows the percentage change in the USD to CZK exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	USD/CZK	Change	Period
09 Oct 2025	21.07	0.5% ▼	2 Week
25 Jul 2025	20.92	0.2% ▲	3 Month
23 Oct 2024	23.43	10.5% ▼	1 Year
24 Oct 2020	22.94	8.6% ▼	5 Year
26 Oct 2015	24.53	14.6% ▼	10 Year
28 Oct 2005	24.50	14.4% ▼	20 Year

USD/CZK historic rates & change to 23-Oct-2025

USD/CZK recently hit 7-day highs near 20.95, stable within a range of 20.50-21.55 over the past three months, as analysts link this to geopolitical tensions and a risk-off market. With the CNB's hawkish policies, the koruna may appreciate further. Watch for upcoming CPI data—it could impact the dollar's direction

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USD to CZK Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Czech Republic horuna across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD	CZK
$ 1	Kč 20.94
$ 5	Kč 104.70
$ 10	Kč 209.40
$ 20	Kč 418.80
$ 50	Kč 1,047
$ 100	Kč 2,094
$ 250	Kč 5,235
$ 500	Kč 10,470
$ 1,000	Kč 20,940
$ 2,000	Kč 41,880
$ 5,000	Kč 104,700
$ 10,000	Kč 209,400
$ 20,000	Kč 418,800
$ 50,000	Kč 1,047,000
$ 100,000	Kč 2,094,000

USD	CZK
$ 0.0478	Kč 1
$ 0.2388	Kč 5
$ 0.4776	Kč 10
$ 0.9551	Kč 20
$ 2.3879	Kč 50
$ 4.7757	Kč 100
$ 11.94	Kč 250
$ 23.88	Kč 500
$ 47.76	Kč 1,000
$ 95.51	Kč 2,000
$ 238.79	Kč 5,000
$ 477.57	Kč 10,000
$ 955.14	Kč 20,000
$ 2,388	Kč 50,000
$ 4,776	Kč 100,000

More amounts

*Converted at the current USD-CZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for USD to CZK?

The best USD to CZK exchange rate is 20.85 from Wise. This is -0.43% compared to the mid-market rate 20.94.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.

The above Dollar to Horuna comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CZK mid-rate and the possible savings of using various providers.

How do USD-CZK rates compare between providers?

Looking at the full USD to CZK - Send Money comparison table the provider with the best USD to CZK exchange rate is Wise at 20.85, -0.43% from the latest mid-market rate 20.94.

The next best is OFX at 20.83, -0.53% from the mid-rate.

Then XE at 20.81, which is -0.62% from the mid-rate.

The Western Union rate is 20.73 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 19.14 at -8.6% the Wells Fargo Bank rate is 19.01 at -9.2% and the Citibank rate is 19.97 at -4.6% compared to the mid-rate 20.94.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

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