Truist Exchange Rates and International Transfers
Truist's standard personal fee for a teammate-assisted outgoing international wire is $65, while incoming wires cost $20. Some premium relationships waive these fees.
Overview
Truist Bank offers international wire transfers to eligible US personal and business customers. For standard personal accounts, outgoing international wires are teammate-assisted rather than part of the ordinary online outgoing-wire service.
The personal fee schedule effective 9 April 2026 lists $65 for a teammate-assisted outgoing international wire and $20 for an incoming international wire. Truist Marquee Checking and specified wealth accounts waive these wire fees; Truist One Checking includes one no-fee incoming wire or funds transfer per calendar month.
Foreign-currency conversion and intermediary deductions can add to the total cost. Review the rate and expected recipient amount for the exact transaction.
Compare Truist exchange rates from US dollars.
Compare Truist exchange rates
Use the live comparison below to compare Truist with other available services for your transfer.
Best For
- Existing Truist customers who want branch or teammate support for an international wire.
- Truist Marquee or qualifying wealth customers whose relationship waives wire fees.
- Customers receiving occasional international wires into Truist One Checking.
- Businesses needing Truist's broader treasury and international-payment services.
Pros and Cons
Pros
- Personal and business international wire services are available.
- Teammate assistance can help with destination-specific requirements.
- Premium personal relationships may waive incoming and outgoing wire fees.
- Truist publishes its primary SWIFT BIC and account-specific fee schedules.
- Consumer accounts receive relationship-based incoming-wire benefits.
Cons
- The standard outgoing personal international wire fee is $65.
- The standard incoming international wire fee is $20.
- Ordinary personal online outgoing-wire pricing covers domestic wires, not general international wires.
- Intermediary institutions may deduct charges from incoming international wires.
- Foreign-currency rates and account waivers vary by product and transaction.
Fees Summary
Truist's personal deposit fee schedule effective 9 April 2026 lists:
| Personal wire service | Standard Truist fee |
|---|---|
| Teammate-assisted outgoing international wire | $65 |
| Incoming international wire | $20 |
| Teammate-assisted outgoing domestic wire | $30 |
| Online outgoing domestic wire for eligible Premier and Wealth relationships | $20 |
Truist Marquee Checking and Truist Wealth Money Market waive outgoing international wire fees. Truist Marquee, Truist Wealth Money Market and Truist Asset Management accounts waive incoming international wire fees. Truist One Checking receives one no-fee incoming domestic wire, incoming international wire or incoming funds transfer per calendar month.
Intermediary banks may still deduct charges even when the Truist fee is waived.
Exchange Rates and Transfer Process
Truist's schedule explains that non-US-dollar transactions use a rate selected by Truist from available wholesale-market rates, or an applicable government-mandated rate adjusted as described in the agreement. The actual customer rate may differ from the rate Truist receives.
Truist does not present one universal retail wire markup that applies to every currency and account. Ask for the foreign-currency amount, rate, wire fee and expected recipient amount before authorising the transfer.
Speed
Truist does not publish one guaranteed international-wire delivery window for every personal transfer. Timing depends on when the request is accepted, the destination, currency, intermediaries, recipient bank and compliance review.
The bank's digital agreement says applicable processing schedules and cut-off times are displayed within the service. A completed Truist processing step does not necessarily mean the recipient has been credited.
Receiving an International Wire
Truist's primary SWIFT BIC is BRBTUS33. Historical transition documents also mention legacy BICs, so customers and senders should confirm the current instruction for the specific account before sending.
An incoming international wire normally costs $20 unless an account benefit waives the fee. Intermediary financial institutions may deduct additional charges, reducing the amount credited.
Safety and Market Scope
Truist Bank is a member of the FDIC. FDIC insurance applies to eligible deposits under applicable limits, not to authorised wire payments or foreign-exchange losses.
Verify beneficiary details through a trusted channel. International wires can be difficult to reverse, and an unexpected change to payment instructions is a common fraud warning sign.
Verdict
Truist's personal international wire service is most compelling for customers who value teammate assistance or hold a premium relationship that waives the standard fee. For an ordinary account, the $65 outgoing fee is high enough to make comparison important.
Check the exchange rate and recipient amount as well as the wire charge. A fee waiver can improve value, but intermediary deductions and the currency-conversion rate can still affect the result.
Frequently Asked Questions
Can every Truist personal customer send an international wire online?
The current personal schedule lists online outgoing domestic wires for eligible Premier and Wealth relationships, while the standard outgoing international wire is teammate-assisted. Confirm available channels for your account.
What is Truist's international SWIFT code?
Truist identifies BRBTUS33 as its primary BIC. Confirm account-specific instructions because legacy BICs can appear in older documents.
Does Truist waive international wire fees?
Yes, for specified premium and wealth relationships. Truist One Checking also includes one qualifying no-fee incoming wire or funds transfer per calendar month.
Methodology and Sources
This review was checked against Truist's current personal fee schedule, checking disclosures, digital-service update and SWIFT transition information on 14 July 2026.
Primary sources:
- Truist personal deposit fee schedule
- Truist One Checking disclosures
- Truist Marquee Checking disclosures
- Truist digital service agreement updates
- Truist SWIFT transition information
Affiliate Disclosure
BestExchangeRates may receive compensation from some services displayed in comparison results. This does not change the rate or fee charged to you. Truist is included for comparison and is not represented as an affiliate partner in this review.
Disclaimer: Please note any provider recommendations, currency forecasts or any opinions of our authors should not be taken as a reference to buy or sell any financial product.