Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates

    Best Multi-currency Accounts HKD/CNY

    The live mid-rate HKD to CNY exchange rate is 0.9226. Compare currency conversion rates - Reduce FX costs.

    Loading exchange rates...

       
       
       
       

    What is the best Send Money conversion rate for HKD to CNY?

    The best HKD to CNY exchange rate is 0.9152 from WorldRemit. This is -0.8% compared to the mid-market rate 0.9226.

    As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Hong Kong dollar (HKD) to Chinese yuan (CNY) rates from different sources before making a conversion.

     

    Compare Rates

     

    The Hong Kong dollar to Yuan comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest HKD-CNY mid-rate (see Market Data below ) and the possible savings of using various providers. 

     
     
     

    HKD to CNY Market Data

    Hong Kong dollar (HKD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

     
    Sell HKD   →   Buy CNY
    1 HKD =
    0.9226We compare provider deals to this wholesale mid-market rate. Read more
    CNY
    -0.1%
    90d-lows
    HKD to CNY is at 90-day lows near 0.9226, 1.3% below its 3-month average of 0.935, having traded in a very stable 2.6% range from 0.9226 to 0.9470
    |
    Tracker

    Manage Tracker   


      1 CNY = 1.0839 HKD
    loading
    DateHKD/CNYPeriod
    03 May 2025
    0.9413
    2 Week
    16 Feb 2025
    0.9320
    3 Month
    17 May 2024
    0.9258
    1 Year
    18 May 2020
    0.9172
    5 Year
    20 May 2015
    0.7976
    10 Year
    22 May 2005
    1.0619
    20 Year
    HKD/CNY historic rates
     

    What are equivalent amounts of HKD and CNY?

    Here are some popular conversion amounts for HKD to CNY (Hong Kong dollar to Chinese yuan)*.

    HKD CNY
    HK$ 1 ¥ 0.9226
    HK$ 5 ¥ 4.6130
    HK$ 10 ¥ 9.2260
    HK$ 20 ¥ 18.45
    HK$ 50 ¥ 46.13
    HK$ 100 ¥ 92.26
    HK$ 250 ¥ 230.65
    HK$ 500 ¥ 461.30
    HK$ 1,000 ¥ 922.60
    HK$ 2,000 ¥ 1,845
    HK$ 5,000 ¥ 4,613
    HK$ 10,000 ¥ 9,226
    HK$ 20,000 ¥ 18,452
    HK$ 50,000 ¥ 46,130
    HK$ 100,000 ¥ 92,260
    HKD CNY
    HK$ 1.0839 ¥ 1
    HK$ 5.4195 ¥ 5
    HK$ 10.84 ¥ 10
    HK$ 21.68 ¥ 20
    HK$ 54.20 ¥ 50
    HK$ 108.39 ¥ 100
    HK$ 270.98 ¥ 250
    HK$ 541.95 ¥ 500
    HK$ 1,084 ¥ 1,000
    HK$ 2,168 ¥ 2,000
    HK$ 5,420 ¥ 5,000
    HK$ 10,839 ¥ 10,000
    HK$ 21,678 ¥ 20,000
    HK$ 54,195 ¥ 50,000
    HK$ 108,390 ¥ 100,000

    More amounts

    *Converted at the current HKDCNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

     
     

    Forecasts for HKD to CNY

     

    Recent forecasts for the HKD to CNY exchange rate reflect a mix of cautious optimism and underlying pressures from both the Hong Kong and Chinese economies. Analysts note that the Hong Kong dollar has remained relatively strong in October, supported by new measures introduced by Chief Executive John Lee aimed at reinforcing the city’s international financial status. Despite this, economic recovery in Hong Kong is perceived as sluggish, with challenges such as an incomplete labor market recovery and declining home prices continuing to weigh on domestic demand.

    Read our full review of recent HKD to CNY forecasts.

     

    How to get a good HKD to CNY exchange rate

    There are several ways to save on exchange rates when converting Hong Kong dollar to Chinese yuan:

    1. Shop around for the best HKD/CNY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
    2. Timing is important: Keep an eye on the HKD/CNY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
    3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
    4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and CNY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
    5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

    The key is reducing excessive costs and fees

    Generally speaking, if you are buying Chinese yuan with Hong Kong dollar, then it's better for the HKD/CNY exchange rate to be higher.

    However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

    The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

    Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

    Read our Currency guide to China — a practical currency and money guide to travel in China plus living and doing business with the Chinese yuan.

    It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

    Multi-Vendor Quote

    We can help you get an even better deal when sending a Large International Money Transfer.

    Click below for the Request Quotes form and enter your transfer details (BER account required).

    Request Quotes

    Save time and money - fewer websites to visit and you get a much better exchange rate & service.

    Compare Rates

    Will the Hong Kong dollar rise against the Chinese yuan?

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add HKD/CNY to your personalised Rate Tracker to track and benefit from currency movements.

     
    Track Rate
     

    Manage Tracker   

     

    Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

    Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

     

    Hong Kong dollar - 3 month change versus major currencies

     

    Currency Country Guides

    ChinaChina (CNY)Hong KongHong Kong (HKD)
     

    How is the Expat life in China?

    The expat life in China can vary greatly depending on a number of factors, including one's location, job, and personal circumstances.

    In major cities like Beijing, Shanghai, and Guangzhou, the expat community is well-established and there are many resources available for newcomers, such as expat-oriented social groups and clubs. Living in these cities can offer a good balance of modern conveniences and cultural experiences.

    However, life in smaller cities or more rural areas can be more challenging, as the expat community may be smaller and there may be fewer resources available.

    Working in China as an expat can be both rewarding and challenging. Some companies will provide good support to expats and may even offer language classes and relocation assistance, while others may not.

    Expats in China may experience culture shock and find it difficult to adjust to certain aspects of Chinese culture, such as the strict social hierarchy and the emphasis on maintaining "face". Communication and language barriers can also be an issue, though many expats do learn to speak Chinese to varying degrees.

    Expats in China also need to be aware of the different laws and regulations in the country, such as China's strict censorship laws, and be prepared to adapt to the local way of doing things.

    Overall, the expat life in China can be both exciting and challenging, offering unique opportunities to experience a different culture and way of life. It is a good idea to be prepared for the different experiences you may encounter, and to have a good support system in place, whether it be friends, family or a community of expats.

    Read more at our China (CNY) country guide

       
     
     
     

    Related exchange rates


    Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

    ^ Scroll back up to ^

    ^