Western Union

How do Western Union’s Online Send Money Rates Compare?

WU are not the cheapest currency provider around but perhaps the most convenient with locations on practically every street corner especially in developing world, which is handy if you need to Transfer funds for Cash Pickup.

The table below compares at Western Union exchange rates & international money transfer services to banks and other services available to you.

How-to Send money on wu.com or with the mobile app

To send your first money transfer with Western Union, create a profile on wu.com or the mobile app.

Your My WU account will be activated after your first transfer and you can start earning reward points for every money transfer you send with WU.

1. Sign up or Log in
2. Select Send Money
3. Select the destination and enter the amount and currency
4. Select how your receiver would like to get the money. You can choose:
   • Cash pick up
   • Direct to Bank
   • Mobile Money Transfers
   • Service availability may vary, depending on the receiver country
5. Choose how would you like to pay:
   • Credit or debit card
   • Bank account
   • Cash at a WU location
6. Review the transfer summary and submit.

After your first money transfer, it’s easy to send money again. Log in to your profile and select your recipient. If you are sending money to the same person, you can save your last recipient details on your profile. You can add or delete a recipient from your profile anytime. You also have the option to resend the same money transfer to that recipient.

Cash Pickup

In order to send funds for Cash Pickup, a sender provides his or her name and address, the recipient’s name, and a designated payment destination. Western Union then provides the sender a 10-digit Money Transfer Control Number (MTCN) that must be transmitted separately by the sender to the recipient. The recipient then proceeds to a Western Union agent office in the designated payment location, presents the 10-digit MTCN, and a photo ID. Money is then paid out to the recipient. If a recipient lacks identification documents, the sender and receiver can set up a pre-arranged password. Funds are paid out in cash, although if payment exceeds a local maximum or cash on hand, a check is issued. Alternatively, a sender may forward funds online to a recipient by using Western Union’s online site.

Send Money Online with Western Union

Disclaimer: Please note any provider recommendations, currency forecasts or any opinions of our authors should not be taken as a reference to buy or sell any financial product.