Currency in Samoa: WST Send & Spend FX Guide
Resources for Expats, Travelers, and Entrepreneurs Navigating Life and Trade in Samoa with the Samoan tala.
What's in this Samoa currency guide?
What currency is used in Samoa?
The official currency of Samoa (country code: WS) is the Samoan tala, with symbol WS$ and currency code WST.
What is a good Samoan tala exchange rate?
The BestExchangeRates.com currency comparison table below helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of rates, enter your transaction type, currencies and amount then click ‘GET RATES’:
Loading rates...
|
|
|
Good things to know about the Samoan tala
Here are some things you might want to know about the Samoan tālā:
- The Samoan tālā is the official currency of Samoa. It is represented by the symbol "T" and is abbreviated as WST.
- The tālā was introduced in 1967, replacing the Western Samoan pound. It is divided into 100 sene.
- The physical currency consists of coins and banknotes. The coins come in denominations of 1, 2, 5, 10, 20, and 50 sene, and 1 tālā. The banknotes come in denominations of 2, 5, 10, 20, 50, and 100 tālā.
- The banknotes feature images of famous Samoan historical figures, such as Tupua Tamasese Tupuola and Tuimaleali'ifano. The design of the currency is constantly being updated, so the physical appearance of the coins and banknotes may vary slightly over time.
- The value of the tālā is not widely traded on international currency markets, as Samoa has a small and open economy. The value of the tālā is largely determined by the demand for goods and services within the country.
For more WST information check out our selection of Samoan tala news and guides.
Frequently Asked Questions
What currency should I use in Samoa?
The domestic currency in Samoa is the Samoan tala.
What is the Samoan tala currency code and symbol?
The three letter currency code for the Samoan tala is WST — symbol is WS$.
What does the Samoan tala look like?
Here is an example Samoan tala banknote:
Which countries use the Samoan tala?
It is the domestic currency in Samoa.
Is the Samoan tala a closed currency?
No, the Samoan tala is freely available and convertible. See guide: What is a closed currency?
What are equivalent amounts of USD and WST?
Here are some popular conversion amounts for USD to WST (US dollar to Samoan tala)*.
| USD | WST |
|---|---|
| $ 357.10 | WS$ 1,000 |
| $ 1,786 | WS$ 5,000 |
| $ 7,142 | WS$ 20,000 |
| $ 35,710 | WS$ 100,000 |
More amounts
*Converted at the current USDWST interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
Travel money for Samoa
Using Wise for Samoan tala travel money is a smart choice for savvy travelers. With its competitive exchange rates and low fees, Wise allows you to convert and manage multiple currencies effortlessly.
Be careful when using your own bank's Debit/Credit Card, as your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash on top of the standard Visa/Mastercard 2.5% from market mid-rate.
For card purchases, if you are offered a choice of currencies always select to Pay in Samoan tala otherwise you will typically get much worst dynamic currency conversion (DCC) exchange rates.
If you really want Samoan tala cash before departure, you can save money by ordering online. You generally get better rates and can pick up the WST cash locally or even on travel day at the airport.
Samoa: Travel Guide
Traveling to Samoa requires careful financial planning to ensure a smooth and cost-effective experience. Here's a comprehensive guide to help you navigate currency considerations and manage your money effectively during your visit.
Geographically and culturally, this small nation is considered the heart of Polynesia. Though the missionaries of the 1800s were enormously influential, the country has nevertheless clung to Fa’a Samoa (the Samoan Way), making it one of the most authentic and traditional of all Pacific societies: in some parts of the islands you’re more likely to see someone juggling fire than a house with walls.
Despite its isolation, Samoa offers accessible adventures. From the relative ruckus of Apia to the soul-stirring silence of Savai’i, you’ll find a paradise that is safe, sweet and easy to get around.
What currency is used in Samoa?
The Samoa decimal currency is the Tala (dollar) and Sene (cent): 100 Sene = ST$1 (Tala). All major foreign currencies are exchangeable in Samoa.
ATMs are located in and around Apia and on the island of Savai'i. Travellers can use credit cards in the machines but you are required to have a PIN number to withdraw cash. Eftpos machines are found throughout Upolu and Savaii in major hotels, resorts and supermarkets and accept the following cards – Visa, Mastercard, Cirrus, Amex, JCB & Plus Cards and Access International Debit Card.. ANZ and Bank South Pacific are the two international banks found in Samoa. Both have branches at the international airport, in Apia and at Salelologa on Savai'i. National Bank of Samoa and Samoa Commercial Bank provide services, currency exchange and ATMs.
How to travel in Samoa?
Taxis are abundant around the islands and offer their services at very good value. Taxis are not metered so it’s good to have an idea of what the journey will cost and agree on a price with the driver before setting off. Another fun way to explore the islands – and get to know the locals – is to take a map and board a local bus. All buses are named with their destination, so ask the driver which bus you need to catch. Note that aside from the terminals, there are no designated bus stops, so you will need to wave down a bus.
Travelling by public bus in Samoa is an experience in itself. The vibrantly painted, wooden-seated vehicles (more often than not blasting Samoan pop music at deafening volumes) each have their own character. Drivers are often as eccentric as the vehicles, and services operate completely at their whim: if a driver feels like knocking off at 1pm, he does, and passengers counting on the service are left stranded. Never rely on a bus after about 2pm.
The Samoa Shipping Corporation runs the passenger/vehicle ferry between the mains islands of Upolu and Savai'i. The ferry departs from the Mulifanua Wharf on Upolu near the international airport, so if you are travelling from Apia, allow 45 minutes for the journey. The ferry from Mulifanua Wharf regularly plies the waters between Upolu and Savai’i. Small boats leave from Cape Fatuosofia for Manono.
Getting around by car in Samoa is quite straightforward. The coastal roads on Upolu and Savai'i are sealed; most of the other main roads are pretty good. A 4WD will make trips down rough, unsealed side roads more comfortable, but nearly all of these can be tackled in a high-clearance 2WD (unless there's been heavy rain). Petrol stations are few and far between on both islands.
Travel tips for Samoa.
Samoa is a classic tropical destination, with hot and very humid weather throughout the year. There are two seasons in Samoa: the dry season and the wet season, which also brings with it cyclone season. Always keep in mind though: you can’t have all this intense green without plenty of rain! The tropical cyclone season in Western Samoa normally runs from November to April. Take out comprehensive travel and medical insurance before you travel.
The official languages in Samoa are Samoan and English. Samoan is a strangely beautiful dialect that you’ll likely not be able to pick up during a short stay aside from talofa (hello) and faafetai (thank you). English is widely spoken in Upolu but in Savaii the story is a bit different, with a lot of villagers only speaking Samoan.
It’s also recommended to purchase bottled water for drinking and if you going to drink the tap water in your hotel room (which is generally safe), boil it first and chill in the fridge. Major hotels and resorts also offer internet terminals for guests in their business centres. WiFi is also available at many locations.
Everyday Costs in in Samoa
How much does it really cost to live, work, or travel in Samoa? Here's what to expect for daily expenses and expat living.
Currency Guide: Samoa (ISO Code WS)
For travelers planning a week-long mid-range stay in Samoa, a budget of about 1,500 to 2,000 WST (Samoan Tala) is advisable. This estimation covers accommodations, meals, transportation, and some leisure activities. Here’s a glimpse of typical daily expenses in WST:
- 🍽️ Meal at a local restaurant: 40–75 WST
- ☕ Coffee: 7–15 WST
- 🚍 Public transport fare: 5 WST
- 📶 Prepaid SIM card: 25–40 WST
- 🏨 Budget hotel or Airbnb: 150–300 WST per night
In comparison to the United States, Samoa tends to be slightly cheaper in terms of dining and local transportation, but housing options can be more expensive depending on your location. When compared to Australia, travelers might find that Samoa offers a more affordable experience overall, especially when it comes to enjoying local cuisine and engaging in outdoor activities.
Living Costs for Expats in Samoa
For expats relocating to Samoa, typical monthly living costs can range between 3,000 to 4,500 WST, depending on lifestyle choices. This includes rent, utilities, groceries, and dining out. It's wise for expats to familiarize themselves with the local banking system, as many international card providers are accepted within major towns. However, for larger expenses or regular payments, utilizing online transfer services like Wise or OFX may prove more economical, given favorable exchange rates and lower fees compared to traditional banks. When it comes to exchanging money, local options can be reliable, but expats might find they save more by transferring funds through established online services, especially if they're regularly sending money home.
In summary, Samoa combines a laid-back lifestyle with reasonable living costs, making it an attractive destination for both travelers and expats alike.
USD/WST Market Data
The below interactive chart displays the USD/WST change and UP📈 DOWN📉 trends over the past 1 Year.
Send Money to Samoa - Best Rates
To get a good (and fair) exchange rate when sending money to Samoa you need to find and compare exchange rates for International Money Transfers (IMTs).
The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.
You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.
Get a better deal for foreign transfers to Samoa
When sending money to Samoa it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :
- Open an account with a BER reviewed FX provider (id docs may be required)
- You specify the local or Samoan tala amount you want to transfer
- Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
- Once your funds are received by the provider the converted WST amount will be transfered to the recipient account you specify in Samoa.
Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Samoan tala deposited into the recipient bank account and less margins and fees kept by the banks!