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USD to CZK 2025 Forecasts

Analysis of recent dollar → Horuna forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Czech Republic horuna performance and trends.

 

USD-CZK Rate Calculator

 
   
   
   
   

 
USD/CZK at 21.90, down 2.8% from 3-month avg. Analysts see USD strength continuing w/ hawkish Fed stance, while CZK remains stable w/ CNB holding rates at 7%. Watch for volatility as market navigates between USD safe-haven status & Czech economic ties to Germany. #FOREX #USDCZK

 

What is the best Send Money conversion rate for USD to CZK?

The best USD to CZK exchange rate is our partner deal rate of 21.85 from OFX . This is -0.5% compared to the mid-market rate 21.96.

The standard OFX USD-CZK rate is 21.5289, -2% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Czech Republic horuna (CZK) rates from different sources before making a conversion.

How do USD-CZK rates compare between providers?

Looking at our comparison table the best USD to CZK exchange rate is 21.85 from OFX, -0.5% from the mid-market rate 21.96. The next best rate is 21.83 from XE, -0.59% from the mid-rate. Then Wise with 21.82 is -0.64% from the mid-rate.

The Western Union rate is 21.74 which is -1% from the mid-rate.

Among the banks, the Chase Bank rate is 20.32 at -7.5%, the Wells Fargo Bank rate is 20.19 at -8.1%, and the Citibank rate is 21.2 at -3.5% compared to the mid-rate 21.96.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare Rates

 

The Dollar to Horuna comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CZK mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

USD to CZK Market Data

US dollar (USD) to Czech Republic horuna (CZK) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy CZK
1 USD =
21.96We compare provider deals to this wholesale mid-market rate. Read more
CZK
-0.8%
USD to CZK at 21.90 is 2.8% below its 3-month average of 22.54, having traded in a quite volatile 11.2% range from 21.74 to 24.18
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  1 CZK = 0.045529 USD
DateUSD/CZKChangePeriod
16 May 2025
22.31
1.6% 2 Week
01 Mar 2025
24.17
9.2% 3 Month
30 May 2024
22.83
3.9% 1 Year
31 May 2020
24.24
9.4% 5 Year
02 Jun 2015
24.72
11.2% 10 Year
04 Jun 2005
24.60
10.8% 20 Year
USD/CZK historic rates & change to 30-May-2025
 

What are equivalent amounts of USD and CZK?

Here are some popular conversion amounts for USD to CZK (US dollar to Czech Republic horuna)*.

USD CZK
$ 1 21.96
$ 5 109.80
$ 10 219.60
$ 20 439.20
$ 50 1,098
$ 100 2,196
$ 250 5,490
$ 500 10,980
$ 1,000 21,960
$ 2,000 43,920
$ 5,000 109,800
$ 10,000 219,600
$ 20,000 439,200
$ 50,000 1,098,000
$ 100,000 2,196,000
USD CZK
$ 0.0455 Kč 1
$ 0.2276 Kč 5
$ 0.4553 Kč 10
$ 0.9106 Kč 20
$ 2.2765 Kč 50
$ 4.5529 Kč 100
$ 11.38 Kč 250
$ 22.76 Kč 500
$ 45.53 Kč 1,000
$ 91.06 Kč 2,000
$ 227.65 Kč 5,000
$ 455.29 Kč 10,000
$ 910.58 Kč 20,000
$ 2,276 Kč 50,000
$ 4,553 Kč 100,000

More amounts

*Converted at the current USDCZK interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

Forecasts for USD to CZK

 

The exchange rate forecast for the USD to CZK indicates a complex interplay of factors influencing both currencies. Currently, the US dollar has shown strength, supported by a risk-averse market environment and anticipation of the Federal Open Market Committee (FOMC) meeting minutes. Analysts suggest that a hawkish stance from the Federal Reserve regarding future interest rates could further bolster the dollar, particularly if upcoming GDP figures confirm a contraction, which would raise recession concerns.

Read our full review of recent USD to CZK forecasts.

 
CZK and flag

How to get a good USD to CZK exchange rate

There are several ways to save on exchange rates when converting US dollar to Czech Republic horuna:

  1. Shop around for the best USD/CZK exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the USD/CZK rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and CZK at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Czech Republic horuna with US dollar, then it's better for the USD/CZK exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Czech Republic — a practical currency and money guide to travel in Czech Republic plus living and doing business with the Czech Republic horuna.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the Czech Republic horuna?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/CZK to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

United StatesUnited States (USD)Czech RepublicCzech Republic (CZK)
 

Being an expat in the Czech Republic

Expats in the Czech Republic enjoy the relatively low cost of living, compared to other Western European countries. The country has a good healthcare system and a well-developed transportation network, making it easy to get around. The official language is Czech, but most people speak English and it is widely understood.

The cost of living in the Czech Republic is generally considered to be lower than in many other Western European countries. The prices of basic goods and services, such as groceries, transportation, and healthcare, are generally lower than in many other European countries, which can make living in the Czech Republic relatively affordable.

When compared to some other European countries, housing can be relatively affordable in the Czech Republic, however, prices can vary depending on location and type of accommodation. Renting a one-bedroom apartment in the city center can cost around 7,000 CZK (about 270 EUR) per month, while the same type of apartment in a suburban area can cost around 4,500 CZK (about 170 EUR) per month.

Utilities such as electricity, gas, water, and internet can also be relatively affordable, with an average monthly cost of around 2,500 CZK (about 95 EUR) for a standard two-bedroom apartment.

Groceries and eating out can also be relatively inexpensive, with a meal at a budget restaurant costing around 150 CZK (about 6 EUR) and a cup of coffee around 40 CZK (about 1.5 EUR).

Overall, the cost of living in the Czech Republic can be quite reasonable when compared to many other Western European countries. However, as with any country, the cost of living can vary depending on an individual's lifestyle and personal spending habits.

Read more at our Czech Republic (CZK) country guide

   
 
 
 

Related exchange rates


Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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