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USD to SAR 2025 Forecasts

Analysis of recent dollar → riyal forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to Saudi riyal performance and trends.

 

USD-SAR Rate Calculator

 
   
   
   
   

What is the best Send Money conversion rate for USD to SAR?

The best USD to SAR exchange rate is 3.7275 from Wise. This is -0.65% compared to the mid-market rate 3.7519.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Saudi riyal (SAR) rates from different sources before making a conversion.

How do USD-SAR rates compare between providers?

Looking at our comparison table the best USD to SAR exchange rate is 3.7275 from Wise, -0.65% from the mid-market rate 3.7519. The next best rate is 3.6919 from Western Union, -1.6% from the mid-rate. Then WorldRemit with 3.6618 is -2.4% from the mid-rate.

Among the banks, the Chase Bank rate is 3.4099 at -9.1%, the Wells Fargo Bank rate is 3.3874 at -9.7%, and the Citibank rate is 3.56 at -5.1% compared to the mid-rate 3.7519.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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The Dollar to Riyal comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-SAR mid-rate (see Market Data below ) and the possible savings of using various providers. 

 
 
 

USD to SAR Market Data

US dollar (USD) to Saudi riyal (SAR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy SAR
1 USD =
3.7519We compare provider deals to this wholesale mid-market rate. Read more
SAR
USD to SAR at 3.7519 is near its 3-month average, having traded in a stable 0.5% range from 3.7363 to 3.7551
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  1 SAR = 0.2665 USD
DateUSD/SARChangePeriod
16 May 2025
3.7508
0% 2 Week
01 Mar 2025
3.7506
0% 3 Month
30 May 2024
3.7508
0% 1 Year
31 May 2020
3.7550
0.1% 5 Year
02 Jun 2015
3.7500
0% 10 Year
04 Jun 2005
3.7500
0% 20 Year
USD/SAR historic rates & change to 30-May-2025
 

What are equivalent amounts of USD and SAR?

Here are some popular conversion amounts for USD to SAR (US dollar to Saudi riyal)*.

USD SAR
$ 1 3.7519
$ 5 18.76
$ 10 37.52
$ 20 75.04
$ 50 187.60
$ 100 375.19
$ 250 937.98
$ 500 1,876
$ 1,000 3,752
$ 2,000 7,504
$ 5,000 18,760
$ 10,000 37,519
$ 20,000 75,038
$ 50,000 187,595
$ 100,000 375,190
USD SAR
$ 0.2665 ﷼ 1
$ 1.3325 ﷼ 5
$ 2.6650 ﷼ 10
$ 5.3300 ﷼ 20
$ 13.33 ﷼ 50
$ 26.65 ﷼ 100
$ 66.63 ﷼ 250
$ 133.25 ﷼ 500
$ 266.50 ﷼ 1,000
$ 533.00 ﷼ 2,000
$ 1,333 ﷼ 5,000
$ 2,665 ﷼ 10,000
$ 5,330 ﷼ 20,000
$ 13,325 ﷼ 50,000
$ 26,650 ﷼ 100,000

More amounts

*Converted at the current USDSAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

USD & SAR - Markets & outlook

  US dollar - USD:

The U.S. dollar (USD) is the world’s most traded currency and serves as the global reserve currency. Backed by the U.S. economy, it is a key benchmark for financial markets, commodities, and forex trading. Its value is influenced by monetary policy, economic data, global risk sentiment, and geopolitical events.

The Federal Reserve (Fed) determines the dollar’s strength through interest rate policies. Higher rates attract investors to the USD, causing it to appreciate. Lower rates or a dovish stance can weaken demand for the dollar. Inflation, employment data, and GDP growth are critical drivers of the dollar’s movement.

The USD is a safe-haven currency, strengthening during economic uncertainty, geopolitical tensions, or market volatility. Investors shift funds into U.S. Treasury bonds and USD assets during risks like recessions, banking crises, or global conflicts, boosting the dollar’s value.

As the dominant currency in global trade, the USD is used for most international transactions, including pricing key commodities like oil and gold. Rising oil prices increase global demand for the dollar. The dollar’s strength affects emerging markets with dollar-denominated debt, making loans more expensive to repay.

U.S. trade relations and fiscal policies also influence the dollar. Tariffs, trade deals, and government spending impact economic growth and investor confidence. A widening trade deficit can pressure the dollar, while strong demand for U.S. goods supports its value. The USD’s relationship with China is crucial in global forex markets.

Geopolitical events like the Ukraine war reinforce the USD’s safe-haven status, with capital inflows into the U.S. during uncertainty. Sanctions on Russia and shifting energy markets influence global demand for the dollar.

The dollar’s future depends on Federal Reserve policies, inflation trends, economic performance, and global market stability. While discussions around de-dollarization exist, the USD remains the backbone of the global economy, influencing financial markets worldwide.


  Saudi riyal - SAR:

The riyal is officially pegged to the IMF's special drawing rights (SDRs). In practice, it is fixed at 1 U.S. dollar = 3.75 riyals, which translates to approximately 1 riyal = 0.266667 dollar.

 
SAR and flag

How to get a good USD to SAR exchange rate

There are several ways to save on exchange rates when converting US dollar to Saudi riyal:

  1. Shop around for the best USD/SAR exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
  2. Timing is important: Keep an eye on the USD/SAR rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
  3. Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
  4. Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and SAR at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
  5. Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Saudi riyal with US dollar, then it's better for the USD/SAR exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to Saudi Arabia — a practical currency and money guide to travel in Saudi Arabia plus living and doing business with the Saudi riyal.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the Saudi riyal?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/SAR to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 
 

Currency Country Guides

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Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

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