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AUD/PKR - Convert Compare Save

Australian Dollar to Pakistani Rupee exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to Pakistani Rupee exchange rate, has news, forecasts and AUD to PKR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/PKR Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/PKR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive PKR(₨)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
1,010,800 PKR
Best Overall
101.0806.27%
OFX (OzForex) logo
1,011,900 PKR
1,100 PKR
101.190^6.17%
National Australia Bank (nab) logo
1,013,465 PKR
2,665 PKR
101.57226.02%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo
916,212 PKR
94,588 PKR
91.821515.04%
Westpac logo
818,959 PKR
191,841 PKR
82.062024.06%
TorFX: Foreign Transfer AUD→PKR
AUD amount:$10,000 AUD
Fee:0
Exchange Rate:101.08 (6.27% from mid-rate)
PKR amount:1,010,800 PKR
Total Cost:6.27%
Time:12:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
OFX (OzForex): Foreign Transfer AUD→PKR
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:101.19 (6.17% from mid-rate)
PKR amount:1,011,900 PKR
Total Cost:6.17%
Difference:
1,100 PKR more than using TorFX
Time:
Rate Fetched: Fri Aug 23 2019 10:01:54 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
National Australia Bank (nab): Foreign Transfer AUD→PKR
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:101.57 (5.82% from mid-rate)
PKR amount:1,013,465 PKR
Total Cost:6.02%
Difference:
2,665 PKR more than using TorFX
Time:
Rate Fetched: website - Fri Aug 23 2019 10:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→PKR
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:100.32 (6.98% from mid-rate)
PKR amount:916,212 PKR
Total Cost:15.04%
Difference:
94,588 PKR less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Westpac: Foreign Transfer AUD→PKR
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:82.06 (23.91% from mid-rate)
PKR amount:818,959 PKR
Total Cost:24.06%
Difference:
191,841 PKR less than using TorFX
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Snapshot 08/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount PKR(₨)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
104,070 PKR
Best Overall
104.07$0 BPay, Card 0.72%-1%3.5%
Travel Money Oz logo
103,550 PKR
520 PKR
103.55A$03.98%
National Australia Bank (nab) logo
101,069 PKR
3,001 PKR
102.09106.28%
Banks - Average Rate
National Australia Bank (nab) logo
101,069 PKR
3,001 PKR
102.09106.28%
Travelex Online AU logo
93,836 PKR
10,234 PKR
93.8361$0 BPay, Card 0.72%-1%12.99%
Australia Post: Travel Money AUD→PKR
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:104.07 (3.5% from mid-rate)
PKR amount:104,070 PKR
Total Cost:3.5%
Time:12:01 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
Travel Money Oz: Travel Money AUD→PKR
AUD amount:$1,000 AUD
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:103.55 (3.98% from mid-rate)
PKR amount:103,550 PKR
Total Cost:3.98%
Time:
Rate Fetched: 12:01 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
National Australia Bank (nab): Travel Money AUD→PKR
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:102.09 (5.33% from mid-rate)
PKR amount:101,069 PKR
Total Cost:6.28%
Time:
Rate Fetched: website - 12:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→PKR
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:102.51 (4.95% from mid-rate)
PKR amount:101,069 PKR
Total Cost:6.28%
Currency Services:Branch
Delivery/Collect:-
Travelex Online AU: Travel Money AUD→PKR
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:93.8361 (12.99% from mid-rate)
PKR amount:93,836 PKR
Total Cost:12.99%
Time:
Rate Fetched: Fri Aug 23 2019 10:00:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 08/23/2019 - See full table

AUD to PKR interbank exchange rate = 108.2503

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/PKR exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUD and PKR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs PKR, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Pakistani Rupee (PKR)

No recent Pakistani Rupee market updates.

Why can't I just get the AUD/PKR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / PKR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates