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EUR/HKD - Convert Compare Save

Euro to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to Hong Kong Dollar exchange rate, has news, forecasts and EUR to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/HKD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to HKD International Money Transfers

  

Foreign Transfer ProvidersReceive HKD($)Exchange RateFee EURTotal CostDeal Links
OFX logo
42,911 HKD
Best Overall
8.58210 for BER users (normally $15)2.07%
HSBC logo
42,009 HKD
902 HKD
8.4145€7.54.13%
Deutsche Bank International Money Transfers
Deutsche Bank logo
41,609 HKD
1,302 HKD
8.4059€505.04%
Citibank International Money Transfers
Citibank logo
41,586 HKD
1,325 HKD
8.3372125.09%
Santander International Money Transfers
Santander logo
41,348 HKD
1,563 HKD
8.3028205.64%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
41,144 HKD
1,767 HKD
8.2848126.1%
Bank of Ireland International Money Transfers
Bank of Ireland logo
41,099 HKD
1,812 HKD
8.3028€506.21%
BNP Paribas International Money Transfers
BNP Paribas logo
40,993 HKD
1,918 HKD
8.2815€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
40,801 HKD
2,110 HKD
8.2426€506.89%
AIB Bank International Money Transfers
AIB Bank logo
40,631 HKD
2,280 HKD
8.2082€507.27%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
40,218 HKD
2,693 HKD
8.0678158.22%
 
OFX: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:8.5821 (2.07% from mid-rate)
HKD amount:42,911 HKD
Total Cost:2.07%
Time:
Rate Fetched: Fri Jul 19 2019 16:11:48 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:8.4145 (3.98% from mid-rate)
HKD amount:42,009 HKD
Total Cost:4.13%
Difference:
902 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:8.4059 (4.08% from mid-rate)
HKD amount:41,609 HKD
Total Cost:5.04%
Difference:
1,302 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:8.3372 (4.86% from mid-rate)
HKD amount:41,586 HKD
Total Cost:5.09%
Difference:
1,325 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:8.3028 (5.26% from mid-rate)
HKD amount:41,348 HKD
Total Cost:5.64%
Difference:
1,563 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:8.2770 (5.55% from mid-rate)
HKD amount:41,144 HKD
Total Cost:6.1%
Difference:
1,767 HKD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:8.3028 (5.26% from mid-rate)
HKD amount:41,099 HKD
Total Cost:6.21%
Difference:
1,812 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:8.2815 (5.5% from mid-rate)
HKD amount:40,993 HKD
Total Cost:6.45%
Difference:
1,918 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:8.2426 (5.94% from mid-rate)
HKD amount:40,801 HKD
Total Cost:6.89%
Difference:
2,110 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:8.2082 (6.34% from mid-rate)
HKD amount:40,631 HKD
Total Cost:7.27%
Difference:
2,280 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→HKD
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:8.0678 (7.94% from mid-rate)
HKD amount:40,218 HKD
Total Cost:8.22%
Difference:
2,693 HKD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD($)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
8,152.1 HKD
Best Overall
8.152106.98%
Deutsche Bank Foreign Currency
Deutsche Bank logo
8,038.39 HKD
114 HKD
8.1608€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
7,996.72 HKD
155 HKD
8.1185€158.75%
Citibank Foreign Currency
Citibank logo
7,995.44 HKD
157 HKD
8.0762€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
7,918 HKD
234 HKD
8.0033€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
7,913.39 HKD
239 HKD
8.0339€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
7,903.37 HKD
249 HKD
7.9832€109.81%
AIB Bank Foreign Currency
AIB Bank logo
7,886.64 HKD
265 HKD
7.9663€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
7,828.03 HKD
324 HKD
7.9071€1010.67%
HSBC logo
7,780.2 HKD
372 HKD
7.7802011.22%
Travelex Online: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:8.1521 (6.98% from mid-rate)
HKD amount:8,152.1 HKD
Total Cost:6.98%
Time:
Rate Fetched: Fri Jul 19 2019 16:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:8.1608 (6.88% from mid-rate)
HKD amount:8,038.39 HKD
Total Cost:8.27%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:8.1185 (7.36% from mid-rate)
HKD amount:7,996.72 HKD
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:8.0762 (7.84% from mid-rate)
HKD amount:7,995.44 HKD
Total Cost:8.76%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:7.7380 (11.7% from mid-rate)
HKD amount:7,918 HKD
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:8.0339 (8.33% from mid-rate)
HKD amount:7,913.39 HKD
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:7.9832 (8.9% from mid-rate)
HKD amount:7,903.37 HKD
Total Cost:9.81%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:7.9663 (9.1% from mid-rate)
HKD amount:7,886.64 HKD
Total Cost:10.01%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:7.9071 (9.77% from mid-rate)
HKD amount:7,828.03 HKD
Total Cost:10.67%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→HKD
EUR amount:€1,000 EUR
Fee:
Exchange Rate:7.7802 (11.22% from mid-rate)
HKD amount:7,780.2 HKD
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

EUR to HKD interbank exchange rate = 8.7677

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/HKD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EUR and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs HKD, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite a serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the EUR/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates