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EUR to SGD - Rate Guide

Euro to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 EUR = 1.5196 SGD

   Sell EUR / Buy SGD  Switch

EUR to SGD - Trading Range (90 Day)
ALERT: 90-DAY HIGHS 🔔 |
EUR/SGD at 1.5217 was trading 1% above the 90-day average 1.5064 with a range 1.4901 to 1.5223. ALERT: EUR/SGD has risen to 90-DAY HIGHS.
25-FEB 5PM-NY 10PM-LON | 26-Feb 9AM-SYD

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Quick Conversions from Euro to Singapore Dollar

EUR

SGD

1
S$ 1.5196
5
S$ 7.5980
10
S$ 15.20
20
S$ 30.39
50
S$ 75.98
100
S$ 151.96
250
S$ 379.90
500
S$ 759.80
1,000
S$ 1,520
2,000
S$ 3,039
5,000
S$ 7,598
10,000
S$ 15,196
50,000
S$ 75,980
100,000
S$ 151,960
More amounts

EUR

SGD

0.6581
S$ 1
3.2905
S$ 5
6.5810
S$ 10
13.16
S$ 20
32.91
S$ 50
65.81
S$ 100
164.53
S$ 250
329.05
S$ 500
658.10
S$ 1,000
1,316
S$ 2,000
3,291
S$ 5,000
6,581
S$ 10,000
32,905
S$ 50,000
65,810
S$ 100,000
More amounts

To calculate specific EUR/SGD amounts use our Convert EUR to SGD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to SGD International Money Transfers

  

Foreign Transfer Providers Receive SGD(S$)Exchange RateFee EURTotal CostDeal Links
OFX logo
7,543 S$
Best Overall
1.50860 for BER users (normally $15)0.8%
WorldFirst logo
7,566 S$
S$23 more
1.513200.5%
TorFX logo
7,470 S$
S$73 less
1.49401.76%
HSBC logo
7,298.54 S$
S$244 less
1.4619€7.54.02%
Deutsche Bank International Money Transfers
Deutsche Bank logo
7,228.98 S$
S$314 less
1.4604€504.93%
Citibank International Money Transfers
Citibank logo
7,225.12 S$
S$318 less
1.4485124.98%
Santander International Money Transfers
Santander logo
7,183.65 S$
S$359 less
1.4425205.53%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
7,146 S$
S$397 less
1.4390126.02%
Bank of Ireland International Money Transfers
Bank of Ireland logo
7,140.38 S$
S$403 less
1.4425€506.1%
BNP Paribas International Money Transfers
BNP Paribas logo
7,114.14 S$
S$429 less
1.4372€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
7,088.9 S$
S$454 less
1.4321€506.77%
AIB Bank International Money Transfers
AIB Bank logo
7,059.2 S$
S$484 less
1.4261€507.16%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
6,979.5 S$
S$563 less
1.4001158.21%
 
OFX logo
OFX: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.5086 (0.8% from mid-rate)
To Amount (SGD)7,543 S$
Total Cost:0.8%
Time:
Rate Fetched: 6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.5132 (0.5% from mid-rate)
To Amount (SGD)7,566 S$
Total Cost:0.5%
Difference:
S$23 SGD more than using OFX
Time:6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.4940 (1.76% from mid-rate)
To Amount (SGD)7,470 S$
Total Cost:1.76%
Difference:
S$73 SGD less than using OFX
Time:6:06 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.4619 (3.87% from mid-rate)
To Amount (SGD)7,298.54 S$
Total Cost:4.02%
Difference:
S$244 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4604 (3.97% from mid-rate)
To Amount (SGD)7,228.98 S$
Total Cost:4.93%
Difference:
S$314 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.4485 (4.75% from mid-rate)
To Amount (SGD)7,225.12 S$
Total Cost:4.98%
Difference:
S$318 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.4425 (5.15% from mid-rate)
To Amount (SGD)7,183.65 S$
Total Cost:5.53%
Difference:
S$359 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.4380 (5.44% from mid-rate)
To Amount (SGD)7,146 S$
Total Cost:6.02%
Difference:
S$397 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4425 (5.15% from mid-rate)
To Amount (SGD)7,140.38 S$
Total Cost:6.1%
Difference:
S$403 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4372 (5.5% from mid-rate)
To Amount (SGD)7,114.14 S$
Total Cost:6.44%
Difference:
S$429 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4321 (5.83% from mid-rate)
To Amount (SGD)7,088.9 S$
Total Cost:6.77%
Difference:
S$454 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4261 (6.23% from mid-rate)
To Amount (SGD)7,059.2 S$
Total Cost:7.16%
Difference:
S$484 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.4001 (7.94% from mid-rate)
To Amount (SGD)6,979.5 S$
Total Cost:8.21%
Difference:
S$563 SGD less than using OFX
Time:6:06 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers Amount SGD(S$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,414.9 S$
Best Overall
1.414906.96%
Deutsche Bank Foreign Currency
Deutsche Bank logo
1,394.96 S$
S$20 less
1.4162€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
1,387.77 S$
S$27 less
1.4089€158.75%
Citibank Foreign Currency
Citibank logo
1,387.49 S$
S$27 less
1.4015€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
1,374 S$
S$41 less
1.3889€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
1,373.29 S$
S$42 less
1.3942€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
1,371.55 S$
S$43 less
1.3854€109.81%
AIB Bank Foreign Currency
AIB Bank logo
1,368.68 S$
S$46 less
1.3825€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
1,358.48 S$
S$56 less
1.3722€1010.67%
HSBC logo
1,350.2 S$
S$65 less
1.3502011.22%
 
Travelex Online logo
Travelex Online: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.4149 (6.96% from mid-rate)
To Amount (SGD)1,414.9 S$
Total Cost:6.96%
Time:
Rate Fetched: Wed Feb 26 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.4162 (6.88% from mid-rate)
To Amount (SGD)1,394.96 S$
Total Cost:8.27%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.4089 (7.36% from mid-rate)
To Amount (SGD)1,387.77 S$
Total Cost:8.75%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.4015 (7.84% from mid-rate)
To Amount (SGD)1,387.49 S$
Total Cost:8.77%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3428 (11.7% from mid-rate)
To Amount (SGD)1,374 S$
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 
Crédit Agricole logo
Crédit Agricole: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3942 (8.32% from mid-rate)
To Amount (SGD)1,373.29 S$
Total Cost:9.7%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Bank of Ireland logo
Bank of Ireland: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3854 (8.9% from mid-rate)
To Amount (SGD)1,371.55 S$
Total Cost:9.81%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3825 (9.09% from mid-rate)
To Amount (SGD)1,368.68 S$
Total Cost:10%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3722 (9.77% from mid-rate)
To Amount (SGD)1,358.48 S$
Total Cost:10.67%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.3502 (11.22% from mid-rate)
To Amount (SGD)1,350.2 S$
Total Cost:11.22%
Time:6:06 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 02/26/2020 - View latest rates
 

Country Guides (EUR & SGD)

EurozoneEurozone (EUR)Aaland IslandsAaland Islands (EUR)AndorraAndorra (EUR)
AustriaAustria (EUR)BelgiumBelgium (EUR)CyprusCyprus (EUR)
EstoniaEstonia (EUR)FinlandFinland (EUR)FranceFrance (EUR)
French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)
GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)
IrelandIreland (EUR)ItalyItaly (EUR)LuxembourgLuxembourg (EUR)
MaltaMalta (EUR)MartiniqueMartinique (EUR)MayotteMayotte (EUR)
MonacoMonaco (EUR)MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)
PortugalPortugal (EUR)ReunionReunion (EUR)Saint BarthélemySaint Barthélemy (EUR)
Saint MartinSaint Martin (EUR)Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)San MarinoSan Marino (EUR)
SingaporeSingapore (SGD)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)

EUR and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs SGD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

The Euro spent 2019 on a downwards trajectory, starting the year with highs at US1.1550 but then slid all year until October where it bottomed out at US$1.09 on Oct 1, close to long-term lows. Since then it has climbed back up towards the average rate for the year of US1.12, perhaps due to the less uncertainty around Brexit.

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar.

Read more in the article EUR Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.


How to get Best EUR to SGD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good EUR to SGD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the EUR to SGD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*EUR/SGDDate
1 Day+0.3%1.517724 Feb 2020
7 Day+1.3%1.502818 Feb 2020
30 Day+1.9%1.493226 Jan 2020
3 Month+1.2%1.503127 Nov 2019
1 Year-0.8%1.533425 Feb 2019
5 Year+0.2%1.519326 Feb 2015
10 Year-20.4%1.912427 Feb 2010

*For period to 25-Feb 21UTC when EUR/SGD was 1.5216

When is the best time to exchange EUR to SGD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup myBER FX Alerts

We help you Save Money on Exchange Rates.

 

View all EUR Exchange Rates