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EUR to SGD - Rate Guide

Euro to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/SGD update & alerts

1 EUR = 1.5041 SGD

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EUR to SGD - Trading Range (90 Day)
14-DAY HIGH (4d)
90-DAY TREND: At 1.5045 EUR/SGD is trading 0.6% below the average 1.5131 with a range 1.4986 to 1.5371. There are no current alerts.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/SGD Exchange Rates and Providers Compared

This guide to the Euro to Singapore Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/SGD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to SGD International Money Transfers

  

Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
S$7,483
Best Overall
1.496600.5%
OFX logo
S$7,460.5
S$22 less
1.49210 for BER users (normally $15)0.8%
TorFX logo
S$7,334
S$149 less
1.466802.48%
HSBC logo
S$7,187.2
S$296 less
1.4396€7.54.43%
Deutsche Bank International Money Transfers
Deutsche Bank logo
S$7,118.6
S$364 less
1.4381€505.34%
Citibank International Money Transfers
Citibank logo
S$7,114.88
S$368 less
1.4264125.39%
Santander International Money Transfers
Santander logo
S$7,074.09
S$409 less
1.4205205.94%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
S$7,044
S$439 less
1.4184126.33%
BNP Paribas International Money Transfers
BNP Paribas logo
S$7,035.93
S$447 less
1.4214€506.44%
Bank of Ireland International Money Transfers
Bank of Ireland logo
S$7,031.48
S$452 less
1.4205€506.5%
Crédit Agricole International Money Transfers
Crédit Agricole logo
S$6,980.49
S$503 less
1.4102€507.18%
AIB Bank International Money Transfers
AIB Bank logo
S$6,951.29
S$532 less
1.4043€507.57%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
S$6,902.73
S$580 less
1.3847158.21%
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.4966 (0.5% from mid-rate)
To Amount (SGD) S$7,483
Total Cost:0.5%
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.4921 (0.8% from mid-rate)
To Amount (SGD) S$7,460.5
Total Cost:0.8%
Difference:
S$22 SGD less than using WorldFirst
Time:
Rate Fetched: 18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.4668 (2.48% from mid-rate)
To Amount (SGD) S$7,334
Total Cost:2.48%
Difference:
S$149 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.4396 (4.29% from mid-rate)
To Amount (SGD) S$7,187.2
Total Cost:4.43%
Difference:
S$296 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4381 (4.39% from mid-rate)
To Amount (SGD) S$7,118.6
Total Cost:5.34%
Difference:
S$364 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.4264 (5.17% from mid-rate)
To Amount (SGD) S$7,114.88
Total Cost:5.39%
Difference:
S$368 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.4205 (5.56% from mid-rate)
To Amount (SGD) S$7,074.09
Total Cost:5.94%
Difference:
S$409 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.4161 (5.85% from mid-rate)
To Amount (SGD) S$7,044
Total Cost:6.33%
Difference:
S$439 SGD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4214 (5.5% from mid-rate)
To Amount (SGD) S$7,035.93
Total Cost:6.44%
Difference:
S$447 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4205 (5.56% from mid-rate)
To Amount (SGD) S$7,031.48
Total Cost:6.5%
Difference:
S$452 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4102 (6.24% from mid-rate)
To Amount (SGD) S$6,980.49
Total Cost:7.18%
Difference:
S$503 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.4043 (6.64% from mid-rate)
To Amount (SGD) S$6,951.29
Total Cost:7.57%
Difference:
S$532 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→SGD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.3847 (7.94% from mid-rate)
To Amount (SGD) S$6,902.73
Total Cost:8.21%
Difference:
S$580 SGD less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Singapore dollar Travel Money

  

Travel Money ProvidersAmount SGD(S$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
S$1,409.7
Best Overall
1.409706.28%
Deutsche Bank Foreign Currency
Deutsche Bank logo
S$1,379.69
S$30 less
1.4007€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
S$1,372.5
S$37 less
1.3934€158.75%
Citibank Foreign Currency
Citibank logo
S$1,372.24
S$37 less
1.3861€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
S$1,359
S$51 less
1.3736€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
S$1,358.22
S$51 less
1.3789€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
S$1,356.5
S$53 less
1.3702€109.81%
AIB Bank Foreign Currency
AIB Bank logo
S$1,353.63
S$56 less
1.3673€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
S$1,343.53
S$66 less
1.3571€1010.68%
HSBC logo
S$1,335.3
S$74 less
1.3353011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.4097 (6.28% from mid-rate)
To Amount (SGD) S$1,409.7
Total Cost:6.28%
Time:
Rate Fetched: Sat Dec 07 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.4007 (6.87% from mid-rate)
To Amount (SGD) S$1,379.69
Total Cost:8.27%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3934 (7.36% from mid-rate)
To Amount (SGD) S$1,372.5
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3861 (7.85% from mid-rate)
To Amount (SGD) S$1,372.24
Total Cost:8.77%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3281 (11.7% from mid-rate)
To Amount (SGD) S$1,359
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.3789 (8.32% from mid-rate)
To Amount (SGD) S$1,358.22
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3702 (8.9% from mid-rate)
To Amount (SGD) S$1,356.5
Total Cost:9.81%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3673 (9.1% from mid-rate)
To Amount (SGD) S$1,353.63
Total Cost:10%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.3571 (9.77% from mid-rate)
To Amount (SGD) S$1,343.53
Total Cost:10.68%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→SGD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.3353 (11.22% from mid-rate)
To Amount (SGD) S$1,335.3
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

EUR and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs SGD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the EUR/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates