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HKD/EUR - Convert Compare Save

Hong Kong Dollar to Euro exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


This resource page for the Hong Kong Dollar to Euro exchange rate, has news, forecasts and HKD to EUR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

HKD/EUR Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for HKD/EUR International Money Transfers. Costs are calculated against the current interbank mid-rate.


HKD to EUR International Money Transfers


Foreign Transfer ProvidersReceive EUR(€)Exchange RateFee HKDTotal CostDeal Links
OFX logo
5,575 EUR0.11150 for BER users (normally $60)1.93%
DBS Bank logo
5,514.48 EUR0.1104503%
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo
5,456 EUR0.1092554.02%
HSBC logo
5,441.28 EUR0.109$804.29%
Citibank International Money Transfers
Citibank logo
5,413.7 EUR0.1083124.77%
OFX: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:0 for BER users (normally $60)
Exchange Rate:0.1115 (1.93% from mid-rate)
EUR amount:5,575 EUR
Total Cost:1.93%
Rate Fetched: Tue Jun 18 2019 00:16:58 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
: 4.8/5.0

DBS Bank logoDBS Bank

DBS Bank: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Exchange Rate:0.1104 (2.9% from mid-rate)
EUR amount:5,514.48 EUR
Total Cost:3%
61 EUR less than using OFX
Time:2:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0

Banks - Average Rate

Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Exchange Rate:0.1095 (3.69% from mid-rate)
EUR amount:5,456 EUR
Total Cost:4.02%
119 EUR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers


HSBC: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Fee:$80 HKD (Minimum fee)
Exchange Rate:0.1090 (4.13% from mid-rate)
EUR amount:5,441.28 EUR
Total Cost:4.29%
134 EUR less than using OFX
Time:2:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0

Citibank logoCitibank

Citibank: Foreign Transfer HKD→EUR
HKD amount:$50,000 HKD
Exchange Rate:0.1083 (4.75% from mid-rate)
EUR amount:5,413.7 EUR
Total Cost:4.77%
161 EUR less than using OFX
Time:2:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
: /5.0
Snapshot 06/18/2019 - See full table

HKD to EUR interbank exchange rate = 0.1137


Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.


Compare savings on HKD/EUR exchange rates

Foreign Transfers

Foreign Transfers Travel Money


HKD and EUR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the HKD vs EUR, you should pay attention to the recent market trends for both currencies.


Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite a serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.


Euro (EUR)

Against the US dollar, the euro struck a 2-year low of $1.111 on May-23, though that mostly reflected the greenback's broad-based strength.

Against the pound, the euro set a record 14-day winning streak in May, and is now near 3-month highs at £0.882; it was also strong against the Australian dollar, at A$1.617.

Read more in the article EUR Forecasts.

Why can't I just get the HKD/EUR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the HKD / EUR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.


View all HKD Exchange Rates