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HKD to NZD - Rate Guide

Hong Kong Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

HKD/NZD update & alerts

1 HKD = 0.1945 NZD

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HKD to NZD - Trading Range (90 Day)
ALERT: 90-DAY LOWS 🔔 |
90-DAY TREND: At 0.1944 HKD/NZD is trading 3% below the average 0.2004 with a range 0.1944 to 0.2042. ALERT: HKD/NZD has dropped to 90-DAY LOWS.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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HKD/NZD Exchange Rates and Providers Compared

This guide to the Hong Kong Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and HKD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our HKD/NZD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for HKD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD(NZ$)Exchange RateFee HKDTotal CostDeal Links
WorldFirst logo
NZ$9,6750.193500.51%
OFX logo
NZ$9,4700.18940 for BER users (normally $15)2.62%
DBS Bank logo
NZ$9,370.620.1876503.64%
Banks - Average Rate
DBS Bank logo Citibank logo HSBC logo
NZ$9,2710.1856554.67%
HSBC logo
NZ$9,245.180.1852HK$804.93%
Citibank International Money Transfers
Citibank logo
NZ$9,197.790.184125.42%
 

WorldFirst logo

WorldFirst: Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:
Exchange Rate:0.1935 (0.51% from mid-rate)
To Amount (NZD) NZ$9,675
Total Cost:0.51%
Time:1:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:0 for BER users (normally $15)
Exchange Rate:0.1894 (2.62% from mid-rate)
To Amount (NZD) NZ$9,470
Total Cost:2.62%
Difference:
NZ$205 NZD less than using WorldFirst
Time:
Rate Fetched: Sat Dec 07 2019 00:16:19 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

DBS Bank logo

DBS Bank: Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:50
Exchange Rate:0.1876 (3.55% from mid-rate)
To Amount (NZD) NZ$9,370.62
Total Cost:3.64%
Difference:
NZ$304 NZD less than using WorldFirst
Time:1:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:55
Exchange Rate:0.1861 (4.32% from mid-rate)
To Amount (NZD) NZ$9,271
Total Cost:4.67%
Difference:
NZ$404 NZD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

HSBC logo

HSBC: Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:HK$80 HKD (Minimum fee)
Exchange Rate:0.1852 (4.78% from mid-rate)
To Amount (NZD) NZ$9,245.18
Total Cost:4.93%
Difference:
NZ$430 NZD less than using WorldFirst
Time:1:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer HKD→NZD
From Amount (HKD)HK$50,000
Fee:12
Exchange Rate:0.1840 (5.4% from mid-rate)
To Amount (NZD) NZ$9,197.79
Total Cost:5.42%
Difference:
NZ$477 NZD less than using WorldFirst
Time:1:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

HKD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the HKD vs NZD, you should pay attention to the recent market trends for both currencies.

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite the recent protests and also serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the HKD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the HKD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all HKD Exchange Rates