Loading...

Home pages - full list (A-Z)

USD to AED - Rate Guide

United States Dollar to United Arab Emirates Dirham exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/AED update & alerts

1 USD = 3.6732 AED

USD/AED was steady at the 90 day average 3.6731. There are currently no alerts. Updated: 14:07-AEDT 04:07-BST 23:07-EDT
 

More Charts

USD/AED Exchange Rates and Providers Compared

This guide to the United States Dollar to United Arab Emirates Dirham exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to AED comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/AED Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/AED International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to AED International Money Transfers

  

Foreign Transfer ProvidersReceive AED(د.إ)Exchange RateFee USDTotal CostDeal Links
XE logo
د.إ36,271
Best Overall
3.627101.25%
OFX logo
د.إ36,100
د.إ171 less
3.610^1.72%
Wells Fargo Bank logo
د.إ35,314
د.إ957 less
3.5378183.86%
HSBC logo
د.إ35,289
د.إ982 less
3.5342U$153.92%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
د.إ35,074
د.إ1,197 less
3.5279154.51%
Bank of America International Money Transfers
Bank of America logo
د.إ34,846
د.إ1,425 less
3.5198U$1005.13%
U.S. Bank International Money Transfers
U.S. Bank logo
د.إ34,846
د.إ1,425 less
3.5198U$1005.13%
 

XE logo

XE: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:
Exchange Rate:3.6271 (1.25% from mid-rate)
To Amount (AED) د.إ36,271
Total Cost:1.25%
Time:18:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:3.6100 (1.72% from mid-rate)
To Amount (AED) د.إ36,100
Total Cost:1.72%
Difference:
د.إ171 AED less than using XE
Time:
Rate Fetched: Fri Oct 18 2019 17:02:54 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:18
Exchange Rate:3.5378 (3.68% from mid-rate)
To Amount (AED) د.إ35,314
Total Cost:3.86%
Difference:
د.إ957 AED less than using XE
Time:18:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:3.5342 (3.78% from mid-rate)
To Amount (AED) د.إ35,289
Total Cost:3.92%
Difference:
د.إ982 AED less than using XE
Time:18:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:15
Exchange Rate:3.5125 (4.37% from mid-rate)
To Amount (AED) د.إ35,074
Total Cost:4.51%
Difference:
د.إ1,197 AED less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:3.5198 (4.17% from mid-rate)
To Amount (AED) د.إ34,846
Total Cost:5.13%
Difference:
د.إ1,425 AED less than using XE
Time:18:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→AED
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:3.5198 (4.17% from mid-rate)
To Amount (AED) د.إ34,846
Total Cost:5.13%
Difference:
د.إ1,425 AED less than using XE
Time:18:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 10/18/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AED(د.إ)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
د.إ3,438.1
Compare
3.438106.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
د.إ3,404
د.إ34 less
3.4381U$107.33%
Wells Fargo Bank logo
د.إ3,369.34
د.إ69 less
3.4381U$208.27%
Travelex Online US logo
د.إ3,266.2
د.إ172 less
3.26620^11.08%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→AED
From Amount (USD)U$1,000
Fee:0
Exchange Rate:3.4381 (6.4% from mid-rate)
To Amount (AED) د.إ3,438.1
Total Cost:6.4%
Time:18:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→AED
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:3.2139 (12.5% from mid-rate)
To Amount (AED) د.إ3,404
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→AED
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:3.4381 (6.4% from mid-rate)
To Amount (AED) د.إ3,369.34
Total Cost:8.27%
Time:18:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→AED
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:3.2662 (11.08% from mid-rate)
To Amount (AED) د.إ3,266.2
Total Cost:11.08%
Time:
Rate Fetched: Fri Oct 18 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 10/18/2019 - See full table

USD / AED converter & margin calculator

U$USD
د.إAED
mid-rates

Compare how much you can save on USD/AED exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

United Arab Emirates Dirham

1 USD 3.6732 AED
5 USD 18.37 AED
10 USD 36.73 AED
20 USD 73.46 AED
50 USD 183.66 AED
100 USD 367.32 AED
250 USD 918.30 AED
500 USD 1,836.60 AED
1,000 USD 3,673.20 AED
2,000 USD 7,346.40 AED
5,000 USD 18,366.00 AED
10,000 USD 36,732.00 AED
50,000 USD 183,660.00 AED
100,000 USD 367,320.00 AED
See more

United States Dollar

United Arab Emirates Dirham

0.2722 USD 1 AED
1.3610 USD 5 AED
2.7220 USD 10 AED
5.4440 USD 20 AED
13.61 USD 50 AED
27.22 USD 100 AED
68.05 USD 250 AED
136.10 USD 500 AED
272.20 USD 1,000 AED
544.40 USD 2,000 AED
1,361.00 USD 5,000 AED
2,722.00 USD 10,000 AED
13,610.00 USD 50,000 AED
27,220.00 USD 100,000 AED
See more
Country Guides (USD & AED)
United StatesUnited States (USD)UAEUAE (AED)East TimorEast Timor (USD)
EcuadorEcuador (USD)El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)
US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)Turks And Caicos IslandsTurks And Caicos Islands (USD)
ZimbabweZimbabwe (USD)

USD/AED - Historical Trends

This table shows historic rates and trends of United States Dollar to United Arab Emirates Dirham over periods upto 10 years.

PeriodChange*USD/AEDDate
7 Day0%3.673011 Oct 2019
30 Day0%3.673218 Sep 2019
3 Month0%3.673220 Jul 2019
1 Year0%3.672918 Oct 2018
5 Year0%3.673419 Oct 2014
10 Year0%3.672820 Oct 2009

*For period to 18-Oct 21UTC when USD/AED was 3.6732

You can use our USD interactive charts to check USDAED historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USD and AED in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs AED, you should pay attention to the recent market trends for both currencies.

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

United Arab Emirates Dirham (AED)

All the Gulf Cooperation Council (GCC) countries, excluding Kuwait, have their currencies pegged to the US dollar. The UAE dirham has been fixed at a rate of around 3.6725 to $1 since 1997.

Why can't I just get the USD/AED market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / AED was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates