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USD/AED - Convert Compare Save

United States Dollar to United Arab Emirates Dirham exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the United States Dollar to United Arab Emirates Dirham exchange rate, has news, forecasts and USD to AED comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

USD/AED Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/AED International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to AED International Money Transfers

  

Foreign Transfer ProvidersReceive AED(د.إ)Exchange RateFee USDTotal CostDeal Links
OFX logo
36,303 AED
Best Overall
3.63030^1.17%
Wells Fargo Bank logo
35,548 AED
755 AED
3.5612183.22%
HSBC logo
35,523 AED
780 AED
3.5576$153.29%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
35,306 AED
997 AED
3.5512153.88%
Bank of America International Money Transfers
Bank of America logo
35,077 AED
1,226 AED
3.5431$1004.51%
U.S. Bank International Money Transfers
U.S. Bank logo
35,077 AED
1,226 AED
3.5431$1004.51%
 
OFX: Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:3.6303 (1.17% from mid-rate)
AED amount:36,303 AED
Total Cost:1.17%
Time:
Rate Fetched: Mon Jun 17 2019 06:02:52 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:18
Exchange Rate:3.5612 (3.05% from mid-rate)
AED amount:35,548 AED
Total Cost:3.22%
Difference:
755 AED less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:3.5576 (3.15% from mid-rate)
AED amount:35,523 AED
Total Cost:3.29%
Difference:
780 AED less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:15
Exchange Rate:3.5358 (3.74% from mid-rate)
AED amount:35,306 AED
Total Cost:3.88%
Difference:
997 AED less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logoBank of America

Bank of America: Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:3.5431 (3.54% from mid-rate)
AED amount:35,077 AED
Total Cost:4.51%
Difference:
1,226 AED less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logoU.S. Bank

U.S. Bank: Foreign Transfer USD→AED
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:3.5431 (3.54% from mid-rate)
AED amount:35,077 AED
Total Cost:4.51%
Difference:
1,226 AED less than using OFX
Time:6:09 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount AED(د.إ)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
3,438.3 AED
Compare
3.438306.39%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
3,404 AED
34 AED
3.4383$107.33%
Wells Fargo Bank logo
3,369.53 AED
69 AED
3.4383$208.27%
Travelex Online US logo
3,266.2 AED
172 AED
3.26620^11.08%
 

U.S. Bank logoU.S. Bank

U.S. Bank: Travel Money USD→AED
USD amount:$1,000 USD
Fee:0
Exchange Rate:3.4383 (6.39% from mid-rate)
AED amount:3,438.3 AED
Total Cost:6.39%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→AED
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:3.2141 (12.5% from mid-rate)
AED amount:3,404 AED
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Travel Money USD→AED
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:3.4383 (6.39% from mid-rate)
AED amount:3,369.53 AED
Total Cost:8.27%
Time:6:10 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→AED
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:3.2662 (11.08% from mid-rate)
AED amount:3,266.2 AED
Total Cost:11.08%
Time:
Rate Fetched: Mon Jun 17 2019 06:00:05 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

USD to AED interbank exchange rate = 3.6733

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on USD/AED exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

USD and AED in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs AED, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

United Arab Emirates Dirham (AED)

All the Gulf Cooperation Council (GCC) countries, excluding Kuwait, have their currencies pegged to the US dollar. The UAE dirham has been fixed at a rate of around 3.6725 to $1 since 1997.

Why can't I just get the USD/AED market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / AED was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates