DBS Bank HKD to CNY Exchange Rates - Compare & Save

Currency route	Mid market rate	DBS Bank Send Money Rate	Cost%
HKD - AUD	0.2016	0.2000	-0.79%
HKD - CAD	0.1783	0.1771	-0.67%
HKD - CHF	0.1054	0.1049	-0.47%
HKD - CNH	N/A	0.9346	-
HKD - CNY	0.9398	0.9334	-0.68%
HKD - DKK	0.8457	0.8359	-1.2%
HKD - EUR	0.1133	0.1125	-0.71%
HKD - GBP	0.097100	0.096540	-0.58%
HKD - JPY	18.34	18.20	-0.76%
HKD - NOK	1.3489	1.3251	-1.8%
HKD - NZD	0.2156	0.2138	-0.83%
HKD - PHP	7.3027	7.0283	-3.8%
HKD - SEK	1.2392	1.2178	-1.7%
HKD - SGD	0.1688	0.1678	-0.59%
HKD - THB	4.2953	4.1898	-2.5%
HKD - USD	0.1288	0.1284	-0.31%

DBS Money Transfer

DBS Bank is a Singapore-based multinational bank and is particularly popular in Singapore and the wider Southeast Asia region. The bank has a strong presence in countries such as Indonesia, Hong Kong, Taiwan, and China, where it offers a range of banking and financial services to individuals and businesses. DBS Bank has also expanded its presence in India and other parts of South Asia in recent years.

In addition to its core markets in Asia, DBS Bank has a growing presence in other regions, including the Middle East, Europe, and the Americas. The bank has established itself as a leading player in the digital banking space, with a focus on delivering innovative and user-friendly banking services to customers across multiple geographies.

DBS Bank offers international money transfer services that allow customers to send and receive funds from abroad. Customers can initiate a money transfer online or in person at a branch. DBS Bank provides fast and secure international money transfer services with competitive exchange rates and low transfer fees. The bank offers two main types of international money transfer services:

DBS Remit: DBS Remit is an online money transfer service that allows customers to send money from their DBS or POSB account to another bank account overseas. The service is available in 26 currencies and allows for same-day or next-day transfers. DBS Remit also offers preferential exchange rates for selected currencies.
Telegraphic transfers (TT): TT is a traditional method of sending money overseas that involves transferring funds from one bank to another via a secure telegraphic transfer. TT is available in a range of currencies and allows for both incoming and outgoing transfers.

DBS does not publish their exchange rates publicly which is frustrating. Our BER International Money Transfer partners tend to offer guaranteed transparency on all conversions.

Our research shows that on average, DBS profit margin for foreign exchange rates is somewhere between 3 - 7%, depending on the amount you're sending, where you're sending it to and which currency will be received.

When you get a quote for your Global Money Transfer from DBS on their website or in-app, you can also see the DBS exchange rate, but it can be difficult to then calculate how much you are being charged.

While all banks charge this mark-up, the extra amount being charged is much higher than it would be with a global money transfer specialist.

HKD to CNY Market Data

Hong Kong dollar (HKD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell HKD → Buy CNY

1 HKD = CNY

HKD to CNY at 0.9403 is just 0.6% above its 3-month average of 0.9346, having traded in a very stable 2.9% range from 0.9202 to 0.9470

13-APR 8PM-NY 14-APR 1AM-LON 8AM-HK 10AM-SYD

Tracker

Manage Tracker

1 CNY = 1.0641 HKD

Date	HKD/CNY	Period
29 Mar 2025	0.9332	2 Week
12 Jan 2025	0.9417	3 Month
12 Apr 2024	0.9234	1 Year
13 Apr 2020	0.9097	5 Year
15 Apr 2015	0.7982	10 Year
17 Apr 2005	1.0541	20 Year

HKD/CNY historic rates

What are equivalent amounts of HKD and CNY?

Here are some popular conversion amounts for HKD to CNY (Hong Kong dollar to Chinese yuan)*.

HKD	CNY
HK$ 1	¥ 0.9398
HK$ 5	¥ 4.6990
HK$ 10	¥ 9.3980
HK$ 20	¥ 18.80
HK$ 50	¥ 46.99
HK$ 100	¥ 93.98
HK$ 250	¥ 234.95
HK$ 500	¥ 469.90
HK$ 1,000	¥ 939.80
HK$ 2,000	¥ 1,880
HK$ 5,000	¥ 4,699
HK$ 10,000	¥ 9,398
HK$ 20,000	¥ 18,796
HK$ 50,000	¥ 46,990
HK$ 100,000	¥ 93,980

HKD	CNY
HK$ 1.0641	¥ 1
HK$ 5.3205	¥ 5
HK$ 10.64	¥ 10
HK$ 21.28	¥ 20
HK$ 53.21	¥ 50
HK$ 106.41	¥ 100
HK$ 266.03	¥ 250
HK$ 532.05	¥ 500
HK$ 1,064	¥ 1,000
HK$ 2,128	¥ 2,000
HK$ 5,321	¥ 5,000
HK$ 10,641	¥ 10,000
HK$ 21,282	¥ 20,000
HK$ 53,205	¥ 50,000
HK$ 106,410	¥ 100,000

More amounts

*Converted at the current HKDCNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for HKD to CNY

12 AprThe exchange rate forecast for the Hong Kong dollar (HKD) to Chinese yuan (CNY) reflects a nuanced outlook given current economic conditions. In October, the Hong Kong dollar remained robust against a backdrop of US rate uncertainty and a slight easing in inflation. Analysts note that recent government measures aimed at enhancing Hong Kong’s status as a financial hub could provide some immediate support. However, the anticipated economic recovery remains sluggish, primarily influenced by an incomplete labor market recovery and ongoing declines in home prices.

Read our full review of recent HKD to CNY forecasts.

How to get a good HKD to CNY exchange rate

There are several ways to save on exchange rates when converting Hong Kong dollar to Chinese yuan:

Shop around for the best HKD/CNY exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the HKD/CNY rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both HKD and CNY at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying Chinese yuan with Hong Kong dollar, then it's better for the HKD/CNY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to China — a practical currency and money guide to travel in China plus living and doing business with the Chinese yuan.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

Compare Rates

Will the Hong Kong dollar rise against the Chinese yuan?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add HKD/CNY to your personalised Rate Tracker to track and benefit from currency movements.

Manage Tracker

Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

China (CNY)

Hong Kong (HKD)

How is the Expat life in China?

The expat life in China can vary greatly depending on a number of factors, including one's location, job, and personal circumstances.

In major cities like Beijing, Shanghai, and Guangzhou, the expat community is well-established and there are many resources available for newcomers, such as expat-oriented social groups and clubs. Living in these cities can offer a good balance of modern conveniences and cultural experiences.

However, life in smaller cities or more rural areas can be more challenging, as the expat community may be smaller and there may be fewer resources available.

Working in China as an expat can be both rewarding and challenging. Some companies will provide good support to expats and may even offer language classes and relocation assistance, while others may not.

Read more at our China (CNY) country guide

Related exchange rates

Articles that mention the Chinese yuan (CNY):

News2025-04-14

US Dollar Hits Three-Year Low On Jerome Powell Dismissal Threat

The US dollar has fallen to a three-year low, influenced by Trump policy back flips plus concerns over the Federal Reserve's independence. Analysts suggest a long-overdue correction due to overvaluation and trade tensions.

News2025-04-11

Swiss Franc Surges Amid U.S. Tariff Escalation

The Swiss franc has experienced a significant surge, reaching a decade-high against the U.S. dollar, following President Donald Trump's announcement of increased tariffs on Chinese imports. This development has intensified market volatility and heightened demand for safe-haven assets.

News2025-04-10

Yuan's Volatility Surges Amid U.S. Tariff Escalation

The Chinese yuan has weakened following the United States' decision to impose a 125% tariff on Chinese imports, prompting the People's Bank of China to intervene to stabilize the currency.

Further reading on the Chinese yuan (CNY) - Guides, Reviews & News from our research team.

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more

^ Scroll back up to ^

DBS Bank HKD to CNY Exchange Rates Compared Live

What is the DBS Bank Send Money conversion rate for HKD to CNY?

How do DBS Bank HKD-CNY rates compare between providers?

What are the DBS Bank rates for other currencies?