Compare Best HKD to USD transfer rates

Compare Exchange Rates & Fees - Save Time & Money

Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.

HKD to USD Market Data

Hong Kong dollar (HKD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell HKD → Buy USD

1 HKD = 0.1274 USD

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90d-lows

HKD to USD is at 90-day lows near 0.1274, near its 3-month average, having traded in a stable 0.9% range from 0.1274 to 0.1286

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Tracker

1 USD = 7.8500 HKD

Is the HKD to USD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Hong Kong dollar against the US dollar is to review how the HKD/USD rate has changed over time.

The table below shows the percentage change in the HKD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

Date	HKD/USD	Period
19 Jul 2025	0.1274	2 Week
04 May 2025	0.1290	3 Month
02 Aug 2024	0.1281	1 Year
03 Aug 2020	0.1290	5 Year
05 Aug 2015	0.1290	10 Year
07 Aug 2005	0.1287	20 Year

HKD/USD historic rates

Analysts note a bearish outlook for HKD vs. USD as the pair hovers around 7.8502, near the peg's ceiling. With ongoing jobless claims in the US and HKD pressure from outflows, experts expect stability around 7.85 unless economic conditions in HK or Fed policy shift significantly

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HKD to USD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Hong Kong dollar are worth in US dollar across a range of amounts.

This gives a quick view of what you’d get when converting different HKD amounts at today’s rate * :

HKD	USD
HK$ 1	$ 0.1274
HK$ 5	$ 0.6370
HK$ 10	$ 1.2740
HK$ 20	$ 2.5480
HK$ 50	$ 6.3700
HK$ 100	$ 12.74
HK$ 250	$ 31.85
HK$ 500	$ 63.70
HK$ 1,000	$ 127.40
HK$ 2,000	$ 254.80
HK$ 5,000	$ 637.00
HK$ 10,000	$ 1,274
HK$ 20,000	$ 2,548
HK$ 50,000	$ 6,370
HK$ 100,000	$ 12,740

HKD	USD
HK$ 7.8500	$ 1
HK$ 39.25	$ 5
HK$ 78.50	$ 10
HK$ 157.00	$ 20
HK$ 392.50	$ 50
HK$ 785.00	$ 100
HK$ 1,963	$ 250
HK$ 3,925	$ 500
HK$ 7,850	$ 1,000
HK$ 15,700	$ 2,000
HK$ 39,250	$ 5,000
HK$ 78,500	$ 10,000
HK$ 157,000	$ 20,000
HK$ 392,500	$ 50,000
HK$ 785,000	$ 100,000

More amounts

*Converted at the current HKD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

What is the best Send Money conversion rate for HKD to USD?

The best HKD to USD exchange rate is our partner deal rate of 0.1268 from OFX . This is -0.47% compared to the mid-market rate 0.1274.

The standard OFX HKD-USD rate is 0.124673, -2.1% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Hong Kong dollar (HKD) to US dollar (USD) rates from different sources before making a conversion.

The above Hong Kong dollar to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest HKD-USD mid-rate and the possible savings of using various providers.

How do HKD-USD rates compare between providers?

Looking at the full HKD to USD - Send Money comparison table the provider with the best HKD to USD exchange rate is OFX at 0.1268, -0.47% from the latest mid-market rate 0.1274.

The next best is XE at 0.1266, -0.63% from the mid-rate.

Then CurrencyFair at 0.1264, which is -0.78% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

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