HSBC US transfer limits and eligibility
| Service | Current HSBC US terms |
|---|---|
| Global Money Transfer fee | No HSBC transfer fee |
| Global Money Transfer daily limit | $250,000 equivalent |
| Linked-account Global Transfer limit | $200,000 equivalent per day |
| Premier monthly maintenance | $0 when eligible; otherwise $50 |
Premier eligibility can be met through a qualifying $100,000 relationship balance, $5,000 monthly direct deposits, an eligible HSBC US mortgage or Private Bank status.
HSBC US timing and cards abroad
Eligible transfers of up to $50,000 to selected HSBC accounts can be immediate. Other supported routes commonly take two to three days, while out-of-network payments can take up to seven days.
HSBC Premier World Debit Mastercard holders are not charged an HSBC foreign transaction fee. HSBC does not charge its credit- or debit-card customers an HSBC overseas ATM withdrawal fee, although ATM operators and networks may charge.
These details are specific to HSBC Bank USA. Other HSBC country entities use different products and pricing.
What is the
HSBC Send Money conversion rate for USD to LKR?
The HSBC USD to LKR exchange rate is 288.53. This is -14.1% compared to the latest USD-LKR mid-market rate 335.87.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Sri Lankan rupee (LKR) rates from different sources before making a conversion.
The above HSBC - Dollar to Sri Lankan rupee comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by HSBC and other foreign exchange providers against the latest USD-LKR mid-rate and the possible savings of using various providers.
How do HSBC USD-LKR rates compare between providers?
Looking at the full USD to LKR - Send Money comparison table the provider with the best USD to LKR exchange rate is XE at 333.86, -0.6% from the latest mid-market rate 335.87.
The next best is Wise at 331.73, -1.2% from the mid-rate.
Then Western Union at 329.16, which is -2% from the mid-rate.
Among the banks the Chase Bank rate is 275.09 at -18.1% the Wells Fargo Bank rate is 273.08 at -18.7% and the Citibank rate is 288.53 at -14.1% compared to the mid-rate 335.87.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like HSBC often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.