MoneyGram fees and exchange rates
- Fees vary by destination, amount, payment method and payout option.
- The exchange rate affects the recipient amount, and MoneyGram makes money from conversion.
- Credit-card funding generally costs more and may trigger issuer cash-advance charges.
- Cash pickup and bank deposit can have different fee-and-rate combinations.
Use the live estimator for the exact route instead of applying a universal markup.
MoneyGram timing and safety
Eligible cash pickup can sometimes be ready in minutes. MoneyGram says bank deposit commonly takes around three business days, although route and bank processing vary.
Protect the reference number and send only to someone you know. Verification, agent hours and compliance checks can delay delivery, and a completed cash transfer may not be recoverable.