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    Chad - Central African franc - Currency Guide


    Foreign exchange guide to Chad and the Central African franc (XAF)


    USD/XAF Trend (90-day)

    USD to XAF at 565.3 has risen 1.0% above its 90-day average, range 551.8-568.8.

    The below interactive chart displays the USD/XAF trend and UP DOWN HIGH LOW alerts

    USD to XAF Currency Trend Chart

    General Currency Info - Central African franc

    The Central African CFA franc (XAF) is the currency of six independent states in Central Africa - Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea and Gabon. The currency was introduced to the previously French colonies in Equatorial Africa in 1945, replacing the French Equatorial African franc. The currency continued in use when these colonies gained their independence. Equatorial Guinea, the only former Spanish colony in the zone, adopted the CFA franc in 1984.

    In several west African states the West African CFA franc (currency code XOF) is in circulation, such as Benin - West African CFA franc. The West African CFA franc is of equal value to the Central African CFA franc.

    Both XAF and XOF currencies are referred to as the CFA franc.


    XAF Forecasts and Trends

    The Central African CFA franc has a fixed rate of exchange with the euro (and previously the French franc) set at 1 euro = 655.957 CFA francs.

    The CFA franc is characterised as a credible and stable currency, a significant virtue given the experience of most currency-issuing African nations.

    US dollar to Central African franc - Historical Rates

    USD/XAF wasChangePeriod
    13 Oct 2021
    0.1% 2 Weeks
    29 Jul 2021
    2.5% 90 Days
    27 Oct 2020
    1.5% 1 Year
    28 Oct 2016
    5.7% 5 Years
    30 Oct 2011
    19.7% 10 Years
    01 Nov 2001
    21.6% 20 Years
    USD/XAF change over periods to 27-Oct-2021

    $10,000 USD
    FCFA5,650,583 XAF

    Converted at USD/XAF interbank rate, compare Send Money and Currency Exchange exchange rates.

    USD to XAF - Quick Amounts

    Sell USD   →   Buy XAF
    $ 1 FCFA 565.06
    $ 5 FCFA 2,825
    $ 10 FCFA 5,651
    $ 20 FCFA 11,301
    $ 50 FCFA 28,253
    $ 100 FCFA 56,506
    $ 250 FCFA 141,265
    $ 500 FCFA 282,530
    $ 1,000 FCFA 565,060
    $ 2,000 FCFA 1,130,120
    $ 5,000 FCFA 2,825,300
    $ 10,000 FCFA 5,650,600
    $ 20,000 FCFA 11,301,200
    $ 50,000 FCFA 28,253,000
    $ 100,000 FCFA 56,506,000
    $ 0.0018 FCFA 1
    $ 0.0089 FCFA 5
    $ 0.0177 FCFA 10
    $ 0.0354 FCFA 20
    $ 0.0885 FCFA 50
    $ 0.1770 FCFA 100
    $ 0.4425 FCFA 250
    $ 0.8850 FCFA 500
    $ 1.7700 FCFA 1,000
    $ 3.5400 FCFA 2,000
    $ 8.8500 FCFA 5,000
    $ 17.70 FCFA 10,000
    $ 35.40 FCFA 20,000
    $ 88.50 FCFA 50,000
    $ 177.00 FCFA 100,000

    More amounts


    Frequently Asked Questions


    What currency should I use in Chad?

    The domestic currency in Chad is the Central African franc.

    What is the Central African franc currency code and symbol?

    The three letter currency code for the Central African franc is XAF — symbol is FCFA.

    Which countries use the Central African franc?

    It is the domestic currency in    Cameroon,   Central African Republic,   Chad,   Congo,   Equatorial Guinea and Gabon.

    Is the Central African franc a closed currency?

    No, the Central African franc is freely available and convertible. See guide: What is a closed currency?


    Travel, Currency and Money saving tips for Chad

    Chad, officially the Republic of Chad, is a landlocked country in north-central Africa. It is bordered by Libya to the north, Sudan to the east, the Central African Republic to the south, Cameroon and Nigeria to the southwest, and Niger to the west. Chad has always been some place where travellers wave goodbye to their comfort zone and say hello to adventure. Even when it is safe to visit, which sadly it is currently not, the art of travel here is demanding in every sense of the word. This, though, is part of the country's allure, an opportunity to break emphatically away from all that you know, and come to a place that promises experiences, good and bad, that happen nowhere else. But if Chad is such a demanding place to travel, why ever bother? Picture sublime oases hiding in the northern deserts, stampeding herds of wildlife running through national parks and deep blues awaiting boats on Lake Chad – put simply, when Chad is accessible it's a country and an experience that can never be forgotten.

    Chad is known for its surreal and other wordly landscapes.

    What currency to use in Chad?

    As in Cameroon, the Republic of the Congo, the Central African Republic, Gabon, and Equatorial Guinea, the official currency in Chad is the Central African CFA franc, not to be confused with the West African CFA franc. Credit cards are rarely accepted. You can change money at the airport or the larger banks in N’Djamena.

    How to travel in Chad?

    With the exception of those from a few neighboring African countries, Chad requires a visa and valid passport of all visitors, who must then register with the national police within 72 hours of their arrival. Visas should be arranged for in advance.

    Except for the main roads in N’Djamena, almost all roads in Chad are unpaved and poorly maintained, but driving is the only method of transportation available outside the capital. Roadside bandits target drivers, particularly those in foreign cars, and there are few gas stations or repair shops. Most of N’Djamena is accessible by foot or car, although a few taxis hang around the wealthier parts of town.

    Travel tips for Chad.

    Chad and Sudan have long been uneasy neighbours, and things took a turn for the worse in 2003 when unrest in Sudan's Darfur region began to spill across the border, along with hundreds of thousands of Sudanese refugees. Chad and Sudan then began accusing each other of backing and harbouring rebels, and the dispute led to the severing of relations in 2006. In the years immediately following this cutting of ties, the Sudanese government was accused of supporting Chadian rebels, who at one point came within a bullet's breeze of seizing N'djaména. Chad was in turn accused of supporting rebels in Sudan. In 2010, however, the two countries agreed to normalise relations and withdraw support for rebel groups operating in each other's territories.

    The dry season (September to June) is the best for travel between cities, though it’s unlikely that tourists will be doing much of that in the near future. Rebel activity also increases during that time, so the period between June and August may be the safest one for visiting, if somewhat more inconvenient.

    Especially during the wet season, malaria can be a major problem in Chad. Take antimalarial medications with you, along with insect repellent and mosquito netting, as many hotels do not have the latter.

    With the exception of those from a few neighboring African countries, Chad requires a visa and valid passport of all visitors, who must then register with the national police within 72 hours of their arrival. Visas should be arranged for in advance.


    Travel money for Chad

    Save money and time by Ordering your Central African franc online from Travelex, you get better rates and can pick up the XAF cash locally or even on travel day at the airport.

    Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

    For card purchases if offered a choice of currencies always select to Pay in Central African franc otherwise you may get much worst exchange rates.


    Send Money to Chad - Best Rates

    To get a good (and fair) exchange rate when sending money to Chad you need to find and compare exchange rates for International Money Transfers (IMTs).

    The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.

    You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.

    Get a better deal for foreign transfers to Chad

    When sending money to Chad it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

    1. Open an account with a BER reviewed FX provider (id docs may be required)
    2. You specify the local or Central African franc amount you want to transfer
    3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
    4. Once your funds are received by the provider the converted XAF amount will be transfered to the recipient account you specify in Chad.

    Use the above Send to Central African franc calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Central African franc deposited into the recipient bank account and less margins and fees kept by the banks!

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