Analysis of recent dollar → rand forecasts for 2025. We collate forecasts from respected FX analysts together with the latest US dollar to South African rand performance and trends.
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The best USD to ZAR exchange rate is our partner deal rate of 17.62 from OFX . This is -0.51% compared to the mid-market rate 17.71.
The standard OFX USD-ZAR rate is 17.3323, -2.1% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to South African rand (ZAR) rates from different sources before making a conversion.
Looking at our comparison table the best USD to ZAR exchange rate is 17.62 from OFX, -0.51% from the mid-market rate 17.71. The next best rate is 17.61 from XE, -0.56% from the mid-rate. Then Wise with 17.6 is -0.62% from the mid-rate.
The Western Union rate is 17.53 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 16.36 at -7.6%, the Wells Fargo Bank rate is 16.25 at -8.2%, and the Citibank rate is 17.07 at -3.6% compared to the mid-rate 17.71.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
The Dollar to Rand comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-ZAR mid-rate (see Market Data below ) and the possible savings of using various providers.
US dollar (USD) to South African rand (ZAR) market data - latest interbank exchange rate, trend, chart & historic rates.
Here are some popular conversion amounts for USD to ZAR (US dollar to South African rand)*.
*Converted at the current USDZAR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
There are several ways to save on exchange rates when converting US dollar to South African rand:
Generally speaking, if you are buying South African rand with US dollar, then it's better for the USD/ZAR exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to South Africa 
— a practical currency and money guide to travel in South Africa plus living and doing business with the South African rand.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US dollar vs South African rand current value is to look the USD/ZAR historic rate and change over a range of periods.
The following table looks at the change in the USD to ZAR exchange rate over periods from the previous week back to the last 10 years.
| Date | USD/ZAR | Change | Period |
|---|---|---|---|
12 Jun 2025 | 17.78 | 0.6% ▼ | 2 Week |
28 Mar 2025 | 18.29 | 3.3% ▼ | 3 Month |
26 Jun 2024 | 18.18 | 2.8% ▼ | 1 Year |
27 Jun 2020 | 17.26 | 2.4% ▲ | 5 Year |
29 Jun 2015 | 12.23 | 44.6% ▲ | 10 Year |
01 Jul 2005 | 6.7524 | 161.8% ▲ | 20 Year |
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/ZAR to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
 United States (USD) | South Africa (ZAR) |
South Africa has a high crime rate, and certain areas or neighborhoods can be dangerous for foreigners. However, many areas are safe and tourist-friendly. It is important to exercise caution and be aware of your surroundings, avoid carrying valuables and stay in well-populated areas. Americans travelling to South Africa are recommended to check the U.S. Department of State website for travel advisories and to register with the Smart Traveler Enrollment Program.
The cost of living in South Africa is relatively low compared to other countries in the world. However, it is important to note that the cost of living can vary greatly depending on the specific location within the country.
The expat life in South Africa can be very exciting. There are many different things to do and see, and the people are friendly and welcoming. There are also some great opportunities for work and for business.
There are a few things that foreigners should be aware of when travelling to South Africa. These include:
-It is illegal to drink alcohol in public places
-It is illegal to walk around without a shirt on in public places
-It is illegal to take photos of certain buildings, such as Parliament
-It is illegal to drive without a valid driver's license
Doing business in South Africa is quite difficult due to the high crime rate, as well as the vastness of the country. Corruption is also a big problem, which makes doing business quite difficult.
The economy in South Africa is difficult to define because it is so diverse. There are developed industrial sectors, as well as large informal economies. Overall, the economy has been struggling in recent years due to high levels of unemployment, corruption, and inequality.
Read more at our South Africa (ZAR) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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