BER Benchmark: Sony Bank JPY FX Rates & Margins
BER Benchmark monitors Sony Bank exchange rates across the JPY currency corridors tracked by BER. The current average margin versus the mid-market rate is 0.70%.
This average is based on the JPY 10,000 transfer rates currently monitored by BER across the available Sony Bank currency corridors.
Sony Bank - Lowest and Highest FX Margins
BER Benchmark ranks the Sony Bank currency corridors currently monitored for Japanese yen transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a JPY 10,000 transaction.

How BER reads Sony Bank's rates
Sony Bank publishes a middle rate plus customer selling and buying rates. For yen converted into foreign currency, BER uses the bank's customer selling rate. For foreign currency converted back into yen, BER uses its customer buying rate.
BER validates the complete JPY table, requires the selling rate to remain above the middle rate and the buying rate below it, and rejects stale or structurally changed responses.

Sony Bank exchange-rate questions
Are these international money-transfer rates?
No. The tracked source is Sony Bank's online foreign-currency deposit exchange table. Other Sony Bank products can use different pricing or fees.
Does BER show both directions?
Yes, when the bank publishes both customer selling and buying prices for the currency.
Why is offshore Chinese yuan missing?
Sony Bank labels that source row CNH. BER does not merge offshore CNH into its CNY currency, so the row is deliberately excluded.
What is the
Sony Bank Send Money conversion rate for JPY to NZD?
The Sony Bank JPY to NZD exchange rate is 0.0106. This is -0.54% compared to the latest JPY-NZD mid-market rate 0.010658.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Japanese yen (JPY) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above Sony Bank - Yen to Kiwi comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Sony Bank and other foreign exchange providers against the latest JPY-NZD mid-rate and the possible savings of using various providers.