BER Benchmark: RCBC PHP FX Rates & Margins
BER Benchmark monitors RCBC exchange rates across the PHP currency corridors tracked by BER. The current average margin versus the mid-market rate is 1.2%.
This average is based on the PHP 10,000 transfer rates currently monitored by BER across the available RCBC currency corridors.
RCBC - Lowest and Highest FX Margins
BER Benchmark ranks the RCBC currency corridors currently monitored for Philippine peso transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a PHP 10,000 transaction.

RCBC Online FX access and costs
RCBC says customers access Online FX by enrolling their FCDU and peso accounts in RCBC Pulz. Its FX Global account is described as a balance-free foreign-currency account used to settle online foreign-exchange transactions.
BER measures the margin in the public buy or sell rate. It does not assume that account, transfer, correspondent or other charges are included; check the applicable RCBC terms for the exact transaction.

Using RCBC's online FX table
The RCBC source includes a Manila update timestamp, which BER checks for freshness before accepting the full five-currency table. A missing or malformed row causes the capture to fail rather than publish partial coverage.
Rates can move between capture and execution. Confirm account eligibility, the live rate and any transaction requirements in RCBC Pulz or with RCBC before exchanging funds.
What is the
RCBC Send Money conversion rate for PHP to EUR?
The RCBC PHP to EUR exchange rate is 0.014. This is -0.96% compared to the latest PHP-EUR mid-market rate 0.014136.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Philippine peso (PHP) to euro (EUR) rates from different sources before making a conversion.
The above RCBC - Peso to Euro comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by RCBC and other foreign exchange providers against the latest PHP-EUR mid-rate and the possible savings of using various providers.