BER Benchmark: China Bank PHP FX Rates & Margins
BER Benchmark monitors China Bank exchange rates across the PHP currency corridors tracked by BER. The current average margin versus the mid-market rate is 2.2%.
This average is based on the PHP 250 transfer rates currently monitored by BER across the available China Bank currency corridors.
China Bank - Lowest and Highest FX Margins
BER Benchmark ranks the China Bank currency corridors currently monitored for Philippine peso transfers by their margin versus the mid-market rate. The tables below highlight the lowest-margin and highest-margin corridors for a PHP 250 transaction.

China Bank rates and transaction requirements
China Bank states that FX sale transactions require a completed FX slip or application to purchase and supporting documents when applicable under Philippine FX rules. Its published rates are indicative and for reference only.
BER's comparison covers the exchange-rate margin visible in the table. It does not infer unverified service or transfer fees, and foreign-currency cash remains subject to availability.

China Bank rate timing and availability
China Bank lists Philippine FX market trading hours of 9:00 am to 4:00 pm and says no FX trades are processed beyond the stated cut-off. The bank directs customers to branch personnel for live quotes.
BER checks the source timestamp and complete nine-currency coverage before publishing. Notes availability, acceptable banknotes and documentation can still affect whether a transaction can proceed.
What is the
China Bank Send Money conversion rate for PHP to THB?
The China Bank PHP to THB exchange rate is 0.5261. This is -2.7% compared to the latest PHP-THB mid-market rate 0.5408.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Philippine peso (PHP) to Thai baht (THB) rates from different sources before making a conversion.
The above China Bank - Peso to Baht comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by China Bank and other foreign exchange providers against the latest PHP-THB mid-rate and the possible savings of using various providers.