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AUD to PHP - Rate Guide

Australian Dollar to Philippine Peso exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/PHP update & alerts

1 AUD = 34.66 PHP

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AUD to PHP - Trading Range (90 Day)
14-DAY HIGH (6d)
AUD/PHP 90-DAY TREND: At 34.71 AUD to PHP is trading 0.8% below the average 35 with a range 34.39 to 35.91. There are no current alerts.
09 Dec, 2019 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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AUD/PHP Exchange Rates and Providers Compared

This guide to the Australian Dollar to Philippine Peso exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to PHP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/PHP Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/PHP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to PHP International Money Transfers

  

Foreign Transfer ProvidersReceive PHP(₱)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
334,700
Best Overall
33.4703.55%
OFX (OzForex) logo
335,000
₱300 more
33.50^3.46%
WorldFirst logo
345,300
₱10,600 more
34.5300.5%
BankSA International Money Transfers
BankSA logo
334,230
₱470 less
33.4920.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
334,197
₱503 less
33.49213.7%
ANZ Bank logo
332,790
₱1,910 less
33.339184.1%
National Australia Bank (nab) logo
330,471
₱4,229 less
33.12224.77%
Westpac logo
329,849
₱4,851 less
33.051204.95%
Banks - Average Rate
Westpac logo National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Melbourne logo BankSA logo
329,856
₱4,844 less
33.05154.95%
Commonwealth Bank (CBA) logo
324,105
₱10,595 less
32.436 6.6%
St George Bank logo
323,352
₱11,348 less
32.4206.82%
 
TorFX logo
TorFX: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:33.47 (3.55% from mid-rate)
To Amount (PHP)334,700
Total Cost:3.55%
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
OFX (OzForex) logo
OFX (OzForex): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:33.5 (3.46% from mid-rate)
To Amount (PHP)335,000
Total Cost:3.46%
Difference:
₱300 PHP more than using TorFX
Time:
Rate Fetched: Mon Dec 09 2019 17:01:43 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:
Exchange Rate:34.53 (0.5% from mid-rate)
To Amount (PHP)345,300
Total Cost:0.5%
Difference:
₱10,600 PHP more than using TorFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
BankSA logo
BankSA: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:33.49 (3.49% from mid-rate)
To Amount (PHP)334,230
Total Cost:3.69%
Difference:
₱470 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Bank of Melbourne logo
Bank of Melbourne: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:33.49 (3.49% from mid-rate)
To Amount (PHP)334,197
Total Cost:3.7%
Difference:
₱503 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
ANZ Bank logo
ANZ Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:33.339 (3.93% from mid-rate)
To Amount (PHP)332,790
Total Cost:4.1%
Difference:
₱1,910 PHP less than using TorFX
Time:
Rate Fetched: website - Mon Dec 09 2019 17:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
National Australia Bank (nab) logo
National Australia Bank (nab): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:33.12 (4.56% from mid-rate)
To Amount (PHP)330,471
Total Cost:4.77%
Difference:
₱4,229 PHP less than using TorFX
Time:
Rate Fetched: website - Mon Dec 09 2019 17:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Westpac logo
Westpac: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:33.051 (4.76% from mid-rate)
To Amount (PHP)329,849
Total Cost:4.95%
Difference:
₱4,851 PHP less than using TorFX
Time:
Rate Fetched: website - Sun Dec 08 2019 21:30:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:33.22 (4.27% from mid-rate)
To Amount (PHP)329,856
Total Cost:4.95%
Difference:
₱4,844 PHP less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:32.43 (6.55% from mid-rate)
To Amount (PHP)324,105
Total Cost:6.6%
Difference:
₱10,595 PHP less than using TorFX
Time:
Rate Fetched: website - Mon Dec 09 2019 17:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:32.4 (6.63% from mid-rate)
To Amount (PHP)323,352
Total Cost:6.82%
Difference:
₱11,348 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 12/09/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount PHP(₱)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
33,490
Best Overall
33.49$0 BPay, Card 0.72%-1%3.49%
Travel Money Oz logo
33,320
₱170 less
33.32A$03.98%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
32,988
₱502 less
33.49A$154.94%
BankSA Foreign Currency
BankSA logo
32,988
₱502 less
33.49A$154.94%
Westpac logo
32,720
₱770 less
33.051A$105.71%
National Australia Bank (nab) logo
32,522
₱968 less
32.85106.28%
Banks - Average Rate
Westpac logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
32,309
₱1,181 less
32.72106.89%
Travelex Online AU logo
31,699
₱1,791 less
31.6992$0 BPay, Card 0.72%-1%8.65%
Commonwealth Bank (CBA) logo
31,413
₱2,077 less
31.73A$109.48%
St George Bank logo
31,225
₱2,265 less
31.7A$1510.02%
 
Australia Post logo
Australia Post: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:33.49 (3.49% from mid-rate)
To Amount (PHP)33,490
Total Cost:3.49%
Time:18:01 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 
Travel Money Oz logo
Travel Money Oz: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:33.32 (3.98% from mid-rate)
To Amount (PHP)33,320
Total Cost:3.98%
Time:
Rate Fetched: 18:01 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 
Bank of Melbourne logo
Bank of Melbourne: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.49 (3.49% from mid-rate)
To Amount (PHP)32,988
Total Cost:4.94%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BankSA logo
BankSA: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.49 (3.49% from mid-rate)
To Amount (PHP)32,988
Total Cost:4.94%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Westpac logo
Westpac: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:33.051 (4.76% from mid-rate)
To Amount (PHP)32,720
Total Cost:5.71%
Time:
Rate Fetched: website - Sun Dec 08 2019 21:30:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 
National Australia Bank (nab) logo
National Australia Bank (nab): Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:32.85 (5.34% from mid-rate)
To Amount (PHP)32,522
Total Cost:6.28%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 
Banks - Average Rate
Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:32.99 (4.93% from mid-rate)
To Amount (PHP)32,309
Total Cost:6.89%
Currency Services:Branch
Delivery/Collect:-
 
Travelex Online AU logo
Travelex Online AU: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:31.6992 (8.65% from mid-rate)
To Amount (PHP)31,699
Total Cost:8.65%
Time:
Rate Fetched: Mon Dec 09 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:31.73 (8.57% from mid-rate)
To Amount (PHP)31,413
Total Cost:9.48%
Time:
Rate Fetched: website - Mon Dec 09 2019 17:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:31.7 (8.65% from mid-rate)
To Amount (PHP)31,225
Total Cost:10.02%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 12/09/2019 - See full table

AUD and PHP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs PHP, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

In November it was all downhill traffic for the Australian dollar dropping back from highs close to 70c at the beginning of the month to around 67c against the USD by month end. At the end of October the AUD had surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Philippine Peso (PHP)

It’s been a solid start to 2019 for the Philippine peso, which is up slightly (between 0.6 and 2 percent) against the US dollar, Australian dollar and euro. The peso has rebounded from 13-year lows struck in the fourth quarter of last year courtesy of economic reforms, proposed fiscal spending and an S&P credit rating upgrade.

The peso slipped in the week leading up to May’s Bangko Sentral ng Pilipinas meeting, with traders correctly forecasting an interest rate cut (the first since 2016). The BSP is able to lower rates because inflation has halved over the past 6 months and is back at targeted levels.

The peso steadied post-BSP at levels near 52.2 per USD but might be pressured in the months ahead from further policy easing, which hasn’t been ruled out.

Per an ING analyst, the BSP will be comfortable with peso exchange rates between 52 and 55 per USD, but beyond these levels they might intervene in markets. ING is forecasting USD/PHP at 54 at year-end.

Why can't I just get the AUD/PHP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / PHP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates