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AUD to PHP - Rate Guide

Australian Dollar to Philippine Peso exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/PHP trend & alerts

1 AUD = 34.86 PHP

ALERT: 90-DAY LOW |
AUD/PHP is trading well below the 90 day average 35.32 with a range from LOW 34.82 to HIGH 36.07. ALERT: Today AUD/PHP has dropped to a 90-DAY LOW.
 

View AUD/PHP - Interactive Chart

AUD/PHP Exchange Rates and Providers Compared

This guide to the Australian Dollar to Philippine Peso exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to PHP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the AUD/PHP Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/PHP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive PHP(₱)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
335,900
Best Overall
33.5903.55%
OFX (OzForex) logo
336,200
₱300 more
33.620^3.47%
WorldFirst logo
346,500
₱10,600 more
34.6500.51%
BankSA International Money Transfers
BankSA logo
335,427
₱473 less
33.6120.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
335,394
₱506 less
33.61213.7%
ANZ Bank logo
334,307
₱1,593 less
33.491184.01%
Banks - Average Rate
National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Melbourne logo BankSA logo
333,239
₱2,661 less
33.38154.32%
Commonwealth Bank (CBA) logo
332,400
₱3,500 less
33.266 4.56%
St George Bank logo
331,635
₱4,265 less
33.23204.78%
National Australia Bank (nab) logo
330,272
₱5,628 less
33.1225.17%
 

TorFX logo

TorFX: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:33.59 (3.55% from mid-rate)
To Amount (PHP)335,900
Total Cost:3.55%
Time:20:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:33.62 (3.47% from mid-rate)
To Amount (PHP)336,200
Total Cost:3.47%
Difference:
₱300 PHP more than using TorFX
Time:
Rate Fetched: Wed Oct 16 2019 19:01:43 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:
Exchange Rate:34.65 (0.51% from mid-rate)
To Amount (PHP)346,500
Total Cost:0.51%
Difference:
₱10,600 PHP more than using TorFX
Time:20:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

BankSA logo

BankSA: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:33.61 (3.5% from mid-rate)
To Amount (PHP)335,427
Total Cost:3.69%
Difference:
₱473 PHP less than using TorFX
Time:
Rate Fetched: website - 20:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:33.61 (3.5% from mid-rate)
To Amount (PHP)335,394
Total Cost:3.7%
Difference:
₱506 PHP less than using TorFX
Time:
Rate Fetched: website - 20:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:33.491 (3.84% from mid-rate)
To Amount (PHP)334,307
Total Cost:4.01%
Difference:
₱1,593 PHP less than using TorFX
Time:
Rate Fetched: website - Wed Oct 16 2019 19:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:33.33 (4.3% from mid-rate)
To Amount (PHP)333,239
Total Cost:4.32%
Difference:
₱2,661 PHP less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:33.26 (4.5% from mid-rate)
To Amount (PHP)332,400
Total Cost:4.56%
Difference:
₱3,500 PHP less than using TorFX
Time:
Rate Fetched: website - Wed Oct 16 2019 19:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:33.23 (4.59% from mid-rate)
To Amount (PHP)331,635
Total Cost:4.78%
Difference:
₱4,265 PHP less than using TorFX
Time:
Rate Fetched: website - 20:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:33.1 (4.96% from mid-rate)
To Amount (PHP)330,272
Total Cost:5.17%
Difference:
₱5,628 PHP less than using TorFX
Time:
Rate Fetched: website - Wed Oct 16 2019 19:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Snapshot 10/16/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount PHP(₱)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
33,610
Best Overall
33.61$0 BPay, Card 0.72%-1%3.49%
Travel Money Oz logo
33,440
₱170 less
33.44A$03.98%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
33,106
₱504 less
33.61A$154.94%
BankSA Foreign Currency
BankSA logo
33,106
₱504 less
33.61A$154.94%
National Australia Bank (nab) logo
32,640
₱970 less
32.97106.28%
Banks - Average Rate
Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
32,618
₱992 less
33.05106.34%
Commonwealth Bank (CBA) logo
32,215
₱1,395 less
32.54A$107.5%
St George Bank logo
32,022
₱1,588 less
32.51A$158.05%
Travelex Online AU logo
31,801
₱1,809 less
31.801$0 BPay, Card 0.72%-1%8.69%
 

Australia Post logo

Australia Post: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:33.61 (3.5% from mid-rate)
To Amount (PHP)33,610
Total Cost:3.49%
Time:20:01 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:33.44 (3.98% from mid-rate)
To Amount (PHP)33,440
Total Cost:3.98%
Time:
Rate Fetched: 20:01 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

Bank of Melbourne logo

Bank of Melbourne: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.61 (3.5% from mid-rate)
To Amount (PHP)33,106
Total Cost:4.94%
Time:
Rate Fetched: website - 20:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BankSA logo

BankSA: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.61 (3.5% from mid-rate)
To Amount (PHP)33,106
Total Cost:4.94%
Time:
Rate Fetched: website - 20:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:32.97 (5.33% from mid-rate)
To Amount (PHP)32,640
Total Cost:6.28%
Time:
Rate Fetched: website - 20:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:33.1 (4.96% from mid-rate)
To Amount (PHP)32,618
Total Cost:6.34%
Currency Services:Branch
Delivery/Collect:-
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:32.54 (6.57% from mid-rate)
To Amount (PHP)32,215
Total Cost:7.5%
Time:
Rate Fetched: website - Wed Oct 16 2019 19:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

St George Bank logo

St George Bank: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:32.51 (6.65% from mid-rate)
To Amount (PHP)32,022
Total Cost:8.05%
Time:
Rate Fetched: website - 20:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:31.801 (8.69% from mid-rate)
To Amount (PHP)31,801
Total Cost:8.69%
Time:
Rate Fetched: Wed Oct 16 2019 20:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 10/16/2019 - See full table

AUD / PHP converter & margin calculator

A$AUD
₱PHP
mid-rates

Compare how much you can save on AUD/PHP exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Australian Dollar

Philippine Peso

1 AUD 34.86 PHP
5 AUD 174.30 PHP
10 AUD 348.60 PHP
20 AUD 697.20 PHP
50 AUD 1,743.00 PHP
100 AUD 3,486.00 PHP
250 AUD 8,715.00 PHP
500 AUD 17,430.00 PHP
1,000 AUD 34,860.00 PHP
2,000 AUD 69,720.00 PHP
5,000 AUD 174,300.00 PHP
10,000 AUD 348,600.00 PHP
50,000 AUD 1,743,000.00 PHP
100,000 AUD 3,486,000.00 PHP
See more

Australian Dollar

Philippine Peso

0.0287 AUD 1 PHP
0.1434 AUD 5 PHP
0.2869 AUD 10 PHP
0.5737 AUD 20 PHP
1.4343 AUD 50 PHP
2.8686 AUD 100 PHP
7.1715 AUD 250 PHP
14.34 AUD 500 PHP
28.69 AUD 1,000 PHP
57.37 AUD 2,000 PHP
143.43 AUD 5,000 PHP
286.86 AUD 10,000 PHP
1,434.30 AUD 50,000 PHP
2,868.60 AUD 100,000 PHP
See more
Country Guides (AUD & PHP)
AustraliaAustralia (AUD)Christmas IslandChristmas Island (AUD)Cocos Keeling IslandsCocos Keeling Islands (AUD)
Heard And McDonald IslandsHeard And McDonald Islands (AUD)KiribatiKiribati (AUD)NauruNauru (AUD)
Norfolk IslandNorfolk Island (AUD)PhilippinesPhilippines (PHP)TuvaluTuvalu (AUD)

AUD/PHP - Historical Trends

This table shows historic rates and trends of Australian Dollar to Philippine Peso over periods upto 10 years.

PeriodChange*AUD/PHPDate
7 Day+0.1%34.806609 Oct 2019
30 Day-2.8%35.871116 Sep 2019
3 Month-3.2%35.997118 Jul 2019
1 Year-9.3%38.427516 Oct 2018
5 Year-11.1%39.227117 Oct 2014
10 Year-18.6%42.843618 Oct 2009

*For period to 16-Oct 21UTC when AUD/PHP was 34.8577

You can use our AUD interactive charts to check AUDPHP historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

AUD and PHP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs PHP, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

The RBA dropped interest rates 25 basis points to a record 0.75% on Oct 1 with the Aussie responding with a drop below US67 cents. Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Philippine Peso (PHP)

It’s been a solid start to 2019 for the Philippine peso, which is up slightly (between 0.6 and 2 percent) against the US dollar, Australian dollar and euro. The peso has rebounded from 13-year lows struck in the fourth quarter of last year courtesy of economic reforms, proposed fiscal spending and an S&P credit rating upgrade.

The peso slipped in the week leading up to May’s Bangko Sentral ng Pilipinas meeting, with traders correctly forecasting an interest rate cut (the first since 2016). The BSP is able to lower rates because inflation has halved over the past 6 months and is back at targeted levels.

The peso steadied post-BSP at levels near 52.2 per USD but might be pressured in the months ahead from further policy easing, which hasn’t been ruled out.

Per an ING analyst, the BSP will be comfortable with peso exchange rates between 52 and 55 per USD, but beyond these levels they might intervene in markets. ING is forecasting USD/PHP at 54 at year-end.

Why can't I just get the AUD/PHP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / PHP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates