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AUD to PHP - Rate Guide

Australian Dollar to Philippine Peso exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/PHP update & alerts

1 AUD = 35.02 PHP

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AUD to PHP - Trading Range (90 Day)
no alerts
AUD/PHP at 35.02 is trading near the 90-day average 34.91 with a range 34.39 to 35.56. There are no current rate alerts.
17-Jan-2020 16:NY 21:LON 08:SYD+1d

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AUD/PHP Exchange Rates and Providers Compared

This guide to the Australian Dollar to Philippine Peso exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to PHP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/PHP Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/PHP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to PHP International Money Transfers

  

Foreign Transfer ProvidersReceive PHP(₱)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
337,500
Best Overall
33.7503.62%
OFX (OzForex) logo
337,800
₱300 more
33.780^3.53%
WorldFirst logo
348,400
₱10,900 more
34.8400.51%
BankSA International Money Transfers
BankSA logo
337,224
₱276 less
33.7920.013.7%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
337,190
₱310 less
33.79213.71%
ANZ Bank logo
335,655
₱1,845 less
33.626184.15%
National Australia Bank (nab) logo
334,063
₱3,437 less
33.48224.6%
Westpac logo
333,041
₱4,459 less
33.3708204.89%
Banks - Average Rate
Westpac logo National Australia Bank (nab) logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Melbourne logo BankSA logo
332,490
₱5,010 less
33.31155.05%
Commonwealth Bank (CBA) logo
325,505
₱11,995 less
32.576 7.05%
St George Bank logo
324,749
₱12,751 less
32.54207.26%
 
TorFX logo
TorFX: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:33.75 (3.62% from mid-rate)
To Amount (PHP)337,500
Total Cost:3.62%
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
OFX (OzForex) logo
OFX (OzForex): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:33.78 (3.53% from mid-rate)
To Amount (PHP)337,800
Total Cost:3.53%
Difference:
₱300 PHP more than using TorFX
Time:
Rate Fetched: Fri Jan 17 2020 17:01:44 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:
Exchange Rate:34.84 (0.51% from mid-rate)
To Amount (PHP)348,400
Total Cost:0.51%
Difference:
₱10,900 PHP more than using TorFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
BankSA logo
BankSA: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20.01
Exchange Rate:33.79 (3.51% from mid-rate)
To Amount (PHP)337,224
Total Cost:3.7%
Difference:
₱276 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Bank of Melbourne logo
Bank of Melbourne: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:21
Exchange Rate:33.79 (3.51% from mid-rate)
To Amount (PHP)337,190
Total Cost:3.71%
Difference:
₱310 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
ANZ Bank logo
ANZ Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:18
Exchange Rate:33.626 (3.97% from mid-rate)
To Amount (PHP)335,655
Total Cost:4.15%
Difference:
₱1,845 PHP less than using TorFX
Time:
Rate Fetched: website - Fri Jan 17 2020 17:03:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
National Australia Bank (nab) logo
National Australia Bank (nab): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:33.48 (4.39% from mid-rate)
To Amount (PHP)334,063
Total Cost:4.6%
Difference:
₱3,437 PHP less than using TorFX
Time:
Rate Fetched: website - Fri Jan 17 2020 17:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 
Westpac logo
Westpac: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:33.3708 (4.7% from mid-rate)
To Amount (PHP)333,041
Total Cost:4.89%
Difference:
₱4,459 PHP less than using TorFX
Time:
Rate Fetched: website - Thu Jan 16 2020 21:30:05 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:33.5 (4.33% from mid-rate)
To Amount (PHP)332,490
Total Cost:5.05%
Difference:
₱5,010 PHP less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:32.57 (6.99% from mid-rate)
To Amount (PHP)325,505
Total Cost:7.05%
Difference:
₱11,995 PHP less than using TorFX
Time:
Rate Fetched: website - Fri Jan 17 2020 17:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Foreign Transfer AUD→PHP
From Amount (AUD)A$10,000
Fee:20
Exchange Rate:32.54 (7.08% from mid-rate)
To Amount (PHP)324,749
Total Cost:7.26%
Difference:
₱12,751 PHP less than using TorFX
Time:
Rate Fetched: website - 18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 01/17/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount PHP(₱)Exchange RateFee AUDTotal CostDeal Links
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
33,283
Compare
33.79A$154.95%
BankSA Foreign Currency
BankSA logo
33,28333.79A$154.95%
Westpac logo
33,037
₱246 less
33.3708A$105.66%
Foreign Xchange logo
32,220
₱1,063 less
32.22$10 Home Delivery & AusPost collect7.99%
Commonwealth Bank (CBA) logo
31,551
₱1,732 less
31.87A$109.9%
St George Bank logo
31,362
₱1,921 less
31.84A$1510.44%
 
Bank of Melbourne logo
Bank of Melbourne: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.79 (3.51% from mid-rate)
To Amount (PHP)33,283
Total Cost:4.95%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BankSA logo
BankSA: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:33.79 (3.51% from mid-rate)
To Amount (PHP)33,283
Total Cost:4.95%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Westpac logo
Westpac: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:33.3708 (4.7% from mid-rate)
To Amount (PHP)33,037
Total Cost:5.66%
Time:
Rate Fetched: website - Thu Jan 16 2020 21:30:05 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 
Foreign Xchange logo
Foreign Xchange: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:$10 Home Delivery & AusPost collect, No other Fees
Exchange Rate:32.22 (7.99% from mid-rate)
To Amount (PHP)32,220
Total Cost:7.99%
Time:18:01 Local
Currency Services:Order online. Home Delivery and Australia Post Collection for a flat $10 fee
Delivery/Collect:3 business days
Rating:
 
: 4/5.0
Reviews:
 
Commonwealth Bank (CBA) logo
Commonwealth Bank (CBA): Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:31.87 (8.99% from mid-rate)
To Amount (PHP)31,551
Total Cost:9.9%
Time:
Rate Fetched: website - Fri Jan 17 2020 17:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 
St George Bank logo
St George Bank: Travel Money AUD→PHP
From Amount (AUD)A$1,000
Fee:A$15 AUD (Minimum fee)
Exchange Rate:31.84 (9.07% from mid-rate)
To Amount (PHP)31,362
Total Cost:10.44%
Time:
Rate Fetched: website - 18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 01/17/2020 - See full table

AUD and PHP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs PHP, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

The threat of proxy war between the US and Iran in Iraq has pared back some of the gains the Aussie had made coming into the New Year.

The Australian dollar had started the new decade strongly climbing to multi-month highs helped along by cooling trade tensions between the United States and China and optimism for global economic growth in the year ahead.

The Aussie broke back over US70 cents on the final day of 2019 — a level not seen since mid year. During December the Australian dollar reversed direction (again) and climbed steadily back up against the US dollar on the back of the strength of the housing market and a market perception that further interest rate cuts were less likely. In November it had been all downhill traffic for the Aussie dropping back from highs close to 70c at the beginning of the month to around 67c against the USD by month end.

At the end of October the AUD had surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations.

For AUD forecasts and predictions read our Australian Dollar Forecasts report.

Read more in the article AUD Forecasts.

 

Philippine Peso (PHP)

It’s been a solid start to 2019 for the Philippine peso, which is up slightly (between 0.6 and 2 percent) against the US dollar, Australian dollar and euro. The peso has rebounded from 13-year lows struck in the fourth quarter of last year courtesy of economic reforms, proposed fiscal spending and an S&P credit rating upgrade.

The peso slipped in the week leading up to May’s Bangko Sentral ng Pilipinas meeting, with traders correctly forecasting an interest rate cut (the first since 2016). The BSP is able to lower rates because inflation has halved over the past 6 months and is back at targeted levels.

The peso steadied post-BSP at levels near 52.2 per USD but might be pressured in the months ahead from further policy easing, which hasn’t been ruled out.

Per an ING analyst, the BSP will be comfortable with peso exchange rates between 52 and 55 per USD, but beyond these levels they might intervene in markets. ING is forecasting USD/PHP at 54 at year-end.

Why can't I just get the AUD/PHP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / PHP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates