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CAD/CNY - Rate Guide

Canadian Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

CAD/CNY Exchange Rates and Providers Compared

This guide to the Canadian Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and CAD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the CAD/CNY Calculator.

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CAD/CNY - 90 Day Rate Alerts

1 CAD = 5.3681 CNY

NO ALERTS for CAD/CNY
CAD/CNY over the last 90 days

View CAD/CNY - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CAD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

CAD to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee CADTotal CostDeal Links
OFX logo
51,592 CNY
Best Overall
5.15920^3.85%
XE logo
52,989 CNY
1,397 CNY
5.298901.25%
TD Canada Trust logo
51,105 CNY
487 CNY
5.1621C$1004.76%
HSBC logo
50,509 CNY
1,083 CNY
5.0585C$155.87%
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo
50,278 CNY
1,314 CNY
5.0699156.3%
Coast Capital Savings International Money Transfers
Coast Capital Savings logo
50,131 CNY
1,461 CNY
5.0637C$1006.58%
Scotiabank logo
50,079 CNY
1,513 CNY
5.0585C$1006.67%
Royal Bank of Canada logo
49,567 CNY
2,025 CNY
5.0068C$1007.63%
 

OFX logo

OFX: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:5.1592 (3.85% from mid-rate)
To Amount:51,592 CNY
Total Cost:3.85%
Time:
Rate Fetched: Mon Sep 23 2019 17:05:31 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:
Exchange Rate:5.2989 (1.25% from mid-rate)
To Amount:52,989 CNY
Total Cost:1.25%
Difference:
1,397 CNY more than using OFX
Time:18:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.1621 (3.8% from mid-rate)
To Amount:51,105 CNY
Total Cost:4.76%
Difference:
487 CNY less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$15 CAD (.15%)
Exchange Rate:5.0585 (5.73% from mid-rate)
To Amount:50,509 CNY
Total Cost:5.87%
Difference:
1,083 CNY less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:15
Exchange Rate:5.0977 (5% from mid-rate)
To Amount:50,278 CNY
Total Cost:6.3%
Difference:
1,314 CNY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Coast Capital Savings logo

Coast Capital Savings: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.0637 (5.63% from mid-rate)
To Amount:50,131 CNY
Total Cost:6.58%
Difference:
1,461 CNY less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Scotiabank logo

Scotiabank: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.0585 (5.73% from mid-rate)
To Amount:50,079 CNY
Total Cost:6.67%
Difference:
1,513 CNY less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.0068 (6.69% from mid-rate)
To Amount:49,567 CNY
Total Cost:7.63%
Difference:
2,025 CNY less than using OFX
Time:18:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CNY(¥)Exchange RateFee CADTotal CostDeal Links
Travelex Online CA logo
5,178.2 CNY
Best Overall
5.1782$03.5%
Royal Bank of Canada logo
5,064.3 CNY
114 CNY
5.064305.62%
TD Canada Trust logo
5,012.5 CNY
166 CNY
5.012506.59%
Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo
5,000 CNY
178 CNY
5.0332C$106.83%
Scotiabank logo
4,922.34 CNY
256 CNY
5.0228C$208.27%
 

Travelex Online CA logo

Travelex Online CA: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:5.1782 (3.5% from mid-rate)
To Amount:5,178.2 CNY
Total Cost:3.5%
Time:
Rate Fetched: 18:03 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:
Exchange Rate:5.0643 (5.62% from mid-rate)
To Amount:5,064.3 CNY
Total Cost:5.62%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:
Exchange Rate:5.0125 (6.59% from mid-rate)
To Amount:5,012.5 CNY
Total Cost:6.59%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:C$10 CAD (1%)
Exchange Rate:4.6953 (12.5% from mid-rate)
To Amount:5,000 CNY
Total Cost:6.83%
Currency Services:Branch
Delivery/Collect:-
 

Scotiabank logo

Scotiabank: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:C$20 CAD (Minimum fee)
Exchange Rate:5.0228 (6.4% from mid-rate)
To Amount:4,922.34 CNY
Total Cost:8.27%
Time:18:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

CAD / CNY converter & margin calculator

C$CAD
¥CNY
mid-rates

Compare how much you can save on CAD/CNY exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Canadian Dollar

Chinese Yuan

1 CAD 5.3681 CNY
5 CAD 26.84 CNY
10 CAD 53.68 CNY
20 CAD 107.36 CNY
50 CAD 268.41 CNY
100 CAD 536.81 CNY
250 CAD 1,342.03 CNY
500 CAD 2,684.05 CNY
1,000 CAD 5,368.10 CNY
2,000 CAD 10,736.20 CNY
5,000 CAD 26,840.50 CNY
10,000 CAD 53,681.00 CNY
50,000 CAD 268,405.00 CNY
100,000 CAD 536,810.00 CNY
See more

Canadian Dollar

Chinese Yuan

0.1863 CAD 1 CNY
0.9315 CAD 5 CNY
1.8630 CAD 10 CNY
3.7260 CAD 20 CNY
9.3150 CAD 50 CNY
18.63 CAD 100 CNY
46.58 CAD 250 CNY
93.15 CAD 500 CNY
186.30 CAD 1,000 CNY
372.60 CAD 2,000 CNY
931.50 CAD 5,000 CNY
1,863.00 CAD 10,000 CNY
9,315.00 CAD 50,000 CNY
18,630.00 CAD 100,000 CNY
See more
Country Guides (CAD & CNY)
CanadaCanada (CAD)ChinaChina (CNY)

CAD/CNY - Historical Trends

This table shows historic rates and trends of Canadian Dollar to Chinese Yuan over periods upto 10 years.

PeriodChange*CAD/CNYDate
1 Day-0.1%5.352019 Sep 2019
7 Day+0.4%5.326813 Sep 2019
30 Day+0.6%5.315221 Aug 2019
3 Month+3%5.192322 Jun 2019
1 Year+0.8%5.303320 Sep 2018
5 Year-4.6%5.606121 Sep 2014
10 Year-16.3%6.389622 Sep 2009

*For period to 20-Sep 21UTC when CAD/CNY was 5.3467

You can use our CAD interactive charts to check CADCNY historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

CAD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CAD vs CNY, you should pay attention to the recent market trends for both currencies.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the CAD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CAD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CAD Exchange Rates