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CAD to CNY - Rate Guide

Canadian Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

CAD/CNY update & alerts

1 CAD = 5.3073 CNY

Sell CAD - Buy CNY  Invert

CAD to CNY - Trading Range (90 Day)
14-DAY HIGH (2d)
90-DAY TREND: At 5.3059 CAD/CNY is trading 0.9% below the average 5.3518 with a range 5.2878 to 5.4137. There are no current alerts.
Update: 06-Dec 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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CAD/CNY Exchange Rates and Providers Compared

This guide to the Canadian Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and CAD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our CAD/CNY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CAD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

CAD to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee CADTotal CostDeal Links
OFX logo
¥50,922
Best Overall
5.09220^4.05%
XE logo
¥52,410
¥1,488 more
5.24101.25%
TD Canada Trust logo
¥50,545
¥377 less
5.1056C$1004.76%
HSBC logo
¥49,852
¥1,070 less
4.9927C$156.07%
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo HSBC logo TD Canada Trust logo Royal Bank of Canada logo
¥49,645
¥1,277 less
5.0061156.46%
Coast Capital Savings International Money Transfers
Coast Capital Savings logo
¥49,478
¥1,444 less
4.9978C$1006.77%
Scotiabank logo
¥49,428
¥1,494 less
4.9927C$1006.87%
Royal Bank of Canada logo
¥48,923
¥1,999 less
4.9417C$1007.82%
 

OFX logo

OFX: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:5.0922 (4.05% from mid-rate)
To Amount (CNY) ¥50,922
Total Cost:4.05%
Time:
Rate Fetched: Sat Dec 07 2019 18:05:32 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:
Exchange Rate:5.2410 (1.25% from mid-rate)
To Amount (CNY) ¥52,410
Total Cost:1.25%
Difference:
¥1,488 CNY more than using OFX
Time:18:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:5.1056 (3.8% from mid-rate)
To Amount (CNY) ¥50,545
Total Cost:4.76%
Difference:
¥377 CNY less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:C$15 CAD (.15%)
Exchange Rate:4.9927 (5.93% from mid-rate)
To Amount (CNY) ¥49,852
Total Cost:6.07%
Difference:
¥1,070 CNY less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:15
Exchange Rate:5.0419 (5% from mid-rate)
To Amount (CNY) ¥49,645
Total Cost:6.46%
Difference:
¥1,277 CNY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Coast Capital Savings logo

Coast Capital Savings: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:4.9978 (5.83% from mid-rate)
To Amount (CNY) ¥49,478
Total Cost:6.77%
Difference:
¥1,444 CNY less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Scotiabank logo

Scotiabank: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:4.9927 (5.93% from mid-rate)
To Amount (CNY) ¥49,428
Total Cost:6.87%
Difference:
¥1,494 CNY less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Foreign Transfer CAD→CNY
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:4.9417 (6.89% from mid-rate)
To Amount (CNY) ¥48,923
Total Cost:7.82%
Difference:
¥1,999 CNY less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CNY(¥)Exchange RateFee CADTotal CostDeal Links
Travelex Online CA logo
¥5,121.5
Best Overall
5.1215$03.5%
Royal Bank of Canada logo
¥5,008.9
¥113 less
5.008905.62%
TD Canada Trust logo
¥4,957.7
¥164 less
4.957706.59%
Banks - Average Rate
Scotiabank logo TD Canada Trust logo Royal Bank of Canada logo
¥4,945
¥176 less
4.9782C$106.83%
Scotiabank logo
¥4,868.54
¥253 less
4.9679C$208.27%
 

Travelex Online CA logo

Travelex Online CA: Travel Money CAD→CNY
From Amount (CAD)C$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:5.1215 (3.5% from mid-rate)
To Amount (CNY) ¥5,121.5
Total Cost:3.5%
Time:
Rate Fetched: 18:07 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Travel Money CAD→CNY
From Amount (CAD)C$1,000
Fee:
Exchange Rate:5.0089 (5.62% from mid-rate)
To Amount (CNY) ¥5,008.9
Total Cost:5.62%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Travel Money CAD→CNY
From Amount (CAD)C$1,000
Fee:
Exchange Rate:4.9577 (6.59% from mid-rate)
To Amount (CNY) ¥4,957.7
Total Cost:6.59%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money CAD→CNY
From Amount (CAD)C$1,000
Fee:C$10 CAD (1%)
Exchange Rate:4.6439 (12.5% from mid-rate)
To Amount (CNY) ¥4,945
Total Cost:6.83%
Currency Services:Branch
Delivery/Collect:-
 

Scotiabank logo

Scotiabank: Travel Money CAD→CNY
From Amount (CAD)C$1,000
Fee:C$20 CAD (Minimum fee)
Exchange Rate:4.9679 (6.39% from mid-rate)
To Amount (CNY) ¥4,868.54
Total Cost:8.27%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

CAD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CAD vs CNY, you should pay attention to the recent market trends for both currencies.

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the CAD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CAD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CAD Exchange Rates