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CAD/CNY - Rate Guide

Canadian Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

CAD/CNY Exchange Rates and Providers Compared

This guide to the Canadian Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and CAD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the CAD/CNY Calculator.

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CAD/CNY - 90 Day Rate Alerts

1 CAD = 5.3479 CNY

NO ALERTS for CAD/CNY
CAD/CNY over the last 90 days

View CAD/CNY - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CAD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

CAD to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee CADTotal CostDeal Links
XE logo
52,799 CNY
Best Overall
5.279901.25%
OFX logo
51,309 CNY
1,490 CNY
5.13090^4.04%
TD Canada Trust logo
50,921 CNY
1,878 CNY
5.1435C$1004.76%
HSBC logo
50,232 CNY
2,567 CNY
5.0307C$156.05%
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo Royal Bank of Canada logo HSBC logo TD Canada Trust logo
50,021 CNY
2,778 CNY
5.0440156.44%
Coast Capital Savings International Money Transfers
Coast Capital Savings logo
49,854 CNY
2,945 CNY
5.0358C$1006.76%
Scotiabank logo
49,804 CNY
2,995 CNY
5.0307C$1006.85%
Royal Bank of Canada logo
49,295 CNY
3,504 CNY
4.9793C$1007.8%
 

XE logo

XE: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:
Exchange Rate:5.2799 (1.25% from mid-rate)
To Amount:52,799 CNY
Total Cost:1.25%
Time:6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:5.1309 (4.04% from mid-rate)
To Amount:51,309 CNY
Total Cost:4.04%
Difference:
1,490 CNY less than using XE
Time:
Rate Fetched: Sun Sep 22 2019 05:05:33 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.1435 (3.8% from mid-rate)
To Amount:50,921 CNY
Total Cost:4.76%
Difference:
1,878 CNY less than using XE
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$15 CAD (.15%)
Exchange Rate:5.0307 (5.91% from mid-rate)
To Amount:50,232 CNY
Total Cost:6.05%
Difference:
2,567 CNY less than using XE
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:15
Exchange Rate:5.0794 (5% from mid-rate)
To Amount:50,021 CNY
Total Cost:6.44%
Difference:
2,778 CNY less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Coast Capital Savings logo

Coast Capital Savings: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.0358 (5.81% from mid-rate)
To Amount:49,854 CNY
Total Cost:6.76%
Difference:
2,945 CNY less than using XE
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Scotiabank logo

Scotiabank: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:5.0307 (5.91% from mid-rate)
To Amount:49,804 CNY
Total Cost:6.85%
Difference:
2,995 CNY less than using XE
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Foreign Transfer CAD→CNY
From Amount:10,000 CAD
Fee:C$100 CAD (1%)
Exchange Rate:4.9793 (6.87% from mid-rate)
To Amount:49,295 CNY
Total Cost:7.8%
Difference:
3,504 CNY less than using XE
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CNY(¥)Exchange RateFee CADTotal CostDeal Links
Travelex Online CA logo
5,159.6 CNY
Best Overall
5.1596$03.5%
Royal Bank of Canada logo
5,046.1 CNY
113 CNY
5.046105.62%
TD Canada Trust logo
4,994.5 CNY
165 CNY
4.994506.59%
Banks - Average Rate
Scotiabank logo Royal Bank of Canada logo TD Canada Trust logo
4,982 CNY
178 CNY
5.0151C$106.83%
Scotiabank logo
4,904.7 CNY
255 CNY
5.0048C$208.27%
 

Travelex Online CA logo

Travelex Online CA: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:5.1596 (3.5% from mid-rate)
To Amount:5,159.6 CNY
Total Cost:3.5%
Time:
Rate Fetched: 6:03 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:
Exchange Rate:5.0461 (5.62% from mid-rate)
To Amount:5,046.1 CNY
Total Cost:5.62%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:
Exchange Rate:4.9945 (6.59% from mid-rate)
To Amount:4,994.5 CNY
Total Cost:6.59%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:C$10 CAD (1%)
Exchange Rate:4.6784 (12.5% from mid-rate)
To Amount:4,982 CNY
Total Cost:6.83%
Currency Services:Branch
Delivery/Collect:-
 

Scotiabank logo

Scotiabank: Travel Money CAD→CNY
From Amount:1,000 CAD
Fee:C$20 CAD (Minimum fee)
Exchange Rate:5.0048 (6.39% from mid-rate)
To Amount:4,904.7 CNY
Total Cost:8.27%
Time:6:03 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

CAD / CNY converter & margin calculator

C$CAD
¥CNY
mid-rates

Compare how much you can save on CAD/CNY exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Canadian Dollar

Chinese Yuan

1 CAD 5.3479 CNY
5 CAD 26.74 CNY
10 CAD 53.48 CNY
20 CAD 106.96 CNY
50 CAD 267.40 CNY
100 CAD 534.79 CNY
250 CAD 1,336.98 CNY
500 CAD 2,673.95 CNY
1,000 CAD 5,347.90 CNY
2,000 CAD 10,695.80 CNY
5,000 CAD 26,739.50 CNY
10,000 CAD 53,479.00 CNY
50,000 CAD 267,395.00 CNY
100,000 CAD 534,790.00 CNY
See more

Canadian Dollar

Chinese Yuan

0.1870 CAD 1 CNY
0.9350 CAD 5 CNY
1.8700 CAD 10 CNY
3.7400 CAD 20 CNY
9.3500 CAD 50 CNY
18.70 CAD 100 CNY
46.75 CAD 250 CNY
93.50 CAD 500 CNY
187.00 CAD 1,000 CNY
374.00 CAD 2,000 CNY
935.00 CAD 5,000 CNY
1,870.00 CAD 10,000 CNY
9,350.00 CAD 50,000 CNY
18,700.00 CAD 100,000 CNY
See more
Country Guides (CAD & CNY)
CanadaCanada (CAD)ChinaChina (CNY)

CAD/CNY - Historical Trends

This table shows historic rates and trends of Canadian Dollar to Chinese Yuan over periods upto 10 years.

PeriodChange*CAD/CNYDate
1 Day-0.1%5.352019 Sep 2019
7 Day+0.4%5.326813 Sep 2019
30 Day+0.6%5.315221 Aug 2019
3 Month+3%5.192322 Jun 2019
1 Year+0.8%5.303320 Sep 2018
5 Year-4.6%5.606121 Sep 2014
10 Year-16.3%6.389622 Sep 2009

*For period to 20-Sep 21UTC when CAD/CNY was 5.3467

You can use our CAD interactive charts to check CADCNY historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

CAD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CAD vs CNY, you should pay attention to the recent market trends for both currencies.

 

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the CAD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CAD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CAD Exchange Rates