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CAD to SGD - Rate Guide

Canadian Dollar to Singapore Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

CAD/SGD update & alerts

1 CAD = 1.0261 SGD

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CAD to SGD - Trading Range (90 Day)
14-DAY HIGH (1d)
90-DAY TREND: At 1.0259 CAD/SGD is trading 1% below the average 1.0362 with a range 1.0235 to 1.0492. There are no current alerts.
Update: 06-Dec 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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CAD/SGD Exchange Rates and Providers Compared

This guide to the Canadian Dollar to Singapore Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and CAD to SGD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our CAD/SGD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CAD/SGD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

CAD to SGD International Money Transfers

  

Foreign Transfer ProvidersReceive SGD(S$)Exchange RateFee CADTotal CostDeal Links
OFX logo
S$10,179
Best Overall
1.01790^0.8%
HSBC logo
S$9,796.28
S$383 less
0.9811C$154.53%
TD Canada Trust logo
S$9,772.29
S$407 less
0.9871C$1004.76%
Banks - Average Rate
Coast Capital Savings logo Scotiabank logo HSBC logo TD Canada Trust logo Royal Bank of Canada logo
S$9,723
S$456 less
0.9805155.24%
Coast Capital Savings International Money Transfers
Coast Capital Savings logo
S$9,722.79
S$456 less
0.9821C$1005.25%
Scotiabank logo
S$9,712.89
S$466 less
0.9811C$1005.34%
Royal Bank of Canada logo
S$9,612.9
S$566 less
0.971C$1006.32%
 

OFX logo

OFX: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for smaller transfers)
Exchange Rate:1.0179 (0.8% from mid-rate)
To Amount (SGD) S$10,179
Total Cost:0.8%
Time:
Rate Fetched: 18:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:C$15 CAD (.15%)
Exchange Rate:0.9811 (4.39% from mid-rate)
To Amount (SGD) S$9,796.28
Total Cost:4.53%
Difference:
S$383 SGD less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:0.9871 (3.8% from mid-rate)
To Amount (SGD) S$9,772.29
Total Cost:4.76%
Difference:
S$407 SGD less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:15
Exchange Rate:0.9748 (5% from mid-rate)
To Amount (SGD) S$9,723
Total Cost:5.24%
Difference:
S$456 SGD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Coast Capital Savings logo

Coast Capital Savings: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:0.9821 (4.29% from mid-rate)
To Amount (SGD) S$9,722.79
Total Cost:5.25%
Difference:
S$456 SGD less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Scotiabank logo

Scotiabank: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:0.9811 (4.39% from mid-rate)
To Amount (SGD) S$9,712.89
Total Cost:5.34%
Difference:
S$466 SGD less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Foreign Transfer CAD→SGD
From Amount (CAD)C$10,000
Fee:C$100 CAD (1%)
Exchange Rate:0.9710 (5.37% from mid-rate)
To Amount (SGD) S$9,612.9
Total Cost:6.32%
Difference:
S$566 SGD less than using OFX
Time:18:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SGD(S$)Exchange RateFee CADTotal CostDeal Links
Travelex Online CA logo
S$990.20
Best Overall
0.9902$03.5%
Royal Bank of Canada logo
S$968.40
S$22 less
0.968405.62%
TD Canada Trust logo
S$958.50
S$32 less
0.958506.59%
Banks - Average Rate
Scotiabank logo TD Canada Trust logo Royal Bank of Canada logo
S$956.06
S$34 less
0.9625C$106.83%
Scotiabank logo
S$941.29
S$49 less
0.9605C$208.27%
 

Travelex Online CA logo

Travelex Online CA: Travel Money CAD→SGD
From Amount (CAD)C$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.9902 (3.5% from mid-rate)
To Amount (SGD) S$990.20
Total Cost:3.5%
Time:
Rate Fetched: 18:07 Local
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Royal Bank of Canada logo

Royal Bank of Canada: Travel Money CAD→SGD
From Amount (CAD)C$1,000
Fee:
Exchange Rate:0.9684 (5.62% from mid-rate)
To Amount (SGD) S$968.40
Total Cost:5.62%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 

TD Canada Trust logo

TD Canada Trust: Travel Money CAD→SGD
From Amount (CAD)C$1,000
Fee:
Exchange Rate:0.9585 (6.59% from mid-rate)
To Amount (SGD) S$958.50
Total Cost:6.59%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money CAD→SGD
From Amount (CAD)C$1,000
Fee:C$10 CAD (1%)
Exchange Rate:0.8978 (12.5% from mid-rate)
To Amount (SGD) S$956.06
Total Cost:6.83%
Currency Services:Branch
Delivery/Collect:-
 

Scotiabank logo

Scotiabank: Travel Money CAD→SGD
From Amount (CAD)C$1,000
Fee:C$20 CAD (Minimum fee)
Exchange Rate:0.9605 (6.39% from mid-rate)
To Amount (SGD) S$941.29
Total Cost:8.27%
Time:18:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

CAD and SGD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CAD vs SGD, you should pay attention to the recent market trends for both currencies.

Canadian Dollar (CAD)

The Canadian dollar stormed ahead in the second half of June, rising to a 16-week high against the US dollar and to 8-month highs against the euro, pound, Australian and New Zealand dollars. Against the Aussie, a minimal additional increase would take CAD to a 9-year high.

Supporting the loonie was a 10 percent rise in the oil price (oil is among Canada’s most exported products but is volatile and can’t be relied upon), a large and welcome jump in inflation, and dovishness at major central banks of the world, including the Federal Reserve, ECB and RBA.

Any delay to Canadian ratification of the USMCA trade deal (already accepted by Mexico) is likely to depress sentiment on Canada’s currency.

Read more in the article CAD Forecasts.

 

Singapore Dollar (SGD)

Singapore was added to a US watchlist of suspected currency manipulators in May. Though that means little right now in terms of economic implications, it created some negative sentiment that spurred a rise in USD/SGD to a 6-month high (SGD low) of S$1.384.

Overall, it’s been a mixed 2019 for the Singapore dollar, with small gains (<2 percent) against the euro and Australian dollar, but small losses against the US dollar and pound.

In May, SGD was pressured by data showing core inflation at a 1-year low, by an escalation in US-China trade tensions, and after Singapore’s Ministry of Trade and Industry downgraded 2019 growth forecasts. At 1.2 percent, quarterly growth in the Lion City has slowed to its lowest level in a decade.

All said, the Monetary Authority of Singapore will, at best, keep monetary policy unchanged when it next meets in October (there's a chance it could turn dovish).

Read more in the article SGD Forecasts.

Why can't I just get the CAD/SGD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CAD / SGD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CAD Exchange Rates