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20 EUR to NZD - Rate Guide

Euro to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

€20 EUR = NZ$34.99 NZD

EUR/NZD update & alerts

1 EUR = 1.7495 NZD

At 1.7493 EUR/NZD is trading well above its 90 day average 1.7303 with period range 1.6583 to 1.7609. There are currently no alerts. Updated: 08:02-AEDT 22:02-BST 17:02-EDT
 

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EUR/NZD Exchange Rates and Providers Compared

This guide to the Euro to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the EUR/NZD Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to NZD International Money Transfers

  

Foreign Transfer ProvidersReceive NZD(NZ$)Exchange RateFee EURTotal CostDeal Links
OFX logo
NZ$8,673
Best Overall
1.73460 for BER users (normally $15)0.8%
WorldFirst logo
NZ$8,699.5
NZ$27 more
1.739900.5%
TorFX logo
NZ$8,553.5
NZ$119 less
1.710702.17%
HSBC logo
NZ$8,382.41
NZ$291 less
1.679€7.54.12%
Deutsche Bank International Money Transfers
Deutsche Bank logo
NZ$8,302.64
NZ$370 less
1.6773€505.04%
Citibank International Money Transfers
Citibank logo
NZ$8,298.04
NZ$375 less
1.6636125.09%
Santander International Money Transfers
Santander logo
NZ$8,250.37
NZ$423 less
1.6567205.63%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
NZ$8,210
NZ$463 less
1.6531126.1%
Bank of Ireland International Money Transfers
Bank of Ireland logo
NZ$8,200.67
NZ$472 less
1.6567€506.2%
BNP Paribas International Money Transfers
BNP Paribas logo
NZ$8,179.38
NZ$494 less
1.6524€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
NZ$8,141.27
NZ$532 less
1.6447€506.88%
AIB Bank International Money Transfers
AIB Bank logo
NZ$8,107.11
NZ$566 less
1.6378€507.27%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
NZ$8,024.85
NZ$648 less
1.6098158.21%
 

OFX logo

OFX: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.7346 (0.8% from mid-rate)
To Amount (NZD) NZ$8,673
Total Cost:0.8%
Time:
Rate Fetched: 18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.7399 (0.5% from mid-rate)
To Amount (NZD) NZ$8,699.5
Total Cost:0.5%
Difference:
NZ$27 NZD more than using OFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.7107 (2.17% from mid-rate)
To Amount (NZD) NZ$8,553.5
Total Cost:2.17%
Difference:
NZ$119 NZD less than using OFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.6790 (3.98% from mid-rate)
To Amount (NZD) NZ$8,382.41
Total Cost:4.12%
Difference:
NZ$291 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6773 (4.08% from mid-rate)
To Amount (NZD) NZ$8,302.64
Total Cost:5.04%
Difference:
NZ$370 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.6636 (4.86% from mid-rate)
To Amount (NZD) NZ$8,298.04
Total Cost:5.09%
Difference:
NZ$375 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.6567 (5.26% from mid-rate)
To Amount (NZD) NZ$8,250.37
Total Cost:5.63%
Difference:
NZ$423 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.6515 (5.55% from mid-rate)
To Amount (NZD) NZ$8,210
Total Cost:6.1%
Difference:
NZ$463 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6567 (5.26% from mid-rate)
To Amount (NZD) NZ$8,200.67
Total Cost:6.2%
Difference:
NZ$472 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6524 (5.5% from mid-rate)
To Amount (NZD) NZ$8,179.38
Total Cost:6.45%
Difference:
NZ$494 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6447 (5.94% from mid-rate)
To Amount (NZD) NZ$8,141.27
Total Cost:6.88%
Difference:
NZ$532 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6378 (6.34% from mid-rate)
To Amount (NZD) NZ$8,107.11
Total Cost:7.27%
Difference:
NZ$566 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.6098 (7.94% from mid-rate)
To Amount (NZD) NZ$8,024.85
Total Cost:8.21%
Difference:
NZ$648 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 10/20/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

New Zealand dollar Travel Money

  

Travel Money ProvidersAmount NZD(NZ$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
NZ$1,639.9
Best Overall
1.639906.22%
Deutsche Bank Foreign Currency
Deutsche Bank logo
NZ$1,603.88
NZ$36 less
1.6283€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
NZ$1,595.6
NZ$44 less
1.6199€158.75%
La Poste Foreign Currency
La Poste logo
NZ$1,595.6
NZ$44 less
1.6199€158.75%
Citibank Foreign Currency
Citibank logo
NZ$1,595.39
NZ$45 less
1.6115€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
NZ$1,582
NZ$58 less
1.5995€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
NZ$1,578.96
NZ$61 less
1.603€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
NZ$1,576.97
NZ$63 less
1.5929€109.82%
AIB Bank Foreign Currency
AIB Bank logo
NZ$1,573.61
NZ$66 less
1.5895€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
NZ$1,561.92
NZ$78 less
1.5777€1010.68%
HSBC logo
NZ$1,552.4
NZ$87 less
1.5524011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.6399 (6.22% from mid-rate)
To Amount (NZD) NZ$1,639.9
Total Cost:6.22%
Time:
Rate Fetched: Sun Oct 20 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.6283 (6.88% from mid-rate)
To Amount (NZD) NZ$1,603.88
Total Cost:8.28%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.6199 (7.36% from mid-rate)
To Amount (NZD) NZ$1,595.6
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logo

La Poste: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.6199 (7.36% from mid-rate)
To Amount (NZD) NZ$1,595.6
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.6115 (7.84% from mid-rate)
To Amount (NZD) NZ$1,595.39
Total Cost:8.76%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5440 (11.7% from mid-rate)
To Amount (NZD) NZ$1,582
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.6030 (8.33% from mid-rate)
To Amount (NZD) NZ$1,578.96
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5929 (8.9% from mid-rate)
To Amount (NZD) NZ$1,576.97
Total Cost:9.82%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5895 (9.1% from mid-rate)
To Amount (NZD) NZ$1,573.61
Total Cost:10.01%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5777 (9.77% from mid-rate)
To Amount (NZD) NZ$1,561.92
Total Cost:10.68%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.5524 (11.22% from mid-rate)
To Amount (NZD) NZ$1,552.4
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 10/20/2019 - See full table

EUR / NZD converter & margin calculator

€EUR
NZ$NZD
mid-rates

Compare how much you can save on EUR/NZD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Euro

New Zealand Dollar

1 EUR 1.7495 NZD
5 EUR 8.7475 NZD
10 EUR 17.50 NZD
20 EUR 34.99 NZD
50 EUR 87.48 NZD
100 EUR 174.95 NZD
250 EUR 437.38 NZD
500 EUR 874.75 NZD
1,000 EUR 1,749.50 NZD
2,000 EUR 3,499.00 NZD
5,000 EUR 8,747.50 NZD
10,000 EUR 17,495.00 NZD
50,000 EUR 87,475.00 NZD
100,000 EUR 174,950.00 NZD
See more

Euro

New Zealand Dollar

0.5716 EUR 1 NZD
2.8580 EUR 5 NZD
5.7160 EUR 10 NZD
11.43 EUR 20 NZD
28.58 EUR 50 NZD
57.16 EUR 100 NZD
142.90 EUR 250 NZD
285.80 EUR 500 NZD
571.60 EUR 1,000 NZD
1,143.20 EUR 2,000 NZD
2,858.00 EUR 5,000 NZD
5,716.00 EUR 10,000 NZD
28,580.00 EUR 50,000 NZD
57,160.00 EUR 100,000 NZD
See more
Country Guides (EUR & NZD)
EurozoneEurozone (EUR)New ZealandNew Zealand (NZD)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
Cook IslandsCook Islands (NZD)CyprusCyprus (EUR)EstoniaEstonia (EUR)
FinlandFinland (EUR)FranceFrance (EUR)French GuineaFrench Guinea (EUR)
French Southern TerritoriesFrench Southern Territories (EUR)GermanyGermany (EUR)GreeceGreece (EUR)
GuadeloupeGuadeloupe (EUR)Vatican CityVatican City (EUR)IrelandIreland (EUR)
ItalyItaly (EUR)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)NiueNiue (NZD)
PitcairnPitcairn (NZD)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)TokelauTokelau (NZD)

EUR/NZD - Historical Trends

This table shows historic rates and trends of Euro to New Zealand Dollar over periods upto 10 years.

PeriodChange*EUR/NZDDate
1 Day-0.1%1.750917 Oct 2019
7 Day+0.4%1.741911 Oct 2019
30 Day+0.2%1.745818 Sep 2019
3 Month+5.4%1.660120 Jul 2019
1 Year-0.1%1.752018 Oct 2018
5 Year+8.8%1.608219 Oct 2014
10 Year-12.1%1.990520 Oct 2009

*For period to 18-Oct 21UTC when EUR/NZD was 1.7494

You can use our EUR interactive charts to check EURNZD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

EUR and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs NZD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the EUR/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates