The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
HKD to USD Market Data
Hong Kong dollar (HKD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Sell HKD →
Buy USD
1 HKD = 0.1282 USD
1d0.0%⬦
90dLows◒
HKD to USD is at 90-day lows near 0.1283, near its 3-month average, having traded in a stable 0.3% range from 0.1283 to 0.1287
Bias
bullish-to-range-bound, as the pair sits above its 90-day average and in the upper half of the three-month range.
Key drivers
- Rate gap: The US Fed’s policy rate remains materially higher than HKD liquidity, helping USD maintain an edge against HKD as the HKMA defends the peg (the HKD is fixed within a band against the USD).
- Macro factor: Markets expect Fed easing toward a neutral stance in 2026, which could influence USD funding costs and carry trades (funding strategies using low-cost borrowing to finance trades) that affect HKD flows.
Range
USDHKD remains bullish-to-range-bound, above the 90-day avg and near the top of the 3-month range. Drift toward the upper end with tests of the recent high amid liquidity shifts. Upside risk: payrolls beat and easing hints; downside: softer data or earlier cuts.
What could change it
- Upside risk: stronger US payrolls and clearer Fed easing guidance could push USD higher against HKD.
- Downside risk: softer US data and a faster-than-expected policy shift toward rate cuts could ease USD and support HKD
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HKD to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Hong Kong dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different HKD amounts at today’s rate * :
What is the
best Send Money conversion rate for HKD to USD?
The best HKD to USD exchange rate is 0.1276 from OFX . This is -0.47% compared to the mid-market rate 0.1282.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Hong Kong dollar (HKD) to US dollar (USD) rates from different sources before making a conversion.
The above
Hong Kong dollar to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest HKD-USD mid-rate and the possible savings of using various providers.
How do HKD-USD rates compare between providers?
Looking at the full
HKD to USD - Send Money comparison table the provider with the best HKD to USD exchange rate is OFX at 0.1276, -0.47% from the latest mid-market rate 0.1282.
The next best is XE at 0.1275, -0.55% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.