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USD/SAR - Convert Compare Save

United States Dollar to Saudi Riyal exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the United States Dollar to Saudi Riyal exchange rate, has news, forecasts and USD to SAR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

USD/SAR Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/SAR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to SAR International Money Transfers

  

Foreign Transfer ProvidersReceive SAR(﷼)Exchange RateFee USDTotal CostDeal Links
OFX logo
36,482 SAR
Best Overall
3.64820^2.73%
Wells Fargo Bank logo
35,725 SAR
757 SAR
3.5789184.75%
HSBC logo
35,698 SAR
784 SAR
3.5752$154.82%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
35,481 SAR
1,001 SAR
3.5688155.4%
Bank of America International Money Transfers
Bank of America logo
35,250 SAR
1,232 SAR
3.5606$1006.01%
U.S. Bank International Money Transfers
U.S. Bank logo
35,250 SAR
1,232 SAR
3.5606$1006.01%
 
OFX: Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:3.6482 (2.73% from mid-rate)
SAR amount:36,482 SAR
Total Cost:2.73%
Time:
Rate Fetched: Mon Jun 17 2019 06:04:04 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:18
Exchange Rate:3.5789 (4.58% from mid-rate)
SAR amount:35,725 SAR
Total Cost:4.75%
Difference:
757 SAR less than using OFX
Time:6:16 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:3.5752 (4.67% from mid-rate)
SAR amount:35,698 SAR
Total Cost:4.82%
Difference:
784 SAR less than using OFX
Time:6:16 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:15
Exchange Rate:3.5533 (5.26% from mid-rate)
SAR amount:35,481 SAR
Total Cost:5.4%
Difference:
1,001 SAR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logoBank of America

Bank of America: Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:3.5606 (5.06% from mid-rate)
SAR amount:35,250 SAR
Total Cost:6.01%
Difference:
1,232 SAR less than using OFX
Time:6:16 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logoU.S. Bank

U.S. Bank: Foreign Transfer USD→SAR
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:3.5606 (5.06% from mid-rate)
SAR amount:35,250 SAR
Total Cost:6.01%
Difference:
1,232 SAR less than using OFX
Time:6:16 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount SAR(﷼)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
3,510.7 SAR
Compare
3.510706.39%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
3,476 SAR
35 SAR
3.5107$107.33%
Wells Fargo Bank logo
3,440.49 SAR
70 SAR
3.5107$208.27%
Travelex Online US logo
3,335.1 SAR
176 SAR
3.33510^11.08%
 

U.S. Bank logoU.S. Bank

U.S. Bank: Travel Money USD→SAR
USD amount:$1,000 USD
Fee:0
Exchange Rate:3.5107 (6.39% from mid-rate)
SAR amount:3,510.7 SAR
Total Cost:6.39%
Time:6:17 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→SAR
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:3.2817 (12.5% from mid-rate)
SAR amount:3,476 SAR
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Travel Money USD→SAR
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:3.5107 (6.39% from mid-rate)
SAR amount:3,440.49 SAR
Total Cost:8.27%
Time:6:17 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→SAR
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:3.3351 (11.08% from mid-rate)
SAR amount:3,335.1 SAR
Total Cost:11.08%
Time:
Rate Fetched: Mon Jun 17 2019 06:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 06/17/2019 - See full table

USD to SAR interbank exchange rate = 3.7506

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on USD/SAR exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

USD and SAR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs SAR, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Saudi Riyal (SAR)

No recent Saudi Riyal market updates.

Why can't I just get the USD/SAR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / SAR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates